People often ask, “Why do I need a safe money strategy?” The truth is, we tend to forget the lessons of the past. Just think back to 2008. Millions of people saw their dreams of retirement vanish as the market crashed. Many of those individuals were close to retirement, only to find themselves forced to keep working. Some even had to take on jobs like being greeters at big-box stores just to make ends meet. It’s heartbreaking but true.
Get a FREE Financial Fitness Strategy Session with Kris Miller, LDA and Legacy Wealth Strategist. Sign up now For a FREE Financial Fitness Strategy Session with Kris Miller, LDA and Legacy Wealth Strategist
This reality inspired me to dedicate my career to helping others avoid this fate and to share my knowledge through my #1 Best-Selling Book, Ready for PREtirement: Three Secrets for Safe Money and a Fabulous Future. By understanding these strategies, you can protect your hard-earned savings and create income you will never outlive while setting yourself up for lasting financial growth.
A Wake-Up Call: Are You Ready for PREtirement?
I’ll never forget speaking at the government financial officers’ association convention in Washington, DC. As a keynote speaker, I asked the audience, “How many of you are ready for PREtirement?” Out of the entire room, maybe 2% raised their hands. These were government officials — the people managing everyone else’s money. Their laughter in response to my follow-up, “And you’re the government,” underscored a universal truth: we’re all too busy managing immediate responsibilities to plan ahead effectively. Moms are juggling kids, dads are handling bills, and no one has time to focus on creating wealth for the future.
The overwhelming flood of daily responsibilities and information often keeps people from prioritizing their financial security. But ignoring these strategies isn’t just risky; it’s costly. Safe money strategies can give you the tools to not only create income you will never outlive but also achieve consistent financial growth over time.
The Cost of Not Planning Ahead
After working with over 5,000 clients across two decades, I’ve seen the devastating impact of poor planning. Many people reach retirement only to find their pensions depleted and their brokers long gone. They’re left scrambling, dipping into savings that should have lasted a lifetime. This lack of preparation is why I’m passionate about sharing these insights. Everyone deserves a secure future, and with the right tools, you can build one.
A key part of this process is adopting strategies that prioritize protection over risky ventures. While stockbrokers may promise sky-high returns, they also come with significant risks. Safe money strategies, on the other hand, offer a way to safeguard your savings while allowing for steady financial growth. Most importantly, they help you create income you will never outlive, ensuring that your golden years truly are golden.
Knowledge Is Power: The Three “Secrets”
The principles I outline in my book aren’t really secrets. They’re simply not widely discussed in mainstream conversations. By focusing on insurance products and other protective financial tools, you can avoid the pitfalls that so many others have faced. These strategies aren’t about taking unnecessary risks but about ensuring your future stability while allowing your wealth to grow sustainably.
I’ll be honest: I could earn much more if I worked as a stockbroker. But my mission is bigger than personal profit. I’m committed to helping others build a future where they can create wealth, experience ongoing financial growth, and enjoy the peace of mind that comes from knowing they’ve secured their financial legacy.
Take Control of Your Future Today
It’s never too early — or too late — to take charge of your financial destiny. By adopting safe money strategies, you’re investing in a future where you don’t just survive but thrive. Don’t let the mistakes of the past define your tomorrow. Instead, make today the day you start creating wealth, fostering financial growth, and securing an income you will never outlive.
Your financial future is in your hands. Take the first step toward a fabulous future with safe money strategies that work.
Find me on linktr.ee/healthymoneyhappylife
Do you have questions? Email me at Kris@HealthyMoneyHappyLife.com
Phone (951) 926-4158
