C-Suite Network™

Advice Leadership Strategy

New Leadership Ideas Shaping the Business Landscape

Leadership concepts continually evolve as organizations navigate fresh challenges and opportunities. In recent times, several innovative leadership ideas have surfaced, gaining momentum in the business realm. Here’s an overview of some of the latest trends.

Purpose-Driven Leadership

Purpose-driven leadership centers around aligning an organization’s mission, values, and objectives to make a positive impact on the world. Leaders adopting this approach focus on instilling a sense of meaning and purpose for employees, customers, and stakeholders. The rising popularity of purpose-driven leadership reflects a growing desire to work for organizations committed to societal and environmental well-being.

Agile Leadership

Agile leadership emphasizes flexibility, adaptability, and responsiveness. Leaders embracing this style empower their teams to make swift decisions in response to changing market conditions or customer needs. Well-suited for dynamic environments, agile leadership fosters a culture that thrives on quick and effective action.

Inclusive Leadership

Inclusive leadership aims to create a diverse and inclusive workplace where all employees feel valued and supported. Leaders practicing inclusive leadership build relationships with individuals from diverse backgrounds, fostering a culture of respect, openness, and the encouragement of diverse perspectives. The appeal of this approach lies in the recognized benefits of a diverse workforce, including heightened innovation and improved financial performance.

Authentic Leadership

Authentic leadership involves leading from a foundation of self-awareness and emotional intelligence. Leaders who embrace authenticity prioritize honesty, transparency, and vulnerability, striving to build genuine relationships with their employees. This approach gains popularity as employees seek leaders they can trust and relate to.

Servant Leadership

Servant leadership emphasizes meeting the needs of employees, customers, and stakeholders. Leaders adopting this style empower and support their teams, providing resources, guidance, and removing obstacles hindering optimal performance. The growing popularity of servant leadership stems from the acknowledged benefits of prioritizing the needs of others, including increased employee engagement and loyalty.

Ingaged Leadership

Ingaged Leadership, a philosophy developed over 30 years, encourages individuals in an organization to become personally and deeply invested in the enterprise. It goes beyond giving directions or leading by example, fostering a profound connection to the organizational mission. Ingaged Leadership has demonstrated significant effectiveness in enhancing profitability and success.

For a deeper understanding of Ingaged Leadership, I recommend reading my latest book, Ingaging Leadership: The Ultimate Edition.


These emerging leadership ideas prioritize relationship-building, positive impact creation, and prioritizing others’ needs. As organizations confront new challenges and opportunities, these innovative leadership concepts offer fresh perspectives on leading teams and driving success.

Advice Leadership Personal Development

Millennials and the Art of Mindful Leadership: Navigating Stress with Grace

From the heart of today’s hustling and bustling world, with the sound of the digital hum merging with the hum of work life, leaders of the millennial generation can be found. They are the avant-gardes of a new dawn—one in which leadership is not just ascribed by title but by a profound sense of purpose, empathy, and equanimity. Enter into the world of mindful leadership—be the guiding light for the many who have to navigate stormy seas of stress and responsibility with a desire for grace and authenticity.

The Gentle Revolution: Mindful Leadership Amongst Millennials Millennials are the architects, not just the riders, of this shift towards a more compassionate and balanced way of leadership. An inner quest for the authentic and for a work-life symphony moves them, and they find mindful leadership as their compass. It is not to let go of ambition but rather to redefine ambition so that every step is taken from awareness and kindness.

The Essence of Mindfulness in Leadership Imagine staying in the eye of a storm, yet feeling an undeterred calm. That’s really the power in mindfulness for leadership. It is such a practice of being fully present, not making a decision from a place of haste but from really knowing oneself and the scenario at hand. Research tells us that this is more than some abstract concept; it’s a proven path to better decision-making, increased resiliency, and higher levels of emotional intelligence.

The Building Blocks of Mindful Leadership Central to mindful leadership are principles that, when lived out, light the path toward moving forward:

  • Be a great leader for today: the art of being fully present in every conversation, every meeting, every decision.
  • Practice self-awareness: the journey inward, respecting strengths and shadows with the same grace.
  • Compassion: Reaching out with kindness towards oneself and towards others as well, understanding that leadership is about the hearts as it is about the minds.
  • Acceptance: Comprehending that life and work are based on a constant flux and accepting this tranquilly.

Path-walking: Steps of Practicing Mindfulness
Path-walking does not take anything grand but only simple, yet purposeful steps that are being woven into the very fabric of our lives each day.

  • Be a mindful listener—one who is fully present with the people you are leading.
  • Make every communication a mindful pause for consideration of their impact.
  • Decide, mindfully, on the why, not just the what or the outcome.
  • Practice mindfulness privately; let that be your sanctuary in your day.

Transformational Stories
Across the globe, stories abound of millennial leaders who’ve woven mindfulness into their leadership tapestry. From the CEO who begins meetings with reflective moments to the entrepreneur who builds mindfulness into her company culture, these are the stories not of success but of transformation. The leaders who not only artfully dodge stress but also help the ones they love, work with, and employ to do the same.

Embracing the Journey, Despite the Hurdles Yes, the road to mindful leadership is sprinkled with challenges—whispers of skepticism, inertia of old habits. Yet it is by embracing these hurdles with patience and kindness that true growth happens. Start small, lean on the community for support, and remember: this is a journey of becoming.

Ripple Impact Mindful leadership is impactful deeply; hence, it transforms not only the individual but turns the entire work ecosystem. It is at such instances where creativity flourishes, voices are articulated, and well-being is a preference. It gives the leaders who are aware opportunity of becoming the inspiration who brings a healthy change for a positive progress in the field. And therefore, because of this, I want to urge the leaders who practice mindful leadership to do it with care.

Some Good News The resources of the world waiting to be tapped into by the inspired. Books on knowing the nuances of mindful leadership. Guided practice through meditative practices offered by apps. A universe of knowledge ready to support you on this journey.

Here are three books on leadership that for me embrace mindfulness. You might want to add them to your reading list:

  • Trust and Inspire: How Truly Great Leaders Unleash Greatness in Others by Stephen M.R. Covey
  • Leading Lightly: Lower Your Stress, Think with Clarity and Lead with Ease by Jody Michael
  • Self-Awareness in Leadership: Why the Best Leaders First Examine and Lead Themselves by Derrick Love, Ed.D

A call towards mindful leadership—not an urge to manage stress effectively—rather one towards mindful stewardship with heart; to change the terms of what success actually means and make the world a better place. This is a journey which promises growth at a personal level, but what is more, the opportunity to create a future in which leadership is recognized for empathy, resilience, and authenticity.

Together, then, let us take the first strides at this threshold of this new era in leadership—changing not only how we work but also, at its very core, the meaning of leadership itself. Mindful leadership is a strategy in navigating stress in life—yes, but more: it is a manifest for a life lived with intention, purpose, and grace.

Advice Comedy Skills

Interview with internet sensation, comedian & Self-Help guru Masood Boomgaard, aka Self-Help Singh

𝐌𝐚𝐬𝐨𝐨𝐝 𝐁𝐨𝐨𝐦𝐠𝐚𝐚𝐫𝐝 has taken the comedy world by storm with his million plus social media fans! With his unique, and often raw comedy at LIVE events across world, he has audiences laughing and inspired as he morphs into his alter ego “𝐒𝐞𝐥𝐟-𝐇𝐞𝐥𝐩 𝐒𝐢𝐧𝐠𝐡.” He dubs himself the de-motivator, trying not to take the whole self-help genre too seriously, with his profound, yet simple take of improving one’s life. You will not get the typical rah, rah motivation…Masood breaks it down to the simplest, purest common sense that will leave you in stiches.

Masood, or should I say “Self-Help Sing” appeared on the 𝐓𝐡𝐞 𝐌𝐨𝐭𝐢𝐯𝐚𝐭𝐢𝐨𝐧 𝐒𝐡𝐨𝐰 podcast where he riffs away where you will be amused, stunned and possibly enlightened…and if you are not, Masood may not give two s—ts and advise you not to either!!!

Here is the link to the C-Suite Network podcast: https://c-suitenetwork.com/radio/shows/the-motivation-show/

Advice Human Resources

How to Free People So They Learn More from Training

It’s a common misconception that employees will enjoy training because it gives them a chance to kick back and get away from their desks. But in reality, your training is probably causing conflicts like these for your trainees:

  • “I get 100 emails before lunch every day, some of them critically important… what am I supposed to do, just disappear during training?”
  • “I’m onboarding three new associates this week… and I’m expected to go sit in a classroom all day long?”
  • “I’m hoping to close a big sale next week… and my company expects me to go to another state for training?”

You get the idea. Training can cause conflicts for executives, middle managers, salespeople, front-line staffers, and just about everyone else. If you don’t address the problem, you’re only causing people to resent training before it even begins, and to resist it even more after it starts. But there are ways to resolve the conflict.

Here are some proactive and humorous ways to resolve conflicts between work and training:

  1. Ask Employees to Help Design the Training that Will Work Best for Them: Do your middle managers really want to travel away from their home offices? Do your salespeople want to leave their territories and sit in meetings without immediate access to incoming phone calls? There are alternatives. Videoconferencing can let you run a virtual group training class for only an hour a day, for example. Interactive online training can allow salespeople, customer service people, and other staffers to fit training in and around their other work. And you can mix and match different delivery systems to minimize the conflict between learning and work.
  2. Help Trainees Stay on Top of Work During Live Sessions: Have you ever been in training classes where attendees are secretly checking their mobile devices and hoping nobody will notice? Everybody becomes irritated – the trainer and the trainees too. But there are some straightforward ways to help trainees stay on top of work during live sessions. For example, you can encourage trainees to take notes on their laptops or tablets, or you can provide them with a list of tasks they can work on during breaks.
  3. Use Humor to Break the Ice: Humor can be a powerful tool for breaking the ice and getting people to open up. You can use humor to lighten the mood during training sessions, or you can use it to help trainees feel more comfortable sharing their thoughts and ideas. For example, you can start a training session with a funny video or cartoon, or you can use a humorous anecdote to illustrate a point.

Remember, training doesn’t have to be a chore. By taking a proactive and humorous approach, you can help your trainees get the most out of their training experience and minimize conflicts between work and learning.


Advice IT Operations

Enterprise System Integrator

An enterprise system integrator is a company or organization that specializes in integrating various software, hardware, and IT systems within a large enterprise or organization to ensure they work seamlessly together. This involves connecting different systems, applications, databases, and technologies so that they can communicate and share data effectively.

In the context of your profile and the term “PDH level” you mentioned, it’s worth noting that system integration plays a crucial role in healthcare and medical settings. Healthcare organizations often rely on integrated systems to manage patient records, billing, scheduling, and other critical aspects of their operations. System integrators in the healthcare field work to ensure that various medical software, devices, and data sources can interact efficiently and securely to support patient care and administrative functions.

If you have specific questions related to healthcare or medical system integration, feel free to ask, and I’ll provide more information based on your interests.

Hiring an enterprise system integrator

Hiring an enterprise system integrator is an important decision, and having a checklist can help ensure you select the right partner for your organization’s needs. Here’s a checklist to consider when hiring an enterprise system integrator:

  1. Define Your Goals and Objectives:
    • Clearly outline your project goals, objectives, and expected outcomes.
  2. Assess Your Needs:
    • Identify the specific systems or technologies that need to be integrated.
    • Determine the scale and complexity of the integration project.
  3. Budget and Timeline:
    • Establish a budget for the integration project.
    • Define a realistic timeline for completion.
  4. Experience and Expertise:
    • Evaluate the system integrator’s experience in similar projects.
    • Check if they have expertise in the technologies and platforms relevant to your project.
  5. References and Case Studies:
    • Request references and case studies from past clients to assess their track record.
  6. Certifications and Partnerships:
    • Verify if the integrator holds relevant certifications from technology vendors.
    • Check if they have partnerships with key technology providers.
  7. Team and Resources:
    • Assess the size and expertise of the integration team.
    • Ensure they have the necessary resources to handle your project.
  8. Methodology and Approach:
    • Understand their integration methodology and approach.
    • Ensure they can provide a detailed project plan and scope of work.
  9. Security and Compliance:
    • Ensure the integrator has a strong focus on security and compliance, especially in sensitive industries like healthcare.
  10. Communication:
    • Evaluate their communication skills and responsiveness.
    • Ensure there is clear communication throughout the project.
  11. Scalability and Future Support:
    • Consider the scalability of the integrated system for future growth.
    • Discuss ongoing support and maintenance options.
  12. Contract and Legal Considerations:
    • Review the contract terms, including payment schedules and penalties.
    • Ensure there are provisions for handling unforeseen issues or delays.
  13. Testing and Quality Assurance:
    • Discuss their testing and quality assurance processes to ensure a bug-free integration.
  14. Data Migration:
    • If data migration is involved, clarify their approach and expertise in handling data securely.
  15. Training and Documentation:
    • Inquire about training for your team and documentation they provide.
  16. Project Management:
    • Determine how they will manage the project, including milestones and reporting.
  17. Feedback and Reviews:
    • Look for online reviews and gather feedback from other organizations that have worked with them.
  18. Exit Strategy:
    • Discuss what happens if you decide to end the partnership prematurely.
  19. Legal and Confidentiality Agreements:
    • Ensure that appropriate legal and confidentiality agreements are in place.
  20. Final Selection:
    • After evaluating multiple candidates, make a well-informed decision based on all the factors above.

Remember that selecting the right enterprise system integrator is crucial for the success of your integration project. Take your time to research and evaluate potential partners thoroughly.

Mergers and acquisitions system integrator

System integrators play a valuable role in assisting Mergers and Acquisitions (M&A) teams by facilitating the smooth integration of IT systems and technologies during and after the merger or acquisition. Here’s how they help:

  1. Assessment and Due Diligence: System integrators can conduct an assessment of the IT infrastructure and systems of both the acquiring and acquired companies. This helps M&A teams understand the compatibility and challenges related to integrating the IT environments.
  2. Integration Planning: System integrators assist in developing a comprehensive integration plan that outlines the steps, timelines, and resources required for merging the IT systems. They consider data migration, application integration, infrastructure changes, and more.
  3. Technology Compatibility: Integrators evaluate the compatibility of the IT systems, software, and hardware used by both companies. They identify potential conflicts and areas where integration might be complex.
  4. Data Integration: Data is a critical aspect of M&A activities. System integrators help in mapping and migrating data from the acquired company’s systems to the acquiring company’s systems. This includes customer data, financial records, and other essential information.
  5. Application Integration: Integrators work on integrating software applications and platforms used by both companies. They ensure that employees can access and use the necessary applications seamlessly.
  6. Infrastructure Integration: This involves merging the IT infrastructure of both organizations, including servers, networks, and data centers. System integrators help optimize and streamline the infrastructure to achieve cost savings and operational efficiency.
  7. Security and Compliance: System integrators address security concerns by ensuring that data remains secure during the integration process. They also help in compliance with industry regulations and data protection laws.
  8. Testing and Quality Assurance: Integrators conduct thorough testing to identify and rectify any issues that may arise during the integration process. This helps in minimizing disruptions and ensuring a smooth transition.
  9. Change Management: Merging two organizations often involves significant changes for employees. System integrators assist in change management efforts by providing training and support to help staff adapt to new systems and processes.
  10. Post-Integration Support: After the merger or acquisition is complete, system integrators continue to provide support and maintenance to ensure the integrated systems run smoothly. They address any post-implementation issues promptly.
  11. Cost Optimization: Integrators help identify cost-saving opportunities by eliminating redundant systems and optimizing the IT infrastructure. This is crucial for achieving the financial goals of the M&A.
  12. Scalability and Future Planning: Integrators consider scalability and future growth when designing the integrated IT environment. This ensures that the IT systems can support the organization’s long-term goals.

In summary, system integrators play a vital role in M&A activities by addressing the technical challenges and complexities associated with merging IT systems. Their expertise helps M&A teams achieve a successful integration that minimizes disruption to business operations and maximizes the value of the merger or acquisition.

Advice Wealth

Unlocking the 12 Secrets of Estate Planning: Building a Legacy of Financial Freedom and Protection

Life, with all its twists and turns, grants us moments of joy and success, yet it also challenges us with uncertainties. As we journey through the tapestry of time, it’s vital to be equipped with the tools that safeguard our hard-earned assets and ensure our wishes are honored. Welcome to the realm of estate planning – a treasure trove of wisdom that empowers you to craft a secure future for yourself and your loved ones.

  1. The Best Estate Planning Tip: Seize the Present Moment

In the symphony of life, procrastination is your foe. The greatest estate planning advice is to initiate the process now, while clarity and competence are your companions. Forge your plan for asset management and care in the face of adversity. Be the architect of your destiny, steering clear of court interference.

  1. Beyond the Will: Embrace the Living Trust

A will, though essential, can lead to probate – a journey through courts that consumes time and money. Step into the embrace of a Living Trust, a sanctuary that shields your estate from probate’s grasp. For those with real estate and substantial assets, this is your golden ticket.

  1. Fund Your Trust: Empower Your Legacy

Empower your Living Trust by aligning all your assets with its name. A simple signature card at the bank, overseen by your Powers of Attorney, is your key to unifying your financial fortress.

  1. Safeguarding the Wisdom: Storing Important Papers

Preserve your precious documents within the embrace of fireproof protection. Ensure your Powers of Attorney hold a key to your safe box, ensuring that your plans remain secure.

  1. A Guardian of Your Health: Health Care Proxy

Life’s journey can present incapacitation. Who will speak for you then? A health care proxy designates a trusted representative to make critical medical decisions on your behalf. Protect your healthcare wishes and share them with your physician through a healthcare Power of Attorney.

  1. Alternates for Assurance: Naming Agents Wisely

Fortify your estate plan by naming alternate agents to represent your interests. Be the architect of your fate, ensuring your choices are honored even if your first option is unavailable.

  1. An Evolving Masterpiece: Update Your Estate Plan

As seasons change, so does life. Keep your plan aligned with your reality, adapting to personal shifts, economic tides, and tax laws. Stay current and let your legacy shine.

  1. Armor Against Creditors: Trusts for Protection

Shield your assets from the clutches of creditors. Trusts, designed with protective provisions, offer an impenetrable sanctuary for your wealth, safeguarding your legacy for generations to come.

  1. Homestead Haven: Protecting Your Home

The fortress of your home can be fortified further. Secure your residence with the powerful shield of the homestead, offering protection against creditors up to a significant amount.

  1. Gifts of Abundance: Reducing Taxes

Bestow gifts to your loved ones with a generous heart, for gifts between spouses are a tax-free expression of love. Harness the art of gifting to reduce the size of your estate, potentially easing the burden of estate taxes.

  1. Mastering Estate Tax Strategy: Navigating Estate Taxes

Dodge probate, but remember, it’s not the same as evading estate taxes. Consult an estate planning expert to unravel the intricate web of taxation, ensuring your legacy remains untarnished.

  1. Destiny in Designation: Beneficiary Forms Matter

Wills and Trusts are the symphonies, but beneficiary designation forms are the conductors. Ensure your orchestra performs harmoniously by keeping these forms accurate and up-to-date, guiding your assets to their rightful heirs.

Embrace the secrets of estate planning, unlocking the doors to financial security and serenity. Paint your legacy with colors of abundance, knowing that your journey through life will be woven into an enduring masterpiece. Let your story inspire others to sculpt their futures, fortified by the wisdom of estate planning.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others in growing & protecting their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Advice Wealth

PREpare For PREtirement: Unveiling the Path to a Joyful Future

When do you plan to retire? Is it a distant thought, a fleeting dream, or an ever-nearing reality? Retirement, often shrouded in uncertainty, can be a daunting topic. Many of us prefer to push it aside, thinking we have plenty of time to deal with it later. But what if I told you that the key to a fulfilling and worry-free retirement lies in starting the journey right now?

Imagine a life where you’re not bound by the constraints of a clock, where each day is a canvas waiting for your masterpiece. The road to this idyllic retirement begins with a single question: “When do you plan to retire?” Whether you envision yourself basking in the sun-kissed glory of retirement decades from now or embracing the serenity of early retirement, the time to ponder this question is now.

The journey to a fulfilling retirement hinges on meticulous planning. The first step is setting your time frame. Picture the life you desire in your golden years. Is it a life of travel and adventure, of pursuing hobbies and passions, or simply relishing the joy of spending quality time with loved ones? Your retirement timeline is your North Star, guiding your financial decisions and shaping your aspirations.

But how do you transform this vision into reality? The answer is preparation, and it begins with the power of saving. While saving might sound mundane, it’s the cornerstone of a secure retirement. If the art of saving seems elusive, fear not! Seek guidance from expert financial advisors who are skilled in turning dreams into tangible financial strategies.

However, the journey doesn’t end with saving alone. Life has a knack for throwing unexpected curveballs, and these hurdles can be the Achilles’ heel of even the most well-thought-out retirement plans. Think about accidents—those unforeseen disruptions that can send shockwaves through your financial stability. It’s time to PREpare for the unexpected.

Consider a world where you stand shielded from life’s uncertainties. This world is built on a foundation of insurance—a safety net that catches you when you stumble. Just as a knight equips themselves for battle, arm yourself with insurance tailored to your needs. From car insurance, ready to swoop in when collisions strike, to health insurance, a fortress against the menacing onslaught of medical bills, securing yourself is your key to peace of mind.

In the face of adversity, excuses are the thief of progress. Life’s journey is rife with obstacles, and yes, there might be instances when your path is obscured. But remember this: challenges do not define you; your response does. When life attempts to derail your plans, don’t capitulate to excuses. Instead, rise with creativity and resourcefulness, determined to stay the course you’ve charted.

Are you ready to embark on this exhilarating journey? The path to PREpare for PREtirement is illuminated by the wisdom of planning, the strength of saving, the fortitude of insurance, and the resilience against excuses. Together, these components form an invincible arsenal that empowers you to face the future with confidence.

As you read these words, let them be a call to action, an invitation to embark on a voyage of self-discovery and empowerment. The clock is ticking, and each moment presents an opportunity to mold your future. Your retirement dreams are within reach—so seize them, shape them, and let them flourish. PREpare now, and watch your PREtirement transform into a symphony of joy and fulfillment, where every note resonates with the melody of your heart’s desires.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Advice Wealth

Take Control of Your Retirement Today: Embrace the Power of NOW!

Picture yourself on a sunny beach, sipping a refreshing drink, with not a care in the world. Ah, retirement! It’s that magical phase of life we all dream about, but when will you be ready for it? This question might seem daunting, but it’s time we tackle it head-on and turn our retirement dreams into a reality.

When I asked friends and family about their retirement plans, I was met with puzzled looks and uncertain smiles. It seems like contemplating retirement is not a popular topic of discussion, as if thinking about it is a foolish endeavor. But let me tell you, my friends, nothing could be further from the truth!

Napoleon Hill once said, “Create a definite plan for carrying out your desire and begin at once, whether you are ready or not, to put this plan into action.” Wise words indeed! The key to unlocking the golden gates of retirement lies in creating a solid plan and taking action right away. Waiting for the “right” time is a trap that will hold you back from living the life you’ve always wanted.

So, what’s your plan? Have you considered setting up a healthcare power of attorney or filing a living will? These might not sound thrilling, but they are essential components of a comprehensive retirement strategy. Don’t put off these crucial steps until you’re old and grey, but rather embrace them now, while you have the power to shape your future.

The living will forms might not be the most exhilarating topic, but they hold tremendous importance in securing your wishes and protecting your loved ones. Imagine having the peace of mind that comes from knowing your desires will be respected, even in challenging times. A living will is your voice when you may not be able to speak, and it’s a vital part of being prepared for whatever life throws your way.

“But I don’t need to think about this now,” you might say. “I still have plenty of time!” Let me share a little secret with you: NOW is the right time. There will never be a better moment to plan for your future than this moment. Time has a way of slipping through our fingers, and before we know it, retirement is upon us. By taking action today, you’re setting yourself up for a future filled with joy and fulfillment.

Regrets are heavy burdens to carry, especially in your golden years. Pondering “what if’s” is a sad exercise in hindsight, and it’s something we all wish to avoid. Instead, let’s embrace the idea of retirement without regrets. A retirement where we have planned early, secured insurance, invested in pension plans, and ensured that our wishes are documented in a living will.

The power to shape our future is within each of us. By daring to dream, by crafting a solid plan, and by taking action now, we unleash the full potential of our lives. Retirement is not just an end; it’s a new beginning, an opportunity to savor the fruits of our labor and explore new passions and pursuits.

So, my friends, I urge you to seize the moment. Embrace the excitement of planning for your retirement, and don’t let fear or uncertainty hold you back. Embrace the power of NOW, and let’s embark on this journey together. As you prepare for retirement, remember that you’re not only securing your future but creating a legacy for your loved ones to cherish.

The question remains: When will you be ready for retirement? The answer is crystal clear—now is the time! Embrace the journey, and let’s make your retirement dreams a dazzling reality.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others in growing & protecting their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Advice Investing Wealth

Unlocking the Power Within: Why You Need a Financial Power of Attorney

Life is a beautiful journey, full of joy and surprises. But, let’s face it, it can also be unpredictable. What happens if, for some reason, you find yourself unable to make important decisions for yourself? It’s a daunting thought, but there’s a solution that can provide peace of mind and ensure your wishes are carried out.

Enter the ‘Power of Attorney’ – a legal instrument that grants someone else the authority to act on your behalf. This person, known as your ‘agent,’ becomes your trusted ally, and they don’t have to be a lawyer. It can be a close family member or a dear friend, someone who understands you and has your best interests at heart.

With this power vested in your agent, a world of possibilities opens up. They can manage your financial transactions, buy and sell properties, handle your retirement benefits, pay your taxes, invest your money, manage insurance policies, and attend to your other personal needs. Essentially, they become the guardian of your dreams and ambitions.

A power of attorney can come in various forms, catering to specific needs. The ‘Financial Power of Attorney’ grants your agent the authority to manage financial matters, ensuring your finances are in capable hands. On the other hand, the ‘Medical Power of Attorney’ allows them to make crucial medical decisions if you face medical incapacitation.

Creating a Financial Power of Attorney is a simple yet essential step. Just fill out the form, sign it, and file it with your local court clerk’s office. The stamp of authenticity ensures its validity, empowering your agent to handle financial matters on your behalf when needed. But don’t worry; you can specify that unless you’re fully incapacitated, you still retain control over your affairs.

It’s important to remember that a Financial Power of Attorney doesn’t last forever. When you pass on, the authority granted to your agent ends. If you wish your agent to be your executor, you can include this in your last will and testament.

The key is preparation. Take charge of your destiny by considering whether a Financial Power of Attorney is right for you. Plan ahead, and be ready for whatever life throws your way. By unlocking the power within, you can ensure your legacy and dreams are safeguarded, and that your journey through life remains a masterpiece of fulfillment and happiness.

So, why wait? Empower yourself today with the knowledge and tools to navigate life’s uncertainties. Take the leap and unleash the power of a Financial Power of Attorney, securing your future and painting a canvas of financial freedom and protection. Your life, your decisions, your legacy – take control now!” 🌟💼💪 

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Advice Case Studies Marketing

Gen Z: How to Market to This Financial Powerhouse

Many aren’t yet old enough to vote, but Gen Z wields a mighty economic sword. Savvy brands are onto the reality that this new generation is becoming the developed world’s largest-ever generation of consumers. Market researchers have announced astonishingly high buying-power numbers for Gen Z — as in $143 billion in direct spending, with another few hundred or so billion in influencer spending.

In other words, Gen Z has enormous influence over how their parents and peers spend money — I’d venture to say, more so than any previous generation. Gen Z is also demanding different attributes from the brands they are willing to support, so it is essential to know how to market to them.

Who is Gen Z?

Most market researchers identify Gen Z as the group born roughly between 1997 and 2012. According to a 2020 Pew Research Center study, they are also the most racially and ethnically diverse generation ever, with roughly 25% Hispanic, 14% Black, 6% Asian, 5% other races and 52% white. In addition, one study (registration required) by Barkley found this generation is more interested in global trends and issues, connecting with others around the world via social media and apps.

Characteristics of Gen Z: The duality generation

Ironically, in some ways, Gen Zers have more in common with baby boomers and Generation X than millennials. Like these two older generations, the Barkley study found that Gen Zers tend to demonstrate more conservative views regarding personal responsibility, dependability, work ethic, finances and independence. However, according to the same Pew Research Center study above, they are more liberal and open-minded than any previous generation regarding social issues such as racial, gender and LGBTQ equality.

So, while these young consumers hold “old-school” values regarding financial independence, education and personal responsibility, they also hold progressive, non-conformist beliefs — and they aren’t afraid to speak out against brands that fail to authentically support issues important to them.

Top things to know about marketing to Gen Z

Gen Z grew up with the internet and they’ve become masters at instantly sorting through the deluge of information they receive, meaning they can tune out traditional advertising. Marketing to them requires a different approach than previous generations, so understanding the following attributes will help you connect with them.

Gen Z lives online. They have short attention spans, so your messages must be brief and catchy — short-form videos with music, visual effects and overlays are king. The Barkley study also found that these young consumers operate in FOMO (fear of missing out) mode, so using time-sensitive posts, such as the Stories feature on Instagram, often engage them. Keep in mind, Gen Z uses each social media app differently, so your online messaging approach needs to fit each platform. Regardless of which platform you use, be respectful of their privacy and ask permission before you share their content or data.

Gen Z needs opportunities for engagement and personalization. Interactive features such as quick polls, questions or contests in your social media advertising are a great way to get Gen Z’s attention. Provide opportunities for feedback and respond quickly, whether the feedback is positive or negative. It’s also essential to allow them to contribute ideas for product design and co-creation. Best of all, provide opportunities for them to experience your brand in an experiential marketing campaign such as product sampling and pop-up events. Make your experience spontaneous and delightful so participants will naturally want to snap and share hashtagged selfies of their interactions with your brand.

Gen Z values authenticity and uniqueness. Gen Z is more accepting of non-traditional beauty ideals and prefers to see realistic portrayals from advertisers and celebrities, according to the Barkley study. To connect with them, avoid hiring paid actors or “perfect-looking” celebrities and instead work with micro-influencers on social media (someone with 1,000 to 100,000 followers). Another excellent strategy is to work with in-person influencers on college campuses, concerts and extreme sports events.

Gen Z cares about social responsibility and positive change. As previously mentioned, Gen Z cares deeply about racial, gender and LGBTQ equality. They will not hesitate to call out a brand on social media that embraces a cause inauthentically or refuses to take a stand against inequalities. Their global connectivity and instant access to information have made them more aware of global, national and local inequalities compared to previous generations. As consumers, Gen Z leverage that information when making decisions about which brands to support. If you haven’t already engaged in cause marketing (e.g., partnering with a nonprofit), it’s time to do so.

Gen Z engages with brands they find ethical. Again, due to their ability to access information, these young consumers can often find out where, with what and how things are made. If a company claims to be “green” or support diversity but can’t transparently demonstrate its stated principles, Gen Z may turn its back. Gen Z sees a brand as a whole and doesn’t distinguish between owners, partners, distributors and suppliers. The takeaway here is that even if your brand behaves ethically, you could still lose Gen Z support if any link in your network appears not to do so.