Sterling Insights

Creating a Lasting Impact Through Legacy

Welcome to Episode 008 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with Stan Miller and discusses leaving a legacy.

Stan Miller is the Managing Partner at Pinnacle Legacy Law—a law firm in Little Rock, Arkansas. Stan is passionate about the power of estate planning, and the positive difference it makes in the lives of Arkansas families. His trademark skill is the ability to listen, first. He then walks his clients through the development of a custom solution for their specific estate planning needs. His second trademark skill is the ability to explain your solution in simple understandable terms, you will know exactly what your plan does.

Here are some highlights from the episode:

• Stan highlights the significance of considering family dynamics in estate planning; it’s crucial to ensure comprehensive estate plans that cater to the unique needs of each family member.
• Stan stresses the importance of supplying heirs with the necessary skills to manage their inheritance responsibly. He explains, by instilling values like work ethic and financial prudence, individuals can create a positive legacy that extends beyond monetary wealth.
• Stan expresses his desire to redefine estate planning beyond the distribution of assets. He aims to encourage people to consider how they can transfer non-financial wealth, such as values and family history, to future generations, ultimately shaping a lasting legacy.

Connect with Stan:

Websites: https://pinnaclelegacylaw.com/ , https://www.americanlegacynetwork.com/aln-home1

LinkedIn: https://www.linkedin.com/in/stan-miller-b0783741/

Book: https://www.amazon.com/Your-American-Legacy-Strategies-Generation-ebook/dp/B0BM8D47D4/ref=sr_1_1?crid=38KEYRLXFJ9A&dib=eyJ2IjoiMSJ9.uUDDibM9ABOJORsreZtA7Q.JY_4i68C19N9nw4YtxKcTGU7soQ0bToyHPHVR8vscFw&dib_tag=se&keywords=your+american+legacy+stan+miller&qid=1734110333&sprefix=your+american+legacy+stan+miller%2Caps%2C136&sr=8-1

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 7 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with Eric D. Brotman and discusses client needs.

Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors in Maryland. He started in the financial planning industry in 1994 and launched a start-up in 2003 which has grown to over 20 employees and $700,000,000 in assets under management. He’s the author of three books including the award-winning “Don’t Retire…Graduate!” and hosts a podcast by that same name.

Here are some highlights from the episode:

• Eric emphasizes the importance of their ensemble model where all CFPs work collectively, and clients are clients of the firm rather than individual advisors.
• Eric discusses his firm’s commitment to delivering uniquely crafted financial plans through manual entry processes which sets them apart from automated and generic financial planning services.
• Eric explains his firm prioritizes client needs over asset levels. Their client-centric approach, coupled with strategic business development efforts like referrals and corporate financial wellness programs, has contributed to the firm’s high client retention rate and significant growth.

Connect with Eric:

Website: https://bfgfa.com/

Social media links:

Facebook: https://www.facebook.com/BFGFinancialAdvisors/

Facebook: https://www.facebook.com/DontRetireGraduate

X: https://twitter.com/brotmanplanning

LinkedIn: https://www.linkedin.com/company/bfgfa/

LinkedIn: https://www.linkedin.com/in/ebrotman/

Instagram: https://www.instagram.com/dontretiregraduate/

Instagram: https://www.instagram.com/bfgfinancialadvisors/

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 6 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with Eric B. Watchorn and discusses financial blind spots.

Eric B. Watchorn, the visionary founder of Watchorn Risk & Wealth Management Corp., is renowned for his expertise in achieving absolute returns on the NASDAQ, NYSE, and LSE. He skillfully integrates a deep understanding of human nature with risk management to enhance wealth-management strategies. Eric offers practical investment and insurance advisory services, guiding clients toward financial success. Based in Victoria, BC, he balances his professional life with personal interests like scuba diving and yoga, embodying a holistic approach to success.

Here’s what to expect on this week’s show:

• Eric suggests integrating participating whole life insurance into your portfolio to enhance stability and profit potential, especially during market downturns.
• Eric stresses aligning your investment strategies with your personal and financial circumstances to ensure tax efficiency, asset protection, and sustainable wealth growth.
• Eric discusses challenging conventional notions about financial planning, seek expert advice, and stay informed about diverse investment opportunities to maximize your financial well-being.

Connect with Eric Watchorn:

Website: www.wrwmcrop.com

LinkedIn: https://www.linkedin.com/in/eric-b-watchorn-77136937/

Facebook: https://www.facebook.com/watchornriskandwealth

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 005 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with John Doody and discusses gold mining stocks.

John Doody stands as the world’s foremost independent analyst in the gold mining industry, renowned for his in-depth insights and expertise. With a solid academic foundation in economics from Columbia University and an MBA in finance from Boston University, John enriched his knowledge through PhD work and two decades of teaching economics, before pivoting to a successful career with his influential publication, Gold Stock Analyst. Now focusing on his latest endeavor, John Duty’s Fave Five Gold Stocks, he prioritizes identifying gold deposits capable of sustaining production for a decade, ensuring long-term viability and profitability.

Here are some highlights from the episode:

• John discusses the importance of investing in regions with stable political climates and clear ownership titles to mitigate risks and ensure profitability.
• John’s methodical approach involves thorough data analysis to evaluate the profitability of gold mining stocks accurately.
• John highlights the significance of assessing the quality of management in gold mining companies. Competent leadership plays a pivotal role in the success of mining operations.

Connect with John:

Website: https://johndoodysfave5.com

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 004 of Sterling Insights:  Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk.  In this episode, Roger sits down with Gary Heldt and discusses tax savings.

Gary D. Heldt, Jr., CPA is the owner of Small Business Advisors in Gambrills, Maryland, serving clients in Maryland, Virginia, and Washington, DC. He has more than 30 years of experience providing business owners and individual clients with a wide range of accounting and consulting services. Prior to opening his own firm, Gary worked in accounting at several companies and non-profit organizations. 

While Gary earned the designation of Premier Tax Coach in Anne Arundel County, tax preparation is just a small part of what he does. He says if you only prepare taxes, you’re just recording a client’s history. Gary believes in helping his clients write their tax future, by making their business stronger and advancing themselves financially.

He wants his clients to think of him as their business partner. He’s their trusted advisor, CFO, and much more.  Gary is also the host of Grow Your Business & Grow Your Wealth podcast.

Here’s what to expect on this week’s show:

• Gary stresses the importance of choosing the right entity structure for businesses. By analyzing factors such as profitability and specific business needs, clients can unlock various tax benefits that might not be accessible under a different entity structure.
• Gary explains the distinction between accrual and cash accounting, and why this is an important aspect of tax planning.
• Gary’s proactive approach to tax planning involves ongoing client education through webinars and regular tax tips. 

Connect with Gary:

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr/

Podcast: https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Connect with Roger:

Website:  https://www.sterlingfoundations.com

Facebook:  https://www.facebook.com/sterlingfoundations/

Twitter:  https://x.com/SterlingFndMgt?mx=2

LinkedIn:  https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 3 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with Freddie Rappina and discusses wealth-building and cash flow.

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients.

Here are some highlights from this week’s show:

• Freddie emphasizes the importance of leveraging investments in real estate and businesses to generate cash flow and accelerate wealth accumulation.
• Instead of solely focusing on accumulating savings, Freddie recommends prioritizing cash flow.
• Freddie’s analogy of checkers versus chess highlights the need to adopt a mindset that aligns with wealth-building strategies used by the affluent.

Connect with Freddie:

Website: http://playingthewealthgame.com

Website: http://optafinancial.com

Facebook: https://facebook.com/OptaFinancial

LinkedIn: https://www.linkedin.com/company/opta-financial

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to Episode 2 of Sterling Insights: Sterling Insights: Stand Out & Supercharge Your Assets, hosted by Roger Silk. In this episode, Roger sits down with Susan Chesson and discusses professional growth.

Susan is a wealth advisor at Buckingham Strategic Wealth, providing comprehensive investment management and advanced financial planning to high net worth individuals and families. She also serves on Buckingham’s Advisory Council and is a former member of the Investment Policy Committee.

After fifteen years working in investing, banking and finance at Fannie Mae, Freddie Mac, Capital One and the Federal Reserve Board, Susan acquired the Certified Financial Planner designation and made a long-planned career change to become a wealth manager. Susan also holds the Certified Private Wealth Advisor designation. She enjoys helping clients understand their entire financial picture and finding creative planning solutions to help them achieve their goals.

Here’s what to expect on this week’s show:

• Susan transitioned from studying French and Russian literature to a career in finance after realizing the limitations of a liberal arts degree; She pursued an MBA in finance at the University of Texas to realign with her career goals.
• Susan acknowledges the breadth of knowledge needed for financial advising and encourages others to pursue additional knowledge beyond formal education to excel in their field.
• Susan’s financial planning philosophy focuses on providing personalized solutions tailored to individual clients’ goals.
• Susan encourages other to balance passion, curiosity, and long-term satisfaction when considering career transitions.

Connect with Susan:

Website: https://www.buckinghamstrategicwealth.com/

LinkedIn: https://www.linkedin.com/in/susan-chesson-cfp%C2%AE-cpwa%C2%AE-1483bb1/

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Welcome to episode 1 of the Sterling Insights: Stand Out & Supercharge Your Assets hosted by Roger Silk. In this episode Roger sits down with Michael Martin and they talk about asset diversification

Michael Martin is a partner and the director of investments and insurance at Legacy Financial Partners. Throughout his career in the financial services industry, Michael’s investment philosophy for his clients has always emphasized the importance of “making money and saving money — as safely as possible.” The cornerstone of his philosophy is a primary objective of risk mitigation and value-added growth.

Here is what to expect on this week’s show:

• Michael emphasizes the importance of categorizing assets into different types to manage risks effectively. By allocating assets into advisory accounts, safe assets like CDs and annuities, and alternative investments such as real estate or preferred stock, investors can diversify their portfolio and reduce overall risk exposure.
• Michael highlights the significance of long-term financial planning that addresses various aspects like income, taxes, healthcare, investments, and legacy planning. Tailoring strategies to individual client needs, especially those near or in retirement, is crucial for ensuring financial stability and security.
• Michael stresses the importance of understanding clients’ emotional responses to financial decisions and guiding them towards making informed choices that align with their goals and values.

Connect with Michael:

Website: https://lfpfinancial.com/

Facebook: https://www.facebook.com/lfpfinancialwpb/

LinkedIn: https://www.linkedin.com/company/legacy-financial-partners/

Connect with Roger:

Website: https://www.sterlingfoundations.com

Facebook: https://www.facebook.com/sterlingfoundations/

Twitter: https://x.com/SterlingFndMgt?mx=2

LinkedIn: https://www.linkedin.com/company/sterling-foundation-management-llc/

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Tune into Sterling Insights: Stand Out & Supercharge Your Assets, the premier podcast for financial advisors in growth mode who serve high net worth clients. If you work with clients who own appreciated capital assets and are looking to sell without incurring capital gains taxes, this show is for you. Each episode features insights and strategies from top financial advisors, experienced lawyers, and knowledgeable CPAs. Learn practical solutions to help your clients maximize their wealth while minimizing taxes, and discover how to grow your assets under management. Join us on Sterling Insights and empower your advisory practice with the knowledge to succeed.

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