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My Funded Futures

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My Funded Futures

Day Trading is quickly becoming an answer to those looking for a way to make money and APEX TRADER FUNDING offers a funded account.

Looking to make Random Income or Full time money stacking Side Hustles?

What is A Funded Account?

A funded trading account is a type of financial arrangement in which a proprietary trading firm or a similar financial entity provides a trader with access to a pool of capital to trade stocks, forex, commodities, or other financial instruments. This arrangement allows traders to leverage larger amounts of capital than they might personally own, with the aim of amplifying potential gains.

Here are the key aspects of a funded trading account:

  1. Qualification and Evaluation: Typically, traders must go through a qualification process, which may involve a demonstration of their trading ability through a simulation or a trial trading period using a demo account. This is often referred to as an evaluation period or a trading challenge.
  2. Profit Sharing: Profits generated from trading are split between the trader and the funding firm according to predetermined percentages. The exact split can vary widely, often depending on the trader’s performance and the policies of the funding firm.
  3. Risk Management Rules: Funded accounts usually come with strict risk management rules set by the funding company. These might include limits on daily losses, total drawdown, and restrictions on trading certain products or during volatile market events.
  4. Subscription or Program Fees: Some funded trader programs require the trader to pay a subscription fee or a one-time fee to participate in the trading challenge or to maintain the funded account. These fees can cover the costs of technology, support, and the risk the company takes by allocating capital to the trader.
  5. Training and Support: Many firms provide educational resources, coaching, and support to help funded traders succeed. This might include access to experienced traders, analytical tools, and educational materials.
  6. No Liability for Losses: One significant advantage for traders is that they are typically not financially liable for losses beyond the initial fee or the specified drawdown limit, as the trading capital is provided by the firm. However, breaching risk management rules can result in the termination of the funded account agreement.

Funded trading accounts are popular among traders who lack the capital to trade at scale on their own but have the skills to potentially generate profits from trading. It offers an opportunity to trade with significant capital while minimizing personal financial risk, although it comes with various conditions and rules that need careful consideration.

My Funded Futures is the future of stackable side hustles.

Advice Investing Personal Development Skills

Day Trading Books

Best Day Trading Books for Beginners

Best Day Trading Books for funded accounts

1. Introduction to Day Trading

  • Book Title: “A Beginner’s Guide to Day Trading Online” by Toni Turner
  • Description: This book provides a comprehensive introduction to day trading, covering the basics of how the stock market works, trading tools and technologies, and fundamental trading strategies. It’s written in an accessible style, making complex concepts understandable for beginners.

2. Technical Analysis Fundamentals

  • Book Title: “Technical Analysis For Dummies” by Barbara Rockefeller
  • Description: An excellent resource for understanding technical analysis, this book breaks down technical indicators, chart patterns, and how to interpret market signals. It’s crucial for day traders who rely heavily on technical analysis to make quick trading decisions.

3. Psychological Aspects of Trading

  • Book Title: “Trading in the Zone” by Mark Douglas
  • Description: This book delves into the psychological challenges of trading and offers insights into how to develop the mental discipline and emotional control needed to succeed in day trading. It’s a must-read for understanding the mindset of successful traders.

4. Strategy and Execution

  • Book Title: “Day Trading and Swing Trading the Currency Market” by Kathy Lien
  • Description: Kathy Lien provides a deep dive into currency day trading, offering specific strategies and market insights. While focused on forex, the book’s principles can be applied broadly, making it valuable for day traders in various markets.

5. Risk Management

  • Book Title: “The Daily Trading Coach: 101 Lessons for Becoming Your Own Trading Psychologist” by Brett N. Steenbarger
  • Description: This book emphasizes the importance of self-coaching and risk management, offering practical advice and exercises to improve trading performance and resilience. It’s essential for managing the high-risk environment of day trading.

6. Advanced Day Trading Concepts

  • Book Title: “Mastering the Trade” by John F. Carter
  • Description: Catering to those who have grasped the basics, this book explores advanced trading strategies and setups. It includes detailed case studies and real-world examples, providing a deeper understanding of day trading dynamics.

7. Practical Tools and Platforms

  • Book Title: “The Complete Guide to Day Trading” by Markus Heitkoetter
  • Description: This guide offers a practical approach to setting up a trading workstation, choosing the right software, and understanding the mechanics of placing trades. It’s a hands-on manual for the day-to-day operations of a day trader.

8. Market Analysis and Insights

  • Book Title: “How to Day Trade for a Living” by Andrew Aziz
  • Description: Aziz provides insights into analyzing market trends, picking the right stocks, and developing trading plans. The book is known for its clear explanations and actionable strategies, making it a popular choice among beginners.


  • Summarize the importance of continuous learning and self-improvement in day trading, highlighting how these books provide a solid foundation for beginners to start their trading journey.

This outline offers a balanced view of the essential aspects of day trading, from technical analysis and strategy to psychology and risk management, providing beginners with a comprehensive learning path through literature.

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Best Stocks for Day Trading

How to find the best stocks for day trading is science, logic and tools to help you sort data to make a personal decisions. There is not 100% proven method to success but many attempts to help guide someone who wants to be a day trader!

Here is some logice to help narrow your search.

1. Stock Screeners

  • Description: Stock screeners filter stocks based on specific criteria like market capitalization, sector, earnings growth, dividend yield, and many other financial metrics.
  • How to Use: Set your desired criteria in the screener to narrow down the list of stocks that meet your investment or trading objectives. This helps in identifying potential opportunities that align with your strategy.

2. Technical Analysis Software

  • Description: This software provides charting tools and technical indicators to analyze price movements and patterns of stocks.
  • How to Use: Apply technical indicators like moving averages, RSI, MACD, and Bollinger Bands to identify trends, support and resistance levels, and potential buy or sell signals.

3. Fundamental Analysis Tools

  • Description: These tools help analyze a company’s financial health through metrics like P/E ratio, debt levels, revenue growth, and profitability.
  • How to Use: Use these tools to assess the financial statements and performance of companies, comparing them with industry peers to identify fundamentally strong stocks.

4. Economic Indicators and News Feeds

  • Description: Real-time news feeds and economic indicators provide insights into market-moving events, economic trends, and company-specific news.
  • How to Use: Stay updated with the latest news and economic data to understand potential impacts on stock prices and market sectors, aiding in timely decision-making.

5. Earnings Reports and Analysis

  • Description: Earnings reports are crucial in assessing a company’s financial performance, while analysis tools can provide forecasts and insights into future performance.
  • How to Use: Analyze past earnings reports and consensus estimates to gauge a company’s profitability and growth prospects, which can influence stock price movements.

6. Sentiment Analysis Tools

  • Description: These tools gauge the market sentiment towards a particular stock or the market as a whole, using data from social media, news articles, and financial blogs.
  • How to Use: Monitor sentiment indicators to understand the general mood of investors and traders towards certain stocks, which can be a precursor to price movements.

7. Portfolio Management Software

  • Description: Helps in tracking and managing your investments, providing an overview of your portfolio’s performance, asset allocation, and risk exposure.
  • How to Use: Use this software to monitor your holdings, evaluate your portfolio’s performance against benchmarks, and make informed decisions to rebalance or adjust your investment strategy.

8. Market and Sector Analysis Tools

  • Description: These tools provide insights into market trends and sector performances, helping to identify which sectors or industries are leading or lagging.
  • How to Use: Analyze sector performance to find industries with strong momentum or potential for growth, guiding stock selection within those sectors.


Each of these tools plays a crucial role in the stock selection process, helping traders and investors make informed decisions based on technical, fundamental, and sentiment analysis. Combining insights from multiple tools can provide a comprehensive view of potential stock picks, aligning with one’s trading or investment strategy and risk tolerance.

What is a funded account for day trading?

A funded trader account, often provided by proprietary trading firms or funding companies, allows traders to access significant capital for trading without risking their own money. Here are the benefits, advantages, and disadvantages of using a funded trader account:

Benefits and Advantages

  1. Access to Large Capital: Traders get access to a substantial trading capital, allowing them to make larger trades and potentially earn higher profits than they could with their own funds.
  2. Risk Mitigation: Since the capital is provided by the firm, personal financial risk is significantly reduced. Traders don’t have to risk their own money, which can alleviate psychological pressure.
  3. Profit Sharing: Traders can earn a substantial income through profit-sharing arrangements with the funding company, often receiving a significant percentage of the profits they generate.
  4. No Liability for Losses: In most cases, traders are not financially liable for trading losses, as the risk is absorbed by the funding firm.
  5. Access to Advanced Tools and Resources: Funded accounts often come with access to professional trading platforms, tools, educational resources, and sometimes even mentoring from experienced traders.
  6. Ability to Trade Full-Time: With access to significant capital and resources, traders can potentially trade full-time, turning it into a professional career.
  7. Diversification Opportunities: Traders can diversify their trades across various instruments and markets, which can be difficult with limited personal capital.


  1. Profit Sharing: While traders can earn from the profits, they also have to share a significant portion with the funding firm, which can be substantial.
  2. Strict Rules and Guidelines: Funded trading accounts come with strict trading rules, such as stop-loss limits, maximum drawdown, and trading strategy restrictions, which can limit a trader’s flexibility.
  3. Performance Pressure: The need to meet certain performance benchmarks to maintain the funding or achieve profit targets can create additional stress and pressure.
  4. Limited Control: Traders may have limited control over some aspects of the trading account, such as the trading platform, instruments, or times they can trade.
  5. Risk of Account Termination: If a trader fails to adhere to the firm’s rules or meet performance criteria, the account can be terminated, and they may lose the opportunity to trade with the funded capital.
  6. Dependency: Relying on a funded account can lead to dependency, potentially hindering the development of a trader’s own trading capital and long-term financial independence.
  7. Selection and Evaluation Process: Getting a funded account often requires passing through a rigorous selection and evaluation process, which can be challenging and time-consuming.

In conclusion, a funded trader account offers the opportunity to trade with more capital, reducing personal financial risk and providing access to professional resources. However, it comes with its own set of challenges, including profit sharing, strict operational guidelines, and performance pressure. Traders should carefully consider these factors and their own trading goals and strategies before entering into a funded trading arrangement.

Best Day Trading Books for funded accounts

Day Trading Industry Information:

Category Description
Estimated Number of Day Traders Global: Millions, with exact numbers varying by region.
U.S.: Hundreds of thousands, with a significant increase in numbers due to the rise of retail trading platforms.
Income of Top Performers Average Income: Can vary widely, with top performers earning upwards of $100,000 to several million dollars annually.
Percentile Earnings: Top 10% of day traders often make substantial incomes, while a large percentage may not be profitable.
Types of People Who Start Day Trading Retail Investors: Individuals looking to supplement their income or take control of their financial future.

Professional Traders: Those with a background in finance or trading who trade full-time.

Hobbyists: Individuals interested in the financial markets and trading as a part-time activity.

Retirees: People looking to generate extra income during retirement.

Students: Younger individuals or students interested in building wealth and learning about the markets.

-Side Hustles: Individuals looking to stack side hustles of making full-time money in part-time hours.

(MILLIONS looking for legit side hustles from home thanks to the current economy post-COVID based on census data)

Category Description
Unemployed Individuals – Number of people without jobs who are actively seeking employment.
Underemployed Individuals – Those working part-time who would prefer full-time employment, or those overqualified for their current role.
People with Side Hustles – Individuals employed full-time or part-time who also engage in supplementary income-generating activities from home.
Freelancers/Independent Contractors – Individuals who are self-employed or work on a project basis in various sectors.
Remote Workers – Full-time or part-time employees who work from home or another remote location.

Example Data (Hypothetical as of 2023)

  • Unemployed Individuals: 6 million (estimate based on U.S. population and labor force participation rate)
  • Underemployed Individuals: 5 million (estimate based on economic conditions and part-time labor force)
  • People with Side Hustles: 44 million (based on surveys and studies on gig economy and side employment trends)
  • Freelancers/Independent Contractors: 59 million (including those who freelance full-time or as a side job)
  • Remote Workers: 30% of the workforce (reflecting the increase in remote work trends post-pandemic)


  • The actual numbers would vary based on the current economic conditions, labor market dynamics, and the impact of global events like the COVID-19 pandemic.
  • Regular updates and detailed labor market analyses would be necessary to provide accurate and timely data.

To get the most current and accurate statistics, one should refer to the latest reports from the U.S. Bureau of Labor Statistics or other authoritative sources on employment and labor market trends.

Additional Notes:

  • Income Variability: The income of day traders can be highly variable, depending on market conditions, the trader’s skill level, strategy, and capital. Look at reviews
  • Success Rate: It’s widely reported that a significant percentage of day traders lose money, with only a small percentage consistently profitable.
  • Capital Requirement: Successful day trading often requires substantial capital to manage risk and achieve significant profits.
  • Learning Curve: Many who start day trading are attracted by the potential for high returns, but there is a steep learning curve, and success requires dedication, education, and experience.

This chart provides a snapshot of the day trading landscape, highlighting the diversity of participants and the potential for high earnings among top performers, while also acknowledging the challenges and risks involved in this trading style.


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The content provided on this blog is for informational purposes only and is not intended as financial, investment, legal, or other professional advice. The views and opinions expressed herein are those of the author and do not necessarily reflect the official policy or position of any other agency, organization, employer, or company.

While every effort has been made to ensure the accuracy and reliability of the information provided, the author of this blog makes no representations, warranties, or guarantees, either express or implied, regarding the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

The author is not a financial advisor, and the information provided in the blog is not a substitute for financial or other professional advice. Always seek the advice of a qualified professional with any questions you may have regarding a financial or other professional matter.

In no event will the author be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this blog.

Through this blog, you may be able to link to other websites which are not under the control of the author. The author has no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

All users of this blog are advised to conduct their own independent research and consult with professional advisors before making any investment, financial, or other decisions.

Branding Investing

Whisky Cask Investment

Whisky Cask Investment Class

Whisky Cask Investment helps achieve your investment goals and structure your wealth management by investing in whisky casks, one of the most secure and fastest-growing asset classes on the market.

Whisky has blossomed into an enormous industry that generates more than £5 billion in annual sales volume. Many manufacturers, distilleries and investors have managed to make great fortunes as the spirit has proliferated around the globe. Now, you have the opportunity to add whisky investments to your portfolio.

but there is so much more; as an executive, we are always looking for ways to set our brand apart. Let’s think out of the box:

Branded Whisky Cask

Whisky is not only a popular investment, but a “HUGE WIN” for client relationships, top customer gifts, sales incentives especially if you BRAND YOUR OWN CASK, use it as an investment and then bottle a PREMIUM WHISKY and YOU LOGO!!! You would be shocked not only at the response but the price once you calculate the cost to carry, investment income, and the GOODWILL in marketing you will get from the marketing opportunity.

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Corporate Whisky Service White-Label or Co-Branded

Corporate Service includes don’t only a selection ofend-to-end bottling service that covers every aspect of a successful project, from creativity and design to filling and production.

The team offers tailor-made solutions, working closely alongside clients to realize their bottling projects, whether they are looking for a small run for gifting or larger commercial projects.

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Whisky as an investment class?

Whisky Cask Investment refers to the practice of investing in the ownership of whisky casks with the expectation that the value of the whisky will increase over time as it matures. This type of investment is considered an alternative investment class also know as LifeStyle Investing, outside the traditional categories of stocks, bonds, and real estate. Here’s a deeper look into what it entails:

  1. The Basics: When you invest in whisky casks, you are buying the physical cask of whisky at a certain age, with the anticipation that it will appreciate in value as it ages further. The whisky industry has seen significant growth, and aged whiskies have become more desirable and valuable, making this investment potentially profitable.
  2. Maturation Process: Whisky typically matures in oak casks over several years, and it’s during this aging process that it develops its flavors and character. The length of time whisky is aged can significantly affect its value; generally, the longer the maturation, the more valuable the whisky can become, assuming it’s of good quality and stored correctly.
  3. Market Demand: The demand for rare and aged whisky has been rising, driven by both collectors and consumers. Limited editions, single malts, and whiskies from closed distilleries can fetch high prices. This demand underpins the investment thesis for whisky cask investment.
  4. Risks and Considerations: Like any investment, whisky cask investment carries risks. These include the risk of spoilage, the cost of insurance and storage, potential changes in market demand, and the illiquid nature of the investment. Investors need to do thorough due diligence, considering factors such as the distillery’s reputation, the quality and type of cask, and storage conditions.
  5. Exit Strategy: To realize the investment’s value, the investor will eventually need to sell the cask. This can be done through private sales, auctions, or by bottling the whisky and selling it. The exit strategy should be considered at the outset, as it can affect the overall return on investment.
  6. Regulatory and Tax Considerations: Investors need to be aware of the regulatory environment, including licenses required to own and sell whisky by the cask, and the tax implications in their jurisdiction.

Whisky cask investment offers an interesting opportunity but requires a good understanding of the whisky market, a long-term perspective, and a tolerance for the unique risks associated with this asset class. It’s also wise to consult with financial advisors or investment professionals who have experience with alternative investments to make informed decisions.


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Accounting Investing Wealth

Fixed Index Annuity Agent

A Fixed Index Annuity (FIA) from Symerta Life Insurance is a type of annuity contract that is typically offered by insurance companies. It is a financial product that is often used as a retirement savings and income tool. Here’s how it works:

  1. Purchase: You buy a Fixed Index Annuity from an insurance company. You can either make a lump-sum payment or a series of payments into the annuity.
  2. Accumulation Phase: During the accumulation phase, your money grows tax-deferred. The insurance company credits interest to your annuity based on the performance of a specific financial index, such as the S&P 500. Your principal is protected, which means it won’t decrease due to market downturns. However, the interest rate credited is usually subject to a cap or a participation rate, which means you may not receive the full gains of the index.
  3. Indexing Options: FIAs offer various indexing options. The most common are point-to-point, monthly averaging, and annual reset. Each has its own method of calculating interest based on the performance of the chosen index.
  4. Income Phase: Once you’re ready to start receiving income, you can choose to annuitize the contract. This means the insurance company will provide you with a regular stream of payments, either for a set period or for your lifetime, depending on the annuity option you select. The income payments are determined by factors like your age, the annuity’s value, and the terms of the contract.
  5. Withdrawals: Some FIAs allow you to make withdrawals before annuitization, but they may be subject to surrender charges or penalties, especially in the early years of the contract.

Fixed Index Annuities are used primarily for retirement planning and income generation. They offer a balance between potential for market-linked gains and principal protection, making them appealing to individuals who want to participate in stock market growth without the risk of losing their initial investment.

It’s important to carefully review the terms and features of any Fixed Index Annuity you’re considering, as they can vary widely between insurance companies and contracts. Additionally, consulting with a financial advisor who specializes in retirement planning and annuities can help you determine if an FIA is a suitable option for your financial goals and needs.

Different types of annuities and highlights their key differences:

Type of Annuity Description Key Features Suitable For
Fixed Annuity Guaranteed interest rate for a set period. Principal protection, stable income. Risk-averse individuals, conservative investors.
Variable Annuity Investment in sub-accounts with market exposure. Potential for higher returns, market risk. Investors seeking market-linked growth.
Immediate Annuity Immediate income payments after a lump-sum payment. No accumulation phase, steady income. Retirees looking for immediate income.
Deferred Annuity Accumulation of funds with future income payments. Tax-deferred growth, flexible payout options. Individuals saving for retirement.
Fixed Index Annuity Interest tied to a market index, with downside protection. Potential for market gains, principal protection. Investors seeking a balance of growth and safety.
Longevity Annuity Provides income starting at a future specified age. Protection against outliving savings. Those concerned about longevity risk.

Keep in mind that the specific terms, fees, and features of annuities can vary between insurance companies and individual contracts. It’s important to carefully read the contract and consult with a financial advisor to choose the right annuity type that aligns with your financial goals and circumstances.

Advice Investing Wealth

Unlocking the Power Within: Why You Need a Financial Power of Attorney

Life is a beautiful journey, full of joy and surprises. But, let’s face it, it can also be unpredictable. What happens if, for some reason, you find yourself unable to make important decisions for yourself? It’s a daunting thought, but there’s a solution that can provide peace of mind and ensure your wishes are carried out.

Enter the ‘Power of Attorney’ – a legal instrument that grants someone else the authority to act on your behalf. This person, known as your ‘agent,’ becomes your trusted ally, and they don’t have to be a lawyer. It can be a close family member or a dear friend, someone who understands you and has your best interests at heart.

With this power vested in your agent, a world of possibilities opens up. They can manage your financial transactions, buy and sell properties, handle your retirement benefits, pay your taxes, invest your money, manage insurance policies, and attend to your other personal needs. Essentially, they become the guardian of your dreams and ambitions.

A power of attorney can come in various forms, catering to specific needs. The ‘Financial Power of Attorney’ grants your agent the authority to manage financial matters, ensuring your finances are in capable hands. On the other hand, the ‘Medical Power of Attorney’ allows them to make crucial medical decisions if you face medical incapacitation.

Creating a Financial Power of Attorney is a simple yet essential step. Just fill out the form, sign it, and file it with your local court clerk’s office. The stamp of authenticity ensures its validity, empowering your agent to handle financial matters on your behalf when needed. But don’t worry; you can specify that unless you’re fully incapacitated, you still retain control over your affairs.

It’s important to remember that a Financial Power of Attorney doesn’t last forever. When you pass on, the authority granted to your agent ends. If you wish your agent to be your executor, you can include this in your last will and testament.

The key is preparation. Take charge of your destiny by considering whether a Financial Power of Attorney is right for you. Plan ahead, and be ready for whatever life throws your way. By unlocking the power within, you can ensure your legacy and dreams are safeguarded, and that your journey through life remains a masterpiece of fulfillment and happiness.

So, why wait? Empower yourself today with the knowledge and tools to navigate life’s uncertainties. Take the leap and unleash the power of a Financial Power of Attorney, securing your future and painting a canvas of financial freedom and protection. Your life, your decisions, your legacy – take control now!” 🌟💼💪 

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

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Accounting Economics Investing Wealth

Exploring Annuities: The Path to Attaining Financial Security

Imagine a future where you can rest assured, knowing that your financial well-being is protected and secured. As you work hard to build a nest egg for your retirement, you want to ensure that your money grows wisely and provides a stable source of income for the years ahead. 🌟💸

Amidst the myriad of investment options available, there’s one powerful solution that stands out—the “Annuity.” An annuity is not just an investment; it’s an insurance policy bundled together in a package of financial security. When you invest in an annuity, you enter into a mutual agreement with an insurance company, entrusting them with your money in exchange for a policy outlining the benefits you’ll receive.

Understanding annuities is the key to making the right decision for your future. Once you’ve invested in an annuity, you have the option to choose the terms of payment, whether for your lifetime or a joint agreement to protect your loved ones as well. The beauty lies in compounding interest, growing your contributions month by month, and providing you with peace of mind in knowing that gains and losses are tax-deferred, keeping them separate from your income tax return. 

There are two main types of annuities to consider: “Immediate Annuity” and “Deferred Annuity.” In the former, your investment guarantees a lifetime income, ensuring financial stability throughout your life. In the latter, your money grows tax-deferred until a specified time stated in the insurance policy, and you have the flexibility to choose between fixed or variable annuities. 

But what if the unexpected happens? Rest assured, annuities are designed with your loved ones in mind. In case of your passing, the person who inherits the annuity will be responsible for paying the income tax on any gains from the investment. 

Now equipped with valuable information, you can confidently chart your path towards financial security. Annuities offer a gateway to safeguarding your future and creating a legacy of stability for yourself and your loved ones. 

Explore the power of annuities and embark on a journey towards financial serenity. Explore this potent investment option and secure your financial dreams today!

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

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Phone (951) 926-4158

Investing Strategy Wealth

Unlock the Path to Business Success: 10 Tips for a Thriving Future

Are you ready to take your business to new heights? The journey to success is filled with twists and turns, but fear not! We’ve got the ultimate guide to steer you towards triumph and prosperity. These 10 business tips will ignite your entrepreneurial spirit and pave the way for a brighter future. Get ready to level up!

  1. Use It or Lose It – Maximize Your Annual Exclusion: Tap into the power of the annual gift tax exclusion. Gift to your heart’s content without tax consequences. Share the joy of giving while saving big!
  2. Harness Your Gift Tax Exemption: Unlock your lifetime gift tax exclusion of $1,000,000! It’s time to make your mark and leave a legacy with strategic gifting.
  3. Pay It Forward – Tuition and Medical Expenses: Seize the opportunity to pay tuition and medical expenses without worry. These generous gestures won’t come with taxable gift strings attached.
  4. Preserve Your Estate Tax Exemptions – Plan Ahead: Take charge of your estate’s future. Prepare for the unknown with a robust estate plan. Expect the best, but plan for the worst.
  5. Fund a 529 Plan – Empower Future Scholars: Invest in education with a 529 plan. Watch your savings grow tax-free while supporting the next generation of bright minds.
  6. Choose a Guardian – Secure Your Kids’ Future: Family comes first! Ensure your kids are protected by choosing a trusted guardian. Rest easy knowing they’re in caring hands.
  7. Create a Will or Living Trust – Shape Your Legacy: Shape your legacy with a carefully crafted will or living trust. Don’t let your estate fall into the wrong hands. Take control of your future now.
  8. Power Up – Secure Your Financial and Health Decisions: Be the captain of your ship. Get a Power of Attorney for Financial & Health decisions, empowering you to navigate life’s challenges.
  9. Secure Your Retirement – A Plan That Lasts: Don’t leave your retirement to chance. Review your IRAs and 401(k)s to ensure a secure financial future. Take control and plan for the long haul.
  10. Protect Your Future – Long-Term Care Coverage: Prepare for the unexpected. Secure coverage for long-term care and catastrophic nursing home needs. Your peace of mind is worth it.

Don’t Wait – Embrace Your Journey Now!

Success and prosperity await, but it’s up to you to seize the opportunity. Don’t let time slip away. Take charge of your business, estate, and health. Safeguard your assets and pave the way for a remarkable future.

No one plans for misfortune, but planning for it is the key to financial freedom. Embrace the power of giving, reduce taxes, and step confidently into the realm of success. The time is now, get started on your path to triumph today!

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Economics Investing Strategy Wealth

Unlock the Secrets to a Financially Secure and Fulfilling Retirement Journey!

Retirement is a journey into the unknown. None of us know exactly how long this chapter of life will last, and that’s where the real challenge lies. Planning for our golden years means calculating how many years of financial security we need. Will it be 20, 30, or even over 100 years? The mystery of death makes it difficult, but one thing is for sure – we all want to enjoy our retirement without worrying about money.

Imagine retiring at 65 and having enough funds to support yourself until you’re 100! It might seem like a daunting task, but with the right strategies, it’s possible. Let’s embark on this thrilling adventure together and discover five powerful steps to secure your finances for a fulfilling retirement.

  1. Social Security: A Lifeline for a Lifetime

One way to ensure a steady income throughout your life is through Social Security. The longer you delay claiming, the higher the payout. Hold off until you truly need it, and watch your income grow.

  1. Traditional Pension: A Rare Treasure

If your company offers a traditional pension, consider yourself fortunate. Embrace this precious benefit that guarantees financial support for the rest of your life.

  1. Annuities: Tailored Security for Your Dreams

Secure your retirement goals with annuities. Invest a portion of your income, and enjoy the peace of mind that comes with a guaranteed payment for life.

  1. Medical Insurance for Peace of Mind

Prepare for any health challenges that may come your way. Medicare supplemental policies or Medicaid can cover medical expenses that your savings may not. Don’t leave your health to chance!

  1. Long Term Care Insurance: A Safety Net for the Future

Invest in Long Term Care insurance for extended medical support. Medicare has its limits, so protect yourself and your finances beyond the 100-day coverage.

Secure Your Future Now!

The road to financial freedom during retirement might seem challenging, but with these five powerful steps, you can set yourself up for success. Be proactive, take action, and embrace this exciting journey with confidence.

As you plan your retirement, remember that it’s never too early to start preparing. The future awaits, and by securing your finances now, you can truly enjoy every moment of your retirement without worry.

Don’t let uncertainty hold you back. Be prepared and embark on a life-changing adventure toward a secure, fulfilling, and financially empowered retirement. The journey begins now!

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

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Phone (951) 926-4158

Capital Investing Wealth

Unleash Your Immortal Legacy: Exercising Unprecedented Power from Beyond the Grave

In life, we strive to accumulate wealth and power, but have you ever considered the possibility of exercising that power even after you’re gone? Money holds an incredible potential to shape lives and influence the world, allowing you to leave a lasting impact even from beyond the grave. In this exhilarating article, we will delve into the transformative concept of harnessing your financial power to create a legacy that transcends time and empowers generations to come.

  1. Money: The Key to Immortality: Money possesses a unique quality that surpasses all others – the ability to keep your influence alive even after your physical presence has faded away. By accumulating wealth, you can ensure that your power and impact extend far beyond your own lifetime.
  2. Empowering Future Generations: By exercising your financial power, you have the opportunity to empower your loved ones and future generations. Through strategic financial planning and responsible wealth management, you can provide your descendants with a solid foundation and endless possibilities for success.
  3. Funding Noble Causes: Why limit the impact of your wealth to your personal sphere? Through philanthropy, you can support and fund noble causes that align with your values, leaving an indelible mark on society. Your wealth can fuel progress, drive innovation, and uplift communities long after you’re gone.
  4. Creating Lasting Memorials: Monuments and institutions serve as a testament to your influence and legacy. By utilizing your financial power, you can establish enduring memorials that bear your name, symbolizing the positive change you brought to the world. These tributes will inspire future generations and ensure that your impact is never forgotten.
  5. Cultivating a Generous Spirit: Exercising power from your grave is not solely about accumulating wealth; it’s about cultivating a generous spirit that extends beyond your lifetime. By prioritizing giving and generosity, you can create a ripple effect of kindness and compassion that transcends boundaries and inspires others to do the same.
  6. Inspiring Others to Follow Suit: Your actions have the power to inspire and ignite change in others. By exercising your financial power from the grave, you set an example for others to follow. Your legacy becomes a catalyst for a new generation of empowered individuals who seek to make a difference in their own unique ways.
  7. Making an Impact on the World: The world is in constant need of transformative change. By exercising power from your grave, you become an agent of that change. Your financial influence can address social, environmental, and economic challenges, leaving a lasting impact on the world and shaping a better future for all.

Embracing the concept of exercising power from beyond the grave opens up a world of endless possibilities. By recognizing the true potential of your financial resources, you can create a legacy that resonates with power, compassion, and transformative change. So, join us on this exhilarating journey of harnessing the power of money to make a difference that reverberates through time and inspires generations to come.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Advice Investing Wealth

Shield Your Finances from Illness: How to Thrive Despite Health Challenges

Life is full of surprises, and unfortunately, some of those surprises can be unwelcome health issues that wreak havoc on your financial stability. When illness strikes, it’s not just your physical well-being that suffers; your financial life can also take a catastrophic hit. But fear not! In this empowering article, we will explore powerful strategies to keep the illness from becoming a financial catastrophe and ensure that you continue to thrive even in the face of health challenges.

  1. Prioritize Your Health: The old saying “prevention is better than cure” holds true when it comes to safeguarding your financial well-being. Take proactive steps to maintain good health by adopting a healthy lifestyle, exercising regularly, and prioritizing self-care.
  2. Build an Emergency Fund: Establishing an emergency fund is essential to cushion the financial impact of unexpected medical expenses. Set aside a portion of your income each month to create a financial safety net that can provide peace of mind during challenging times.
  3. Secure Health Insurance: Investing in comprehensive health insurance is a vital step in protecting your finances from the financial burdens of illness. Choose a plan that suits your needs and covers a wide range of medical services, ensuring you have access to quality care without depleting your savings.
  4. Plan for the Unexpected: No one can predict when illness will strike, so it’s crucial to have a contingency plan in place. Consider purchasing critical illness insurance or disability insurance to provide a financial cushion in case you are unable to work or face substantial medical expenses.
  5. Communicate with Your Healthcare Providers: Open and honest communication with your healthcare providers is key to managing your health and finances effectively. Discuss treatment options, costs, and potential alternatives to ensure you receive the care you need while also considering the financial implications.
  6. Research Assistance Programs: Many organizations and institutions offer financial assistance programs for individuals facing medical challenges. Explore these resources to alleviate the burden of medical expenses and receive the support you need.
  7. Seek Professional Financial Advice: When navigating the complexities of healthcare costs and insurance claims, consulting a financial advisor who specializes in healthcare finance can be invaluable. They can provide guidance on managing medical expenses, negotiating bills, and exploring financial assistance options.
  8. Embrace a Positive Mindset: Dealing with illness can be emotionally and mentally challenging, but maintaining a positive mindset is crucial. Surround yourself with a supportive network of family, friends, and professionals who uplift and inspire you during your journey toward better health and financial stability.

Remember, you have the power to overcome any obstacle, including the financial impact of illness. By taking proactive steps to protect your health, build a financial safety net, and seek assistance when needed, you can navigate the challenging terrain of illness without sacrificing your financial well-being.

Don’t let illness derail your financial life. Arm yourself with knowledge, resilience, and a proactive mindset. Start implementing these strategies today and take charge of your health and financial future. Together, let’s conquer the challenges and create a life of abundance and well-being, no matter what health surprises may come our way.

For more Healthy Money Tips:



Phone (951) 926-4158