Thriving with a Disability: Tips to Meet Your Basic Needs and Live a Fulfilling Life

Living with a disability can be a challenging and overwhelming experience. It can affect every aspect of your life, including your physical, psychological, and financial well-being. But it doesn’t have to be that way. With careful planning and the right tools, you can meet your basic needs and live a fulfilling life. We’ve compiled ten tips to help you do just that. 1. First, take a comprehensive look at your current and future needs. This includes your family’s needs as well. Understanding your needs will help you create a realistic budget and plan accordingly. 2. Next, consult with a financial planner to analyze your current finances. Knowing what you have at present will help you organize the distribution of those finances to meet your basic needs. 3. It’s also important to enlist the help of a professional attorney or financial planner with experience in special needs planning. They can guide you in using your current finances the right way and help you identify other options for benefits, which could prevent financial catastrophes. 4. Adjust your expenses by cutting back on avoidable expenses. Identify the things you can live without, such as eating out, cable TV, and entertainment sources, and start living without them. 5. There’s no shame in looking for a bargain. Many common grocery and clothing brands have regular sales, and online coupons are available, which give you incredible discounts on everyday needs. Try to plan your necessary shopping a little ahead of time so you can find the appropriate sale or coupon. Small savings can really help out. 6. Avail disability insurance benefits. Check if your employer offers disability insurance. If not, you can also purchase disability insurance individually. 7. Social Security Disability Insurance is also available depending on your eligibility and the amount of years you have been contributing to social security. 8. Check if your employer offers sick pay. If you have been injured at work or suffer from a work-related illness, you can qualify for worker’s compensation. 9. Housing assistance is available for people with full medical disabilities. The US Department of Housing and Urban Development provides rental assistance and vouchers to the disabled. The Independent Living Fund also offers payments for those living independently. 10. Finally, check your eligibility for benefits under Medicaid and Husky. Medical care is provided free of cost to those who qualify for assistance under Medicare or any state-run aid program. Living with a disability may be challenging, but it doesn’t have to be overwhelming. With these tips, you can meet your basic needs and live a fulfilling life. Don’t let your disability define you. Take control of your life and find the resources you need to thrive. For more Healthy Money Tips Listen to our PodCast “Money 911” Subscribe to my Youtube channel youtube.com/@healthymoneyhappylife