Investor’s Row Podcast

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/

It’s a new year! Which means it’s time to start getting all your paperwork from 2025 in order and getting your money goals set for 2026!

In this episode of the podcast, you’ll get the checklist of what you need to do to get your 2025 money goals and paperwork done and over with (including making your contributions if you haven’t done so yet!) and learn what you can do to make 2026 your best money year yet!

DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/  

In this episode of the Investors Row Podcast, host Ramez Fakury sits down with Chris Reese, Founder and CEO of MJ REIT, to break down a unique alternative investment strategy that allows accredited investors to gain exposure to the cannabis industry inside a retirement account — without investing directly in cannabis itself.

Chris explains how MJ REIT focuses on cannabis-related commercial real estate, providing short-term senior mortgages to licensed operators who lack access to traditional bank financing due to federal regulations. Because the fund does not touch the cannabis plant, it can be structured for use within self-directed IRAs and other qualified retirement accounts.

The conversation explores why cannabis real estate remains a capital-constrained, high-growth sector, how MJ REIT targets monthly income distributions, and how risk is mitigated through conservative underwriting and senior secured lending. The episode also covers potential regulatory changes, including federal rescheduling and banking reform, and how those shifts could impact future returns.

THIS COMMUNICATION DOES NOT CONSTITUTE AN OFFER TO BUY OR SELL SECURITIES. ALL INVESTMENTS ARE SUBJECT TO RISK, INCLUDING RISK OF LOSS OF CAPITAL INVESTED. ALL TERMS OF ANY INVESTMENT OFFERED BY MJ REAL ESTATE INVESTMENT TRUST, AND THEIR RESPECTIVE AFFILIATES, ASSIGNS, SUBSIDIARIES, AGENTS OR MANAGERS ARE GOVERNED EXCLUSIVELY BY THE APPLICABLE PRIVATE PLACEMENT MEMORANDUM. ALL PROSPECTIVE INVESTORS ARE ADVISED TO CAREFULLY REVIEW ALL OF THE APPLICABLE OFFERING DOCUMENTS, INCLUDING THE PRIVATE PLACEMENT MEMORANDUM. ALL CONTENT CONTAINED HEREIN ARE SUMMARIES ONLY AND DO NOT PURPORT TO BE COMPLETE. ANY FORWARD-LOOKING STATEMENTS ARE NOT STATEMENTS OF HISTORICAL FACTS AND DO NOT REFLECT ANY PROJECTION OR FORECAST OF FUTURE PERFORMANCE.

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ 

What’s the one retirement planning task that takes just minutes but can save your family months—or even years—of stress and legal headaches?

In this episode of The Investors Row Podcast, IRA Club President Dennis Blitz joins host Kasia Baldus to discuss one of the most overlooked aspects of retirement planning: reviewing and updating your IRA and 401(k) beneficiaries.

Many investors assume their retirement accounts will automatically go to the “right” person—but outdated beneficiary designations can override wills, trusts, and even current marriages. Dennis explains why IRA administrators cannot change beneficiaries after death, how courts typically handle these disputes, and why failing to update this information can unintentionally leave assets to an ex-spouse or unintended heir.

DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

To learn about IRA Club SBS and schedule a call with a team member, visit http://iraclubsbs.com 

This week on the Investors Row Podcast, IRA Club’s Ramez Fakhoury introduces IRA Club SBS: our newly launched small business retirement solutions, built to give employers and employees more control, transparency, and flexibility over their retirement savings. The team covers self-directed IRAs, Solo 401(k)s, Safe Harbor plans, Simple IRAs, and enterprise-level retirement solutions — all designed with flat-fee pricing instead of percentage-based fees.

The team dives deep into the hidden problems with traditional retirement plans — and why most employees and business owners are unknowingly paying massive fees inside their 401(k)s, how alternative investments can be used inside retirement accounts, how AI-driven portfolios help manage market risk, and why flat fees can save individuals and businesses tens — or even hundreds — of thousands of dollars over time.

THREE MAJOR TAKEAWAYS:

1. Percentage-Based 401(k) Fees Quietly Erode Retirement Wealth: Many traditional retirement plans charge layered, percentage-based fees that most people never see. Over decades, these fees can cost individuals hundreds of thousands of dollars — even when the market performs well.

2. Flat-Fee, Self-Directed Retirement Plans Offer More Control and Transparency: Flat-fee structures dramatically reduce long-term costs while allowing investors and employees to diversify beyond the stock market into alternative assets like real estate, precious metals, and private investments.

3. Retirement Planning Is a Powerful Tool for Small Business Owners: Offering flexible, low-cost retirement plans helps business owners attract and retain employees, meet state requirements, and build long-term financial security — all while reducing administrative complexity and hidden costs.

DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

What separates average retirement accounts from truly extraordinary ones?

In this episode of the Investors Row Podcast, Kasia Baldus and Dennis Blitz, founder of IRA Club, break down the three types of IRA investors—and why only one group consistently builds massive long-term wealth.

Using the famous example of Peter Thiel’s self-directed Roth IRA, Dennis explains how mindset, habits, and understanding the rules of IRAs can dramatically change what’s possible inside your retirement account. 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/

We often talk about adding real estate into your retirement portfolio. One unique opportunity available can be found in mobile homes – especially since it can be a way to help solve America’s housing crisis. But what do you need to know about mobile homes?

Joining us to talk more about this topic is Brad Johnson, Co-Founder and CIO of Vintage Capital.

Learn more about Vintage Capital at https://vintage-funds.com/

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/

In this episode of the Investor’s Row podcast, Kasia Baldus and Dennis Blitz, founder of IRA Club, unpack one of the most common—but least understood—investment vehicles: mutual funds. Dennis breaks down how mutual funds began nearly a century ago, why they exploded in popularity in the 1960s, and how hidden fee structures quietly chip away at investor returns.

Dennis reveals how mutual funds generate profit—not for investors, but for the mutual fund companies themselves. He contrasts this with the transparent fee model of self-directed IRAs and explores why mutual funds have historically underperformed the S&P 500.

Three Major Takeaways
1. Mutual funds contain layers of hidden fees—management costs, bookkeepers, transaction fees, attorney fees, advertising fees, and commissions—that are deducted daily inside the NAV, not invoiced to investors.
2. Historical underperformance is built into the model. Due to fee structures and profit markups, mutual funds have underperformed the S&P 500 in 39 of the last 40 years.
3. Self-directed IRAs offer dramatically lower and more transparent costs, giving investors more control and potentially stronger long-term returns compared to traditional mutual funds.

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

Joining us today is Paresh Govan, the Founder and CEO of Kiwi’s Mulligan, who is building a new and unique entertainment product designed to build community and bring people together. Third spaces, spots where people can meet and connect with others outside of their homes and work, have been on the decline in America since the 1980s. Paresh and Kiwi’s Mulligan are solving a problem while also offering a unique investment opportunity to all investors. 

Learn more at https://kiwismulligan.com/ 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

It seems every day we learn about some new technology that’s changing the world. Whether it’s something we use in our day to day lives or some new scientific breakthrough that might save someone’s life. Biotechnology, or biotech, is part of the very fast growing technology field. But for everyday investors, getting into the field might have seemed far-fetched. Plus, learning about the technology and knowing what it does can be so overwhelming!

As part of our mission to educate you, the investor looking at alternative investments,Sebastian Purcell, CEO of 1.2 Capital and David Bogart, Managing Director of Conexeu Sciences, join us to talk about an exciting opportunity in the biotech space. Conexeu is building a next‑generation collagen platform designed to regenerate human tissue. David is here to tell us about it and help us non-scientific investors understand this fascinating world.

To learn more about 1.2 Capital, visit https://onepointtwocapital.com/ 

To learn more about Conexeu, visit https://conexeu.com/

Schedule a free call with an IRA Club New Account Specialist: https://www.iraclub.com/podcast-link/   

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.

Disclaimer: 10‑Minute Tissue™: CAUTION—Investigational device (10‑Minute Tissue™). Limited by Federal (U.S.) law to investigational use. Safety and effectiveness have not been established.

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ 

This week on the show, Adam Barr, CPA, Partner with Miller Grossbard Advisors, LLP, joins us to demystify one of the most confusing topics in the world of self-directed retirement investing: UBIT (Unrelated Business Income Tax) and UDFI (Unrelated Debt Financed Income).

If you’re using your IRA or 401(k) to invest in real estate, private equity, or alternative assets, this conversation is a must-listen. Ramez and Adam break down the do’s and don’ts of investing with retirement dollars, the most common mistakes investors make, and how to structure your investments to stay compliant — and profitable.

🔍 Key Topics Covered

• What UBIT and UDFI really mean — and how they apply to IRA investors

• When and why the IRS might audit your self-directed IRA

• The difference between IRA and Solo 401(k) tax rules

• Smart ways to structure investments to reduce or avoid UBIT/UDFI

• Common mistakes CPAs and investors make — and how to prevent them

• Filing deadlines, tax forms (like Form 990-T), and compliance tips

Adam Barr, CPA is a Partner with Miller Grossbard Advisors, LLP in Houston, Texas. With over 13 years of experience in business and real estate tax planning, Adam is a trusted advisor to investors and business owners across the country. He regularly speaks about UBIT and UDFI and helps clients structure smarter, tax-efficient investment strategies.

👉 Learn more: https://mgaallp.com 📧 Contact Adam: abarr@mgallp.com 

Disclaimer: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.