Great Decisions, Incredible Lives

How can we redefine retirement to be more than just financial security? Discover the insights of Nancy Schwartz, a former corporate executive turned retirement visionary.

In this enlightening episode of “Great Decisions, Incredible Lives Retire with Intention,” we are joined by Nancy Schwartz, a seasoned corporate executive with over four decades in executive search. Nancy shares her transformative journey over the past five years, exploring the intricate connection between retirement, health, and wellness. She challenges the traditional views of retirement, advocating for a holistic approach that combines financial planning with personal well-being and fulfillment. Join us as we delve into Nancy’s vision of retirement, a time to design life with intention, increase knowledge, and find daily contentment, joy, and fulfillment.

Key Takeaways 🔑

• Holistic Retirement Approach: Retirement is more than financial planning; it’s about living with intention and finding joy and fulfillment.

• Health and Longevity: Emphasize the importance of health and advancements in science and technology for a better quality of life in retirement.

• Empowerment and Authenticity: Take 150% responsibility for your journey, own your authenticity, and live a life true to yourself.

• Redefining Retirement Goals: Understand the crucial role of tax and estate planning in aligning financial and personal goals.

• Conscious Living and Leadership: Learn to tap into your potential, challenge limiting beliefs, and navigate life changes fearlessly.

Connect with Nancy: Website: www.envisionhealthyretirement.com

Instagram:   https://www.instagram.com/nmschwartz/

Facebook:    https://www.facebook.com/EnvisionHealthyRetirement

LinkedIn:      https://www.linkedin.com/in/nancy-schwartz-envisionhealthyretirement/

You Tube:     https://www.youtube.com/@nancyschwartz7645

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In this insightful episode, host John Creekmur and Stacy Creekmur discuss living an incredible life marked by intentionality and gratitude. The conversation, tailored for the Thanksgiving season, delves into the psychology of gratitude and its impact on happiness, personal resilience in adversity, the importance of defining core values and setting goals, and the perspective of viewing money as a tool rather than an end goal.

🎯 Key Takeaways:

The Power of Gratitude (00:02:41):

• Discusses how gratitude significantly impacts happiness, suggesting a daily practice of noting things to be thankful for to increase happiness by 25%.

Defining Core Values and Setting Goals (00:08:13 & 00:08:37):

• Emphasizes the importance of identifying and living according to one’s core values and how this aids in setting and achieving life goals.

Viewing Money as a Tool (00:09:43):

• Stresses the concept of money as a means to fulfill goals aligned with personal values, not as the ultimate objective.

The Significance of Life Beyond Numbers (00:10:18):

• Touches on the importance of good health and its relationship with achieving life goals.

Personal Anecdote:

• Stacy shares a personal story to illustrate the power of a positive outlook, highlighting the resilience and recovery of their son after a serious car accident.

Final Thoughts:

• The episode concludes with a call to embrace gratitude, especially during the Thanksgiving season, and a reminder of the joy and fulfillment it brings into our lives.

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How can you ensure that your retirement plan is as comprehensive as it is comforting? In the latest episode of Great Decisions, Incredible Lives: Retire With Intention, host John Creekmur welcomes Steven Harp, the accomplished founder of the Colorado Wealth Group. With his extensive 15-year tenure in financial planning, Steven champions a holistic approach that encompasses every facet of personal finance, from cash flow and investments to holistic life satisfaction.

The discussion unfurls how a well-rounded financial plan can provide a reassuring sense of security and clarity for retirement. They shed light on the mental and emotional benefits of such planning, revealing how it can offer clients a profound peace of mind.

Key insights include:

• The strategic advantages of a holistic financial plan that comprehensively addresses all aspects of financial health.
• The significant psychological comfort from knowing your financial bases are fully covered.
• The critical role of collaboration among financial professionals is to craft a plan that’s both broad in scope and detailed in execution.
• The essential use of technology in financial planning, which provides clear visuals and helps clients understand their financial standing.
• The importance of adaptability in financial planning, ensuring that as clients’ life circumstances and goals evolve, their financial strategies evolve too.

Listen to this insightful episode with John Creekmur and Steven Harp to discover how you can retire with intention and peace of mind, knowing your financial plan is holistic, current, and comprehensive.

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In episode 12 of the Great Decisions, Incredible Lives: Retire with Intention podcast host John Creekmur speaks with guest David Roosevelt, a seasoned investment manager who sheds light on the intricacies of the financial world, discussing GIPS compliance, understanding financial concepts, and aligning investment strategies with chosen asset class characteristics. His experience, particularly during the 2008 financial crisis, offers listeners invaluable lessons about financial stability, adaptability, and forward-thinking strategies.

✅ Key Takeaways:

✅ GIPS Compliance: The Global Investment Performance Standards (GIPS) set by the CFA Institute ensures accurate return calculations. David’s firm, Roosevelt Capital Management, has achieved this gold standard in transparency and accountability.

✅ Financial Concepts Mastery: Knowledge of financial concepts, particularly in fixed income, is vital. Concepts such as duration, yield, default risk, and more are cornerstones of informed investment strategies.

✅ 2008 Financial Crisis Insights: David’s hands-on experience managing his family’s liquidity during this tumultuous period underscores the importance of preparedness and adaptability in financial planning.

✅ Risks in Fixed Income Markets: Considerations must include interest rate risk, default risk, complexity risk, and liquidity risk. The interconnectedness of these risks can greatly influence investment decisions.

✅ Uncertainty of the Future: David emphasizes caution when relying on expert forecasts, advising a focus on long-standing investment principles and understanding risk-reward dynamics in various asset classes.

✅ Investment Principles: Aligning capital objectives with asset class characteristics and recognizing the performance potential in different sectors is crucial. Diversification remains a paramount strategy.

Connect with David on the website: https://www.rooseveltcapitalmanagement.com/

#InvestmentStrategies, #DavidRoosevelt, #RetireWithIntention, #GIPSCompliance, #FixedIncome #IntentionalRetirement #CreekmurPodcast #RetirementBlueprint #LifeDecisionsInsights #GoldenYearsWisdom #PurposefulRetirement #RetireWithJohnCreekmur #RetirementStrategies #LifeAfterWorkTips #MasteringRetirement

Podcast Disclosure

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How can aligning core values not only shape our daily decisions but also steer the entire course of our lives toward fulfillment and purpose?

In this enlightening episode, John Creekmur sits down with Brian Gareau, a renowned expert in organizational culture and employee engagement. Brian unpacks his journey, highlighting milestones from his impactful career at Caterpillar to his writing endeavors. 

Anchoring insights from his book “Slice of Life,” Brian underscores the pivotal role of values, especially when navigating challenging crossroads. Brian also dives into the intriguing concept of ‘return on culture’, exploring its resonance in corporate settings and family dynamics. As the conversation unfolds, Brian offers a tangible blueprint to ensure values align perfectly, leaving listeners both enriched and eager for more.

✅ Key Takeaways:

1️⃣ The foundational importance of defining values in the decision-making process.

2️⃣ Embrace core values as the compass for a fulfilling life of purpose.

3️⃣ The groundbreaking implications of ‘return on culture’ in shaping organizational and familial harmony.

🌐 Connect with Brian Gareau: https://www.briangareauinc.com

To learn more about working with Brian please visit: BrianGareau.com.

Books: Delve deeper with “Slice of Life” available on Amazon: https://www.amazon.com/Slice-Life-Benefits-Personal-Engagement/dp/0966909941

Tune into Brian’s podcast: https://magellanexecutivepartners.com/latitude-podcast/

 Magellan Executive Partners is pleased to bring you the Latitude podcast about navigating business culture. Your hosts, Rod Beeler and Brian Gareau, will share strategic, tactical, and practical ways to ensure your business culture doesn’t blend in with the crowd. Their wisdom in this area comes frommagellanexecutivepartners.com

Disclosure: https://creekmurwealth.com/podcast-disclosure/

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💡 What is your perspective on longevity and retirement planning?

In this episode of Great Decisions, Incredible Lives: Retire With Intention, John Creekmur interviews Brian Colvert, a certified financial planner from Bonfire Financial. They discuss retirement planning and the changing dynamics of retirement. Brian shares his background and experience in the financial industry, as well as what sets Bonfire Financial apart from other advisory firms. They delve into understanding clients’ expectations and reshaping retirement plans to align with their goals. They also touch on topics such as long-term care expenses, risk in retirement planning, retirement income strategies, and the importance of trust in the advisor-client relationship.

🗝 Key Takeaways:

➡️ Understanding clients’ expectations: Brian emphasizes the importance of understanding clients’ expectations regarding retirement planning. Financial advisors can help ensure a more fulfilling retirement experience by aligning retirement plans with clients’ goals.

➡️ Reshaping retirement plans: The dynamics of retirement are changing, and it’s crucial to adapt them accordingly. Brian discusses the need to consider longer life expectancies, rising healthcare costs, and changing economic conditions when creating retirement strategies.

➡️ Long-term care expenses: Long-term care expenses can significantly impact retirement plans. Brian highlights the importance of factoring in potential long-term care costs and exploring insurance options to protect retirement savings.

➡️ Managing risk in retirement planning: Retirement planning involves managing various risks, such as market volatility and inflation. Brian discusses strategies to mitigate these risks and ensure a more secure retirement.

➡️ Trust in the advisor-client relationship: Trust is a vital component of the advisor-client relationship. Brian emphasizes the importance of building trust with clients through transparency, open communication, and delivering on promises. Trust allows for a more collaborative and successful retirement planning process.

Connect with Brian: 

P: (719) 394.3900 | (844) 295.0069

Brian@bonfirefinancial.com

Disclosure: https://creekmurwealth.com/podcast-disclosure/

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In this episode of Great Decisions. Incredible Lives: Retire with Intention, host John Creekmur sits down with Kristian Mtetwa, a highly regarded financial advisor. Kristian shares his inspiring journey into finance and how his passion for helping others led him to pursue a career in this field. He emphasizes building personal connections and relatability in the financial services industry. 

Kristian delves into his firm’s unique approach to financial planning, which revolves around understanding clients’ core values and assisting them in making informed decisions. Additionally, he sheds light on the specific challenges first-generation wealthy individuals face and highlights the importance of fostering a supportive community. Kristian also mentions an upcoming event called “The Summit,” which aims to empower and educate ultra-affluent minorities.

📝 Key Takeaways:

✅ Building personal connections and being relatable is crucial in the financial services industry.

✅ Kristian’s firm focuses on understanding clients’ values to provide tailored financial planning.

✅ First-generation wealthy individuals face unique challenges that require specialized support.

✅ Creating a supportive community is essential for the success and well-being of ultra-affluent minorities.

✅ “The Summit” event aims to empower and educate ultra-affluent minorities.

Remember to tune in to this insightful episode to gain valuable financial insights from Kristian Mtetwa, a renowned financial advisor.

To Connect With Kristian:

Linkedin: https://www.linkedin.com/in/kristianmtetwa/

Podcast disclosure: https://creekmurwealth.com/podcast-disclosure/

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Ever wondered what the secret is to making decisions that align with your essence and lead to a fulfilling life? Today’s guest on Great Decisions, Incredible Lives: Retire With Intention podcast is Michelle Kooi, who reveals transformative insights in this unmissable episode.

John Creekmur welcomes Michelle Kooi, the accomplished founder of Confluence Coaching and Consulting. In this episode, they delve into the art and science of decision-making, exploring how it shapes the trajectories of our lives. Discover the essence of trusting oneself, the significance of understanding one’s core values, and the tools to align decisions with personal truths.

Key Takeaways:

➡️ Connecting with Core Values: Trusting oneself and connecting with personal core values is central to effective decision-making. By understanding and adhering to these values, decisions become more transparent and resonate more closely with our true selves.

➡️ Pandemic’s Mental Toll: The recent global challenges have escalated anxiety and burnout, underscoring the need for effective coping tools such as self-care, boundary setting, and seeking timely support.

➡️ Change as a Growth Catalyst: Rather than resisting change, view it as a powerful catalyst for personal growth. Embracing change, understanding its nuances, and navigating it with poise can lead to unforeseen opportunities and personal betterment.

➡️ Importance of Communication: Transparency and open dialogue, especially in financial decisions within relationships, are vital in minimizing conflicts and ensuring smooth transitions.

Connect with Michelle Kooi:

Linkedin: https://www.linkedin.com/in/michellekooiwomensbusinesscoach/

Website: https://www.confluencecoaching.life/

Email: mkooicc@confluencecoaching.life

Disclosure: https://creekmurwealth.com/podcast-disclosure/

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Great Decisions, Incredible Lives: Retire With Intention Podcast with Host John Creekmur welcomes retired Lieutenant Colonel Donald J. LaGrange, a seasoned financial advisor with a unique military leadership and human performance optimization background. They delve into the intersection of the military and financial advisory roles, emphasizing the importance of understanding human behavior in economic decision-making.

Donnie highlights the role of advisors in helping clients achieve their goals and make informed choices. He also sheds light on the non-financial aspects of retirement, such as finding fulfillment and purpose, and how they impact both happiness and finances.

Key Takeaways:

       ➡️ Importance of understanding human behavior in financial decision-making,

       ➡️ Example of how past experiences can impact financial decisions.

       ➡️ Value of financial planning and the role of an advisor in helping clients prioritize goals and values.

       ➡️ Importance of creating a space for meaningful conversations about financial planning.

       ➡️ Need for a robust advisor-client relationship and finding the right fit.

       ➡️ Challenges of reintegration into civilian life after retirement from the military.

       ➡️ Non-financial aspects of retirement and the importance of finding fulfillment and purpose.

www.murphysylvest.com

Disclosure: https://creekmurwealth.com/podcast-disclosure/ 

#IntentionalRetirement #CreekmurPodcast #RetirementBlueprint #LifeDecisionsInsights #GoldenYearsWisdom #PurposefulRetirement #RetireWithJohnCreekmur #RetirementStrategies #LifeAfterWorkTips #MasteringRetirement

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Are you prepared to navigate the shift from saving for retirement to spending in retirement? Discover financial expert Lorie Jones’s strategies to ensure flexibility and success in every phase of your financial journey on episode 5 of Great Decisions Incredible Lives: Retire With Intention podcast. They discuss the importance of comprehensive financial planning, transitioning from saving for retirement to spending during retirement, and the need for diversified tax strategies to optimize income flexibility.

Key Takeaways:

✅ Comprehensive financial planning involves considering all aspects of a client’s financial life, aligning their goals with appropriate strategies, and providing peace of mind for retirement.

✅ Clients often transition from an accumulation phase (saving) to a spending phase (retirement), requiring a shift in mindset and planning for a steady income stream during retirement.

✅ Diversifying tax strategy is essential, using different types of accounts (pre-tax, Roth, after-tax) to increase flexibility and optimize income during retirement.

✅ Setting goals with different time ranges, such as one year, five years, 10 years, and beyond, allows for a flexible and practical approach to financial planning.

✅ Regularly reviewing goals and making adjustments as life changes are crucial to staying on track for a successful financial future.

Guest Information:

• Lorie Jones: Highly experienced financial services professional with a technology, operations, and client services background. Holds securities licenses and various insurance licenses in Colorado. Completed the CERTIFIED FINANCIAL PLANNER™ designation and actively participated in professional development through the Financial Planning Association (FPA).

https://creekmurwealth.com/podcast-disclosure/ 

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