KTs Money Matters

In this episode KT discusses:

·     The “overconfidence” problem

·     The exchange-traded fund (ETF) advantage

·     Two types of investors: those with risk tolerance and those without

Key Takeaways:

·     Most U.S. markets saw double-digit gains in 2019

·     Don’t be nudged by somebody else’s investment ideas

·     The benefits of a “blended fund”

Read the article that inspired this episode: https://www.barrons.com/articles/richard-thaler-stop-sabotaging-your-portfolio-51577993136

Quote:

“You can’t pick (the market). All you can pick is your exposure to it and constantly manage that process. ” – KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     Thinking about retirement in your 50s

·     Retirement pre-planning

·     The “retirement paycheck”

Key Takeaways:

·     The ups and downs of downsizing

·     The pros and cons of working longer

·     Consider debt in retirement

Quote:

“I see it all of the time. People thinking they’re going to retire and then they get closer. They can’t figure out what they’re going to do when they (retire) and they don’t like the idea of spending money so they stay (working). ” – KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     Realtors vs. For Sale By Owner

·     The actual cost of a realtor

·     What you can do with the money you saved

Key Takeaways:

·     5 steps to selling a home by yourself

·     25% of home sales are by owner

·     Pre, during and post-sale steps

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     The top New Year’s resolutions

·     People tend to have a haphazard approach to money

·     KT’s personal story of semi-retirement

Key Takeaways:

·     Educate yourself, there are a lot of resources out there

·     The credit score myth

·     Savings and bill paying strategies 

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     Recurring income during retirement

·     The reality of people living longer

·     KT’s personal story of semi-retirement

Key Takeaways:

·     11,000 Americans retire every day

·     30% of Americans spend retirement income on debt

·     19% of retirees work, money isn’t the only reason why

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     The market’s so-called Santa Claus Rally

·     What could contribute to end of the year gains

·     Why the rally may not matter

Key Takeaways:

·     Most big investors take December off

·     There might be tax reasons for the rally

·     End of year rallies are random

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode KT discusses:

·     Consumer characteristics

·     How to be more mindful of your spending habits

·     KT’s 4 steps to being a conscious consumer

Key Takeaways:

·     Practice the 24 hour rule

·     Don’t buy the wrong size, color, style just because its on sale

·     Abandon your online “cart” daily.

Quotes:

“You used to go to the malls once a week, but now you shop every day. We’re not going the right way.” – KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Andy Graning joins KT to discuss:

·     What it means to cut the (cable) cord

·     What does a Roku or a Fire TV Stick do

·     KT’s 4 steps to lowering your cable bill

Key Takeaways:

·     Don’t quit cable cold turkey

·     Figure out what shows and channels you need

·     The power of an antenna

Quotes:

“I think cable cutting is great. I will preach it to anyone that will listen, but for you it might not be the best option.” – Andy Graning

“I personally think everybody could save a little bit of money on home entertainment and internet. I encourage you to open that (cable bill) and give it a shot.” – KT

Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

We head back to the archives to learn why you need to have a plan for your estate.

In this episode, KT discusses:

Why a will is important

Legal ramifications if you don’t have a will

Engaging an attorney 

Key Takeaways:

In most States, if you don’t have a will your finances will get split between your spouse and your children

The number one reason why people don’t do estate planning is getting over the fact that they might need it

Make sure you understand an attorney’s pricing before you meet with them 

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we travel back in the archives to talk about the difference between men’s and women’s products.

Often times, products packaged in pink are more expensive and contain less of the actual product when compared to men’s productsIf you’re the type of person that doesn’t like scented things, buying the non-scented “guy” version of the product can save you money 

“A little bit of spending can go a long way.” – KT Thomas

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices