KTs Money Matters

In this episode, KT discusses:

Your 20s are the start of your “Grown-up” professional lifeIt’s not too early to start savingDon’t change jobs every few months- Get a job and keep it for a whileHaving credit is important, how you use credit is more important.Key Takeaways:

There are so many resources available todayStart establishing your credit and you “Stable Person  Value”Can you afford to buy a house now? You need to have 3 months of living expenses saved up first.www.bankrate.com 

  “It’s really hard when you don’t have a lot of credit, if that goes bad then all you have is bad credit and it will follow you for years.” — KT Thomas

Click here to reach KT  

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode, KT and Tammy Symons discuss:

KT’s experience with a death of a family memberIf you’re the griever, what you should be thinking aboutPlanning a funeralInquiring about life insuranceKey Takeaways:

When a family member passes, make sure you know whose name is on current loans, any debt, insurance, etc.The initial task after someone passes away is to seek financial advice from a professionalTake loved ones with you when you go to the funeral home to make big decisionsTake a good inventory of everything that the deceased had — reach out to his/her financial planner — and use that information to make informed financial decisions“When you’re grieving, you’re not yourself… and you can’t really think things through.” — KT Thomas

Connect with Tammy Symons, CFP:

Website: www.newdaysolutions.com

Email: tammy@newdailysolutions.com

Phone: 800-834-2101

Click here to reach KT  

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode, KT  discusses:

In your 30’s you are making your own financial decisionsEstablish a strong plan on how to saveEmployee stock purchase plansPlanning for kids financiallyKey Takeaways:

Save enough to have the employers sponsored matchPay off loans as quick as possibleIf you want to always be a stay at home parent, you must save earlyFinancial advisors are very valuable 

Click here to reach KT 

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode, KT and Jon Dwoskin discuss: 

What’s the right thing for people to be thinking about as they go into businessCan you teach someone to be an entrepreneur or does it come naturally?What to do when your company gets stuckWhat makes someone great at leading peopleKey Takeaways: 

You need to decide if you can be an entrepreneur by yourself, or if you need a business partnerCompanies need to get a coach to shake them up and get them movingIt is easier to start a company and compete with others than ever beforeIf you go through your whole life playing not to lose, at some point you’ll regret i 

“A lack of consistency is a big place where people begin to fall short.” — Jon Dwoskin 

Connect with Jon Dwoskin: 

Twitter:   @jdwoskin  

Website:   www.jondwoskin.com

Email:   jon@jondwoskin.com 

Click here to reach KT   

Connect with KT Thomas: https://ktsmoneymatters.com/ 

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT discuss’s:

People have made bad habits that just keep setting them back40’s is when you make the worst financial decisionsUnderstand what the barriers of your life areSpend your money wiselyKey Takeaways:

Money has become very opaqueYou need to implement annual things that will help control spending throughout the yearDon’t go way over or way under on your taxesSave for your kids college nowClick here to reach KT  

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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In this episode, KT and Jon Dwoskin discuss:  ·        How to leverage your skills and sphere off of that  ·        Is bigger always better? ·        How to communicate affectively ·        What things provide a better environment for an employee   Key Takeaways:  ·         Find ways to put your skill set into another medium ·         Stay consistent with your brand  ·         Without consistency, you can’t get to big ·         You want to be able to communicate effectively, and your energy needs to match it       “I believe people can use my information to grow in their business and in life.” — Jon Dwoskin      Connect with Jon Dwoskin:     Twitter:   @jdwoskin   Website:   www.jondwoskin.com Email:   jon@jondwoskin.com    Click here to reach KT      Connect with KT Thomas: https://ktsmoneymatters.com/    Purchase KT’s book The Hardworking Woman’s Guide to Money  Show notes by show editor: Jessie Taylor

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In this episode, KT discuss’s:

Eliminating debtSave for retirementMake sure you’re not paying for things that are no longer neededEliminate insurance items that are unnecessaryKey Takeaways:

Increase your savings every yearKnow how much cash flow your life needsKnow how much your life will change after retirementGet a quote on your life and health insurance 

Click here to reach KT  

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Jon Dwoskin discuss: 

Advice Jon would give his clientsHow to be an effective managerHow to find the right mentorBe with a company who’s in alignment with who you areKey Takeaways: 

If you want your business to evolve, you have to evolve firstDon’t only lead when it’s convenientIf your mentor constantly makes you feel bad about yourself, you have the wrong mentorInvest to train your employees 

“I think mentors are critical in giving you different perspectives, and I think everyone needs them.” — Jon Dwoskin 

Connect with Jon Dwoskin: 

Twitter:   @jdwoskin  

Website:   www.jondwoskin.com

Email:   jon@jondwoskin.com

Click here to reach KT   

Connect with KT Thomas: https://ktsmoneymatters.com/ 

Purchase KT’s book- The Hardworking Woman’s Guide to Money  

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Lou Diamond discuss: How to handle financial ups and downs of starting a business from scratch How should people invest in their company How to expand your business by getting out of your comfort zone Working from the heart   Key Takeaways: Be prepared moneywise when transitioning from a steady paying job to an entrepreneur Invest in yourself and in the business Get yourself in a structure early on Embrace being fearless  “To establish a fearless mindset, and to stretch every day is the only way that you’re ever going to grow, in life, in business, in your passions.” — Lou Diamond  Connect with Lou Diamond: Twitter:  @thriveloudInstagram: @thriveloudWebsite:  loudiamond.net Email: lou@thrivepartners.net    Click here to reach KT   Connect with KT Thomas: https://ktsmoneymatters.com/Purchase KT’s book The Hardworking Woman’s Guide to Money

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In this episode, KT and Lou Diamond discuss: The difference between networking and connections Establishing strong connections The four ways to gain a strong connection How to get exponential growth    Key Takeaways: It’s important to establish connections Have empathy, a fearless mindset, authenticity, and a super why Know what your fears are Be true on the inside, and have everything on the outside reflect that   “It is recognizing what is holding you back and knowing how to flip what is holding you back into a space where you can prosper and thrive in a space of courage.” — Lou Diamond  Connect with Lou Diamond: Twitter:  @thriveloud Website:  loudiamond.net Email: lou@thrivepartners.net    Click here to reach KT   Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT’s book The Hardworking Woman’s Guide to Money

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