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Health and Wellness Parenting Personal Development

Join me for the C3 Summit!

I am writing to you to invite you to be part of an extraordinary conversation.

I know you are like me…you are a seeker, you are keen on creating transformation in your own life and you are REALLY curious how YOUR transformation serves beyond yourself.

There’s a lot going on in this world of ours. And, on OCTOBER 13th, 15+ other leaders in personal and global transformation are having a conversation about this very concept, hosted by my dear friend Bettie J. Spruill of Ideal Coaching Global.

Don’t miss out on this extraordinary event where personal development meets global change.

Join us for enlightening speaker sessions, engaging live Q&A, valuable resources, and an incredible community of like-minded individuals.

🌟 Secure Your FREE Spot Now!

🌎 Gain insights from top experts in personal development.
🎤 Engage in live Q&A sessions for personalized guidance.
📚 Access valuable resources and session recordings.
🤝 Connect with like-minded individuals.
🎁 Enjoy exclusive giveaways to support your journey.
📖 Dive into curated content on personal, professional, and global transformation.

📅 Date: Friday, October 13, 2023
🕒 Time: 9:00 AM – 5:00 PM Pacific Time/ 12:00 PM – 8:00 PM Eastern Time (please check your local time)
📍 Location: Online via ZOOM

👉 Last Call to Reserve Your Spot!

This is your moment to embark on a transformational journey that can empower you to make a positive impact on the world.

Join us at the C3 Summit and become part of a movement dedicated to Caring, Cultivating, and Co-Creating a better world for all.

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Health and Wellness Parenting Personal Development

Dear Katherine: Why is My Granddaughter So Moody?

Dear Katherine,

I have an 11-year-old granddaughter whose emotions are all over the place. Recently, she came home from school in an especially angry mood. I could tell something had happened, but when I asked her about it, she yelled that it was none of my business and slammed the door in my face.

Why is my granddaughter moody? What should I do? Should I give her space? I never know how to respond to her in situations like this.

Love,

Concerned Grams

 

Dear Concerned Grams,

First, I want to give you some good news: “bad” behavior at home means a child feels certain they’re loved no matter what.

Your granddaughter knows she can let her hair down and be difficult in front of you because you’ve created a safe place for her to fall apart. If she were to exhibit mood swings in children, this kind of behavior at school would be a symptom of a much bigger problem.

But Concerned Grams, I know this assurance doesn’t fix the problem you’re having.

What you and your granddaughter are experiencing is a classic communication breakdown. Neither of you has the necessary tools to reach the other, so you’re caught in a rut of ill-expressed feelings, hurt, and reasons a child has mood swings unmet needs.

Here’s the thing to keep in mind: children don’t have the sophisticated vocabulary or the maturity to identify their unmet needs. So 99% of the time, a child’s default reaction to emotional discomfort is to fall apart crying, screaming, kicking—or all three!

As the adults in the room, it’s our job to teach kids to self-regulate their emotions and effectively express what they need. Here’s what I recommend:

  1. Depersonalize.

    No matter how personal your granddaughter’s behavior may feel to you, know that it’s not about you. Her yelling and slamming doors are symptoms of her own pain, and nothing else. As Marshall Rosenberg once said, “Never listen to the words people say.” Your grandchild’s angry words will only trigger you. So when you feel emotions begin to rise, allow yourself self-empathy and self-compassion. Take a pause and step back. Once you’ve depersonalized, then you’ll be ready to re-engage.

  2. Lead them out.

    Once both you and your granddaughter have achieved a level of calmness, open a line of communication in a gentle, leading way. If you suspect the problem stems from friendships at school, for example, start with something like: “It seems like you’re feeling so distraught. You need to be seen as who you are, to be acknowledged and included, to have security in your relationships. Do you feel like one of your friends isn’t meeting these needs?” Then listen to her response—with compassion and without judgment.

  3. Help them name their unmet needs.

    Because children have trouble identifying their unmet needs, they blame external factors for how they feel.

    If they’re excluded from a party invitation, for example, they feel so overwhelmed with negative emotions that the underlying unmet need (i.e. the need for belonging and friendship) goes unresolved.

    Help your granddaughter express, “I feel…because my needs aren’t being met,” instead of letting factors she can’t control dictate how she feels inside.

    Concerned Grams, when a kid is hurt, sad, or distressed, they have no idea how to reconnect in a meaningful way with those around them. But your concern is the first step to dealing with your child’s mood swings helping your granddaughter through whatever difficulties she’s experiencing.

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Health and Wellness Parenting Personal Development

Raising a Confident and Introverted Child: Your Journey Together

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Health and Wellness Parenting Personal Development

The Art of Parenting: Balancing Fear and Encouragement as Kids Journey to Adulthood

The Art of Parenting: Balancing Fear and Encouragement as Kids Journey to Adulthood Have you ever questioned if you’re treating your children fairly? The passage of time can be perplexing. The little ones you once held in your arms now stand before you, independent individuals. In the narrative of parenthood, the query arises: “Are You A Bad Parent For Treating Your Kids Differently?”

Recollections of childhood and growth are as poignant as a melody from “Fiddler on the Roof.” The musical’s lyrics echo the sentiments of parents everywhere:

“Is this the little girl I carried? Is this the little boy at play? I don’t remember growing older, When did they?”

The story of Tevye, a Jewish milkman with five daughters, encapsulates the profound transformations parenthood ushers in. As his eldest daughter walks down the aisle, Tevye and his wife croon the lyrics to a tender lullaby.

When did she grow to be a beauty? When did he grow to be so tall? Wasn’t it yesterday when they were small?

 

The journey of parenting is marked by moments of joy, anxiety, and contemplation. How do you feel as you witness your children’s evolution into adults? Do hope and excitement fill your heart, or do you find traces of fear and trepidation?

 

The Complex Dynamic: Parenting and Differential Treatment

Modern parents, faced with the inevitability of their children’s growth, often grapple with complex emotions. A study from the American Family Survey divulges that parents establish arbitrary milestones to grapple with the unease surrounding their children’s transition to adulthood, inadvertently delaying their independence.

When asked about appropriate ages for kids to engage in unsupervised activities like playing at a park or walking home alone, the response was commonly age 13. Curiously, these same parents indicated they would permit their children to pursue employment or go on dates within a mere two years of that age.

These figures point to a deeper sentiment—fear. What underlies parental hesitation? Let’s explore:

    • Fear of danger: The foremost concern for parents is the safety of their offspring, including “How to Help Children Manage Fears”. This apprehension is natural, yet confining children to an overly sheltered existence isn’t the solution.
    • Fear of the future: The unpredictability of life, as exemplified by the abrupt shifts caused by the COVID-19 pandemic, triggers anxiety. While safeguarding children’s happiness is a priority, much remains beyond parental control.
    • Fear of separation or letting go: Observing children transition to adulthood can evoke powerful emotions of solitude and insignificance. Guiding them toward autonomy, including addressing the topic of “Fear of My Kids Growing Up,” is an essential parental duty.

Navigating the Path: Overcoming Apprehensions

Acknowledging parental apprehensions is the initial step to conquering them. Confronting these fears, not only for your sake but also for your children’s, is a rewarding endeavor.

Consider these five strategies:

    • Be a beacon of positivity: Children often mirror their parents’ emotions. Demonstrating confidence and assurance sets the tone for their own feelings of security as they navigate life’s uncertainties.
    • Offer encouragement: Adolescence can be a tumultuous period. Remember your own insecurities during those years. Providing unwavering support and conveying that emotions are transient can be immensely reassuring, addressing the query of “Why do parents treat their kids differently.”
    • Honesty matters: While encouragement is vital, it must be rooted in reality. Sugarcoating life’s challenges won’t serve your child’s development. Addressing the truth, even if uncomfortable, equips them with resilience.
    • Embrace communication: Open dialogue bridges gaps. Sharing your concerns and expectations establishes mutual understanding. Finding common ground—like agreeing on safety protocols—fosters trust.
    • Presence speaks volumes: Above all, let your children know they’re never alone. Your availability, willingness to listen, and empathy create a haven for them in a world of uncertainties.

As you ponder the ever-evolving journey of parenting, remember that nurturing your children’s growth doesn’t make you a bad parent. Embrace the transformation, and guide them with wisdom, care, and love. In the intricate dance of parenting, the paradox of nurturing is unveiled. The journey, rife with anticipation and unease, necessitates a delicate balance of guidance and release. The question—Are You A Bad Parent For Treating Your Kids Differently?—gains resonance. Our fears are not indictments of our capabilities but rather echoes of our deep-rooted love. By treading these paths—being mirrors of positivity, addressing why parents treat their kids differently, embracing the Fear of My Kids Growing Up, offering genuine encouragement, fostering honesty, nurturing communication, and embodying unwavering presence—we sculpt a roadmap to traverse the terrain of parenthood. Amidst these strategies, we unearth the remarkable truth that growing up is not solely for our children; it’s a journey we, as parents, embark upon too.

Love and Blessings, Katherine

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Capital Health and Wellness

Unveiling the Path to Financial Prosperity: Debunking Myths for a Thriving Retirement

Are you ready to break free from the chains of financial myths and embark on a journey toward a prosperous retirement? Imagine a world where your financial decisions are empowered by truth, leading you to a life of abundance and security. It’s time to rewrite your financial script, starting with debunking the most persistent myths that have hindered countless individuals.

Myth #1: The Illusion of Risk and Reward

Picture a scenario where your investments flourish without the fear of market volatility. In a world dominated by stock market allure, it’s easy to get trapped in the belief that high risk equals high return. But what if there was a safer, equally lucrative path?

Today’s reality differs from the 1800s assumptions. The stock market’s promises have evolved, and your average annual returns have shifted. The truth is, you don’t have to gamble your future on market fluctuations. Enter the realm of fixed index annuities, a sanctuary of security that even weathered the Great Depression unscathed. Embrace this revelation – a lucrative, risk-free haven awaits.

Myth #2: Unmasking Broker Motivations

Imagine a financial world where your broker’s interests truly align with yours. The illusion shatters when you realize brokers’ profits don’t solely depend on your gains. They thrive when the market takes any direction, leaving you to navigate the uncertainty.

Embrace this truth: Your financial guardian should have your best interests at heart. Knowledge is your armor, protecting you from hidden motives. Explore the realm of fixed index annuities – a domain where security and your welfare reign supreme.

Myth #3: Unveiling the Hidden Fee Menace

Behind the scenes, a silent erosion gnaws at your retirement dreams. Unseen fees stealthily erode your hard-earned funds. It’s time to lift the veil on administration fees that lurk beneath the shimmering surface of investment management.

Expose the mystery, and reclaim your financial future. Dive deep into your plan, scrutinize the fine print, and unveil administration, investment, and service charges. A small step towards transparency can translate into monumental gains for your retirement sanctuary.

Carving Your Financial Legacy

Are you ready to seize the reins of your financial destiny? Whether your retirement horizon gleams on the horizon or shimmers in the distance, the moment is ripe for action. Erase the shadows of myth and unveil a realm of informed decisions. Embrace the wisdom, defy the myths, and forge your future today – a legacy echoing with peace, prosperity, and fulfillment. Your journey towards a brighter financial tomorrow starts now.

Use the Calendar Below to Schedule Your Free Financial Fitness Strategy One-On-One Session  with Kris Miller, LDA, Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:

linktr.ee/healthymoneyhappylife

Kris@HealthyMoneyHappyLIfe.com

Phone (951) 926-4158

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Capital Health and Wellness Personal Development

Get Ready for PREtirement: Securing Independence Regardless of Age

When the word “retirement” is mentioned, many people conjure up images of elderly individuals enjoying their golden years. However, the reality is that retirement isn’t solely about growing old; it’s about achieving financial solvency and independence. This concept of retirement is not limited by age, and the preparation for it should start as early as possible. Introducing the idea of “PREtirement,” a proactive approach to securing your future regardless of life’s uncertainties. In this guidebook, titled “Ready for PREtirement,” we delve into the essence of achieving independence, even in the face of unexpected challenges, while also imparting essential retirement planning strategies for today’s world.

PREtirement is a forward-thinking perspective that challenges the conventional notion of retirement. It emphasizes the importance of financial stability and self-sufficiency, no matter the age. The essence of PREtirement lies in ensuring that you have the means to maintain an independent lifestyle, even if unforeseen circumstances disrupt your plans.

Life is unpredictable, and unfortunate events can occur at any time, derailing our best-laid plans. Whether it’s a sudden health issue, a career setback, or economic turbulence, these events can impact your ability to live independently. The “Ready for PREtirement” guidebook recognizes these uncertainties and provides you with actionable steps to mitigate their effects.

Unlike traditional retirement guides that often focus on generic advice, “Ready for PREtirement” addresses the unique challenges of the modern world. From navigating gig economies to understanding evolving investment landscapes, this guidebook equips you with practical strategies that are relevant to today’s economic realities.

One of the standout features of “Ready for PREtirement” is its commitment to breaking down complex financial concepts. Many individuals feel overwhelmed by the jargon surrounding money management and investing. This guidebook simplifies these topics, ensuring that readers of all backgrounds can grasp the essentials of building and maintaining wealth.

“Ready for PREtirement” doesn’t just provide theoretical knowledge—it empowers you with actionable tools. The guidebook offers step-by-step instructions for implementing financial strategies, starting investments, and creating a comprehensive plan that aligns with your goals. By offering practical tools, the guidebook ensures that readers can take immediate steps toward securing their financial future.

Waiting until retirement age to address financial security is a common pitfall. The guidebook’s mantra of “Don’t wait till it’s too late” reinforces the urgency of taking proactive steps. The earlier you begin your PREtirement journey, the better equipped you’ll be to handle life’s unexpected challenges while securing your independence.

Retirement planning is not reserved for the elderly—it’s a lifelong endeavor that demands attention regardless of your current age. “Ready for PREtirement” redefines the traditional retirement concept, emphasizing the importance of financial independence at all stages of life. By providing accessible language, practical tools, and relevant strategies, this guidebook ensures that you’re well-prepared for whatever life throws your way. So why wait? Get ready for PREtirement and take control of your financial future now.

Use the Calendar Below to Schedule Your Free Financial Fitness Strategy One-On-One Session with Kris Miller, LDA, Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator
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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:
linktr.ee/healthymoneyhappylife
Kris@HealthyMoneyHappyLIfe.com
Phone (951) 926-4158

Categories
Health and Wellness Parenting Personal Development

Breaking Generational Patterns: Letting Go of Childhood Baggage

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Economics Health and Wellness Taxes

Secure Your Future: The Power of Early Retirement Planning

Imagine reaching the age of retirement, a time when you should be savoring the fruits of your labor, only to find yourself without a safety net. The thought alone is unsettling, yet for many, it’s a stark reality. The journey toward retirement demands more than mere daydreams; it requires strategic preparation and a vision for the future. It’s time to take charge and create a blueprint for the golden years you deserve.

Consider the tale of a seasoned man, aged 65, compelled to seek work abroad once more. The cause of his predicament? A lack of foresight in retirement planning. He unknowingly walked into a future where financial worries overshadowed his well-earned respite. What if illness or fatigue strikes? The haunting question lingers: What if you can no longer work?

Early retirement planning is the compass guiding us toward a secure and fulfilling life post-work. The first step? Taking stock of your assets. It’s time to cast a discerning eye over your investments, long-term health care insurance, retirement savings, business ventures, and real estate holdings. Do these pillars support the life you envision during retirement?

If gaps exist, fear not. It’s the perfect juncture to pave the way for robust financial security. However, having assets is only part of the equation. Deciding who shall inherit your legacy is a matter of equal significance. Imagine a future where your loved ones receive the benefits of your hard work without contention or confusion. Crafting your legacy now can save your family from disputes later.

Preparation transcends mere possessions; it’s about safeguarding your legacy and well-being. In the realm of asset protection, establishing trust becomes paramount. A trust ensures a seamless transition of your properties to your loved ones, unfettered by unnecessary costs or delays. 

But financial security alone isn’t enough; health considerations demand attention too. Designating a healthcare power of attorney empowers you to dictate your care in times of incapacity. In this way, your well-being remains in trusted hands, and your wishes are honored.

In essence, early planning isn’t just about finances; it’s a holistic approach to curating your future. It’s about orchestrating your life’s symphony to ensure that each note harmonizes seamlessly. The power rests squarely in your hands, and by preparing today, you gift yourself the peace of mind and control you deserve.

Remember, the boy scout’s motto rings true: “Be prepared.” Tomorrow’s uncertainties need not cast a shadow over your retirement dreams. Act now, and witness the transformative impact of your foresight. The horizon is yours to shape, and with a comprehensive retirement plan, you’ll set sail toward a future that radiates security, joy, and fulfillment. Your legacy awaits—start crafting it today! 

Use the Calendar Below to Schedule Your Free Financial Fitness Strategy One-On-One Session  with Kris Miller, LDA, Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:

linktr.ee/healthymoneyhappylife

Kris@HealthyMoneyHappyLIfe.com

Phone (951) 926-4158

Categories
Best Practices Economics Health and Wellness

Embarking on the Journey to Your Dream Retirement: Crafting a Happily Ever After

Picture this: a vibrant life post-retirement, where you’re not just free from the demands of the nine-to-five grind but thriving in a world of boundless possibilities. Envision retiring young, your days brimming with adventure, laughter, and cherished moments. Now, imagine coupling this newfound freedom with robust health, enabling you to relish each experience to the fullest. Can you feel the thrill of it all? Your dream retirement is no longer a distant fantasy; it’s a reality waiting for your embrace.

The canvas of your retirement journey is blank, and you hold the paintbrush to fill it with vibrant strokes of happiness and fulfillment. Your youthful dreams of a retirement adorned with joy, relaxation, and cherished relationships are within your grasp. The path to this blissful haven is paved with the art of PREparing for PREtirement.

Retirement planning is akin to crafting a masterpiece. Just as an artist carefully selects their palette, you must curate the hues of your financial future. Begin with a brushstroke of financial planning. Assemble your toolkit, understanding the intricacies of savings, assets, pensions, and health concerns.

Unraveling the Financial Tapestry

Money, a vital thread in your retirement tapestry, requires careful weaving. Craft a comprehensive financial plan that encompasses:

Savings: Delve into the art of saving, setting aside a portion of your income to create a cushion of security.

Assets: Explore the potential of your assets—properties that can yield income to sustain your desired lifestyle.

Dependents: Like a symphony, your plan should harmonize provisions for your loved ones, ensuring their needs are met.

Pension: Assess the bridge of your pension, determining whether it aligns with the expanse of your dreams.

Health Issues: Shield your masterpiece from unexpected storms; secure health insurance to safeguard against health-related financial setbacks.

Lifestyle: Conjure your post-retirement life’s vision—a realm of purposeful pursuits, be they leisurely or impactful.

The Art of Balance and Meaning

Retirement’s canvas extends beyond finances. Brush in the hues of emotional well-being and purpose. As the curtain falls on the working world, emotions may sway from elation to ennui. Ensure your life continues to radiate vibrancy by envisioning meaningful activities that bring joy and fulfillment.

Rediscover your passions, whether through continued work, part-time endeavors, or contributing to your community. Let your palette encompass not just relaxation but also the satisfaction of continued contribution.

Harmonizing Relationships

Just as every brushstroke plays a role in a masterpiece, the delicate dance with your partner shapes your retirement symphony. Engage in heartfelt conversations about your retirement aspirations. Align your dreams, discussing whether relaxation or exploration will guide your joint journey.

In this tableau, the harmony of companionship is vital. Cultivate understanding, crafting plans that bridge desires, ensuring neither partner feels left behind.

Your Retirement Masterpiece Awaits

As the final touches of your retirement masterpiece come into view, remember that this canvas is unique to you. Sculpt your vision with meticulous care, weaving together financial prudence, emotional resonance, and harmonious relationships.

Your retirement dreams are not distant stars; they’re galaxies within reach. With every brushstroke of preparation, your masterpiece evolves—a life where happiness, purpose, and fulfillment create a symphony of contentment.

Unlock the art of preparing for retirement, and let the melody of your life play on in the most harmonious and rewarding way imaginable. 

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA. Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session 

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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips go to my linktr.ee/healthymoneyhappylife

Kris@HealthyMoneyHappyLIfe.com

Phone (951) 926-4158

Categories
Best Practices Capital Health and Wellness

Unleash Your Retirement Dreams: Crafting a Blueprint for Your Golden Years

Picture this: You’re strolling along the sun-kissed shores of a distant beach, savoring the freedom to explore and relishing the company of your loved ones. You’re not confined by office walls or deadlines; instead, you’re living life on your terms, basking in the golden glow of retirement. Sounds like a dream, right? Well, it doesn’t have to be just a dream. It can be your reality with the power of a well-crafted retirement planner!

In a world bustling with the demands of today, contemplating your retirement might seem like gazing into a distant galaxy. But pause for a moment and consider this – what if you could shape your future now, ensuring that your golden years truly shine?

The Prelude: A Retirement Planner Unveiled

Imagine your retirement planner as a magical treasure map, leading you toward a life of financial security and boundless adventures. It’s not just about numbers and charts; it’s about painting a vivid canvas of your dreams. The first step? Acknowledge that this journey is worth taking, no matter your age. Whether you’re a young professional or a seasoned veteran, a retirement planner is your compass to navigate the seas of your future.

Mapping Your Voyage

  1. Setting Sail – Your Retirement Date: When do you envision setting sail for your retirement haven? Setting a clear date infuses your dreams with purpose and direction. Whether it’s an early escape or a graceful exit, having a date in mind propels you forward.
  1. A Treasure Chest of Funds: Ahoy, financial security! How much booty do you need to realize your retirement dreams? Crunching numbers may sound mundane, but it’s the key to unlocking your aspirations. Calculate the riches required to fund your desired lifestyle, and let that guide your financial strategy.
  1. Designing Your Oasis: Retirement isn’t just a time to relax; it’s a time to thrive. Envision the life you want to lead – globe-trotting, pursuing passions, or simply reveling in tranquility. Your dreams fuel the engine of your planner, charting a course towards fulfillment.
  1. Guardians of Health and Happiness: Along this voyage, you’re the captain of your well-being. Secure your health with long-term care insurance, ensuring that the winds of uncertainty won’t capsize your financial ship. A living will adds an extra layer of control, ensuring your wishes guide your medical care.
  1. Legacy of Abundance: Just as pioneers leave behind trails of discovery, plan for the legacy you’ll leave. Decide who’ll helm your entrepreneurial ship when you dock into retirement. A seamless transition safeguards your hard-earned treasures and keeps your family’s sails billowing.

Hoisting Your Sail with Purpose

Think of your retirement planner as a vessel powered by your aspirations. Each piece of information is a plank, meticulously laid to construct the ship that will sail you into your dream retirement. It’s not just about numbers; it’s about steering your life towards an extraordinary horizon.

So, are you ready to craft your retirement saga? Set your sails towards a future that’s not just secure, but remarkable. Your retirement planner is the compass, the key, the map – your pathway to a life that’s guided by your dreams and driven by your plans. Begin your voyage now, and let the wind of possibility carry you to a retirement that’s beyond your wildest imaginings. 🌄🚢💰 #RetirementDreams #FinancialFreedom #SailIntoTheFuture”

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA, Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session

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30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips click on my linktr.ee/healthymoneyhappylife

Kris@HealthyMoneyHappyLIfe.com

Phone (951) 926-4158