Investor’s Row Podcast

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

What separates average retirement accounts from truly extraordinary ones?

In this episode of the Investors Row Podcast, Kasia Baldus and Dennis Blitz, founder of IRA Club, break down the three types of IRA investors—and why only one group consistently builds massive long-term wealth.

Using the famous example of Peter Thiel’s self-directed Roth IRA, Dennis explains how mindset, habits, and understanding the rules of IRAs can dramatically change what’s possible inside your retirement account. 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/

We often talk about adding real estate into your retirement portfolio. One unique opportunity available can be found in mobile homes – especially since it can be a way to help solve America’s housing crisis. But what do you need to know about mobile homes?

Joining us to talk more about this topic is Brad Johnson, Co-Founder and CIO of Vintage Capital.

Learn more about Vintage Capital at https://vintage-funds.com/

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/

In this episode of the Investor’s Row podcast, Kasia Baldus and Dennis Blitz, founder of IRA Club, unpack one of the most common—but least understood—investment vehicles: mutual funds. Dennis breaks down how mutual funds began nearly a century ago, why they exploded in popularity in the 1960s, and how hidden fee structures quietly chip away at investor returns.

Dennis reveals how mutual funds generate profit—not for investors, but for the mutual fund companies themselves. He contrasts this with the transparent fee model of self-directed IRAs and explores why mutual funds have historically underperformed the S&P 500.

Three Major Takeaways
1. Mutual funds contain layers of hidden fees—management costs, bookkeepers, transaction fees, attorney fees, advertising fees, and commissions—that are deducted daily inside the NAV, not invoiced to investors.
2. Historical underperformance is built into the model. Due to fee structures and profit markups, mutual funds have underperformed the S&P 500 in 39 of the last 40 years.
3. Self-directed IRAs offer dramatically lower and more transparent costs, giving investors more control and potentially stronger long-term returns compared to traditional mutual funds.

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

Joining us today is Paresh Govan, the Founder and CEO of Kiwi’s Mulligan, who is building a new and unique entertainment product designed to build community and bring people together. Third spaces, spots where people can meet and connect with others outside of their homes and work, have been on the decline in America since the 1980s. Paresh and Kiwi’s Mulligan are solving a problem while also offering a unique investment opportunity to all investors. 

Learn more at https://kiwismulligan.com/ 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

It seems every day we learn about some new technology that’s changing the world. Whether it’s something we use in our day to day lives or some new scientific breakthrough that might save someone’s life. Biotechnology, or biotech, is part of the very fast growing technology field. But for everyday investors, getting into the field might have seemed far-fetched. Plus, learning about the technology and knowing what it does can be so overwhelming!

As part of our mission to educate you, the investor looking at alternative investments,Sebastian Purcell, CEO of 1.2 Capital and David Bogart, Managing Director of Conexeu Sciences, join us to talk about an exciting opportunity in the biotech space. Conexeu is building a next‑generation collagen platform designed to regenerate human tissue. David is here to tell us about it and help us non-scientific investors understand this fascinating world.

To learn more about 1.2 Capital, visit https://onepointtwocapital.com/ 

To learn more about Conexeu, visit https://conexeu.com/

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Disclaimer: 10‑Minute Tissue™: CAUTION—Investigational device (10‑Minute Tissue™). Limited by Federal (U.S.) law to investigational use. Safety and effectiveness have not been established.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ 

This week on the show, Adam Barr, CPA, Partner with Miller Grossbard Advisors, LLP, joins us to demystify one of the most confusing topics in the world of self-directed retirement investing: UBIT (Unrelated Business Income Tax) and UDFI (Unrelated Debt Financed Income).

If you’re using your IRA or 401(k) to invest in real estate, private equity, or alternative assets, this conversation is a must-listen. Ramez and Adam break down the do’s and don’ts of investing with retirement dollars, the most common mistakes investors make, and how to structure your investments to stay compliant — and profitable.

🔍 Key Topics Covered

• What UBIT and UDFI really mean — and how they apply to IRA investors

• When and why the IRS might audit your self-directed IRA

• The difference between IRA and Solo 401(k) tax rules

• Smart ways to structure investments to reduce or avoid UBIT/UDFI

• Common mistakes CPAs and investors make — and how to prevent them

• Filing deadlines, tax forms (like Form 990-T), and compliance tips

Adam Barr, CPA is a Partner with Miller Grossbard Advisors, LLP in Houston, Texas. With over 13 years of experience in business and real estate tax planning, Adam is a trusted advisor to investors and business owners across the country. He regularly speaks about UBIT and UDFI and helps clients structure smarter, tax-efficient investment strategies.

👉 Learn more: https://mgaallp.com 📧 Contact Adam: abarr@mgallp.com 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

When we talk about real estate investments, we often think of multi-family properties, apartment complexes or commercial properties. But a fast growing sector of real estate investments is single family homes. Today’s guest, Jason Engelman, Founder and CEO of Freaky Fast Capital Group, has built a turn-key investment business that helps investors add single family properties to their retirement portfolios. 

To learn more about FreakyFast, book a call at https://links.freakyfastcapitalgroup.com/widget/bookings/collin-campbell-personal-calendar-4jdkbrcz3  

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/  

To get a copy of Dennis Blitz’s latest book and find more resources, visit http://iraclub.com/podcast

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Get a copy of Dennis’s “Starting Your Own Business” guide at http://iraclub.com/podcast 

In this episode, we dive into the power and possibilities of Solo 401(k)s featuring Dennis Blitz, the founder of the IRA Club. If you’re self-employed, you’ll learn how you can leverage a Solo 401(k) to maximize tax advantages, supercharge your retirement savings, and use alternative investments to grow wealth on your terms. 

Top 3 Takeaways:

• The Solo 401(k) Advantage – Learn why a Solo 401(k) can be a game-changer for self-employed individuals, offering higher contribution limits and greater tax benefits.

• Beyond Stocks & Bonds – Discover how you can use a Solo 401(k) to invest in alternative assets like real estate – giving you more control over your retirement funds.

• Avoiding Pitfalls – Get expert guidance on the common mistakes people make when setting up and managing a Solo 401(k) and how to stay compliant with IRS regulations.

Try the IRA Club’s Individual 401(k) Contribution Calculator at https://www.iraclub.com/tools/resource-center/retirement-calculators/individual-401k-contribution-calculator/ 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ 

As we continue our education series on alternative investments, we’re digging into the world of oil and gas, an alternative investment that has evolved from exclusive to accessible, offering everyday investors new ways to diversify their portfolios. Joining us today is fourth-generation oil and gas operator Jay Young, Founder & CEO of King Operating, to discuss his insights on the industry and how self-directed investors can get involved.

To learn more about King Operating and to get a copy of Jay’s book, “The Upside of Oil and Gas Investing,” go to https://share-na2.hsforms.com/1YL1gw34LT2WMepzptiob8wci69v

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/

On this episode of the podcast, Kasia Baldus sits down with IRA Club President Dennis Blitz to reveal how everyday investors can make big moves using self-directed IRAs—even if you’re starting with a small account. Learn how to invest in real estate, partner with others, and even use borrowed funds to grow your retirement faster than you thought possible. You can build a retirement portfolio with your IRA, even if you don’t have the capital in it right now!

🔑 3 Major Takeaways:

Max Out Early: The most successful IRA investors contribute the maximum allowable amount early in the year to give investments more time to grow.

3 Ways to Invest Beyond Your IRA Balance: Learn how to use partnering, real estate syndications, and non-recourse loans to make larger investments than your IRA alone can afford.

Invest in What You Know: Asking the right questions and understanding who you’re investing with (especially syndicators) is crucial to avoiding costly mistakes.

Learn about Non-recourse financing at https://www.iraclub.com/tools/resource-center/non-recourse-lenders/

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.