About KTs Money Matters

Working with your investments, retirement, insurance, estate or tax planning or just dealing with everyday expenses- your money matters. Let KT Thomas help you make the most of it. This is Money Matters.
    DateTime Object ( [date] => 2019-09-17 08:56:46.767098 [timezone_type] => 3 [timezone] => UTC )
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     ·      Defines the Consumer Confidence Index.·      How your confirmation bias could taint how you view the economy.·      The value of data used. Key Takeaways: ·      Three indicators you need to look for in to gage your confidence. ·      Consumer confidence is at 2007 levels, and we know what happened a year later.·      How to watch the markets and the economy for confidence.

    Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money   [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/0d5c65e6-d5a2-11e9-804e-bf878b46a117/stripped_b3202403dc46b5b5c5964d594abeb84e.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN5782269518.mp3 [size] => 22325289 [duration] => 930.22 [uid] => CSN5782269518 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/0d5c65e6-d5a2-11e9-804e-bf878b46a117/id3/af8bf5ab0d1d463eab064c780448fe07.mp3 [id3FileProcessing] => [id3FileSize] => 425779 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 105.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
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     ·      NFL team revenue streams. ·      What the average team makes.·      The Economics of NFL Team Ownershipby Kevin Murphy & Robert Topel Key Takeaways: ·      Game Day is just one way your favorite team makes money.·      TV contracts are huge for NFL owners bottom line.·      When is enough profit enough?  Quote: “There’s a lot of money in football for the owners. In fact, they’re making record profits.” – KT  If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1905bf6e-d403-11e9-aad7-435c07933f58/stripped_14e9ce5a39ecd69faa5ab5b95fe2d8c8.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN9246197992.mp3 [size] => 13388277 [duration] => 557.84 [uid] => CSN9246197992 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1905bf6e-d403-11e9-aad7-435c07933f58/id3/f5f5ef8b1f00068b98efd177cc11de83.mp3 [id3FileProcessing] => [id3FileSize] => 426321 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 104 final.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      NFL team revenue...
  • Array ( [id] => a3140b34-ce6d-11e9-8ce8-db06e4bc3149 [createdAt] => 2019-09-03T12:09:49.411-05:00 [updatedAt] => 2019-09-04T10:28:55.761-05:00 [title] => 103 - Just Ask For It! with Joe Neff [pubdate] => 2019-09-04T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => "You’re spending a whole lot more money shopping around. Where if you just ask, maybe it goes your way, maybe it doesn’t, but there’s a good chance it will because (the company) wants to retain customers.” – Joe Neff [summary] => This week Joe Neff from NewDay Solutions talks about the importance of just asking for what you want.  In this episode KT and Joe discuss:

    ·      The power of asking for discounts, clarification, and change at work. ·      How you are your best advocate ·      How asking can be the road to compromise Key Takeaways: ·      Be prepared for things not going your way·      Figure out what your time is worth·      Asking for someone’s time could be one of the most valuable requests you’ll ever make.  Quote: “You’re spending a whole lot more money shopping around. Where if you just ask, maybe it goes your way, maybe it doesn’t, but there’s a good chance it will because (the company) wants to retain customers.” – Joe Neff If you’d like to hear Joe talk about Budgeting Basics on a past episode click here. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/a3140b34-ce6d-11e9-8ce8-db06e4bc3149/stripped_b37d83ab39474ddc7d503bcd73596396.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4896940146.mp3 [size] => 47514435 [duration] => 1979.77 [uid] => CSN4896940146 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/a3140b34-ce6d-11e9-8ce8-db06e4bc3149/id3/ec6f8dd6eff05186fee3008f4f17382a.mp3 [id3FileProcessing] => [id3FileSize] => 427201 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 103.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • This week Joe Neff from NewDay Solutions talks about the...
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     ·      Parents under the sports scholarship illusion ·      Odds of landing a “free-ride” scholarship ·      Non-traditional sports scholarships for Women Key Takeaways: ·      Think of sports scholarships as a “nice subsidy” ·      Sports and studying are both full-time jobs for your student·      Help your child find scholarships, you wouldn’t promote your 16-year-old to CFO  Quote: “The idea of a free ride academically for one of these other (not football or basketball) collegiate sports is a fantasy.” – KT Visit ncaaguide.com to find colleges that offer scholarships. Here is a link to the Magness & Marcus on Coaching episodes on college athletic scholarships KT referenced. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1f6d8ed4-c848-11e9-a3a7-73e2c612e956/stripped_ae342ff0f819722f8e3a2d57204a02c7.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN9830431181.mp3 [size] => 19203761 [duration] => 800.16 [uid] => CSN9830431181 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1f6d8ed4-c848-11e9-a3a7-73e2c612e956/id3/b24f4ae0696dd7f98a8bc391b26d5503.mp3 [id3FileProcessing] => [id3FileSize] => 426861 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 102.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      Parents under the...
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     ·      A new way to think about what and why you’re renting storage·      Storage is costing you more than monthly rent·      Ideas to help you get rid of these possessions Key Takeaways: ·      Storage is a $39B/Year Business·      There are many reasons why people rent storage units·      Storage facilities could be a great investment  Quote: “Think about taking things off your 2020 expenses by using (your time) now to get rid of it.” – KT If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/45c6dae0-c2c1-11e9-a3e0-6f926473b2c9/stripped_19b3c1b9736d22661f0e96f3080e1f9c.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN2502463563.mp3 [size] => 23377920 [duration] => 974.08 [uid] => CSN2502463563 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/45c6dae0-c2c1-11e9-a3e0-6f926473b2c9/id3/9fc968c1b0c194d0231a15da7845b2d5.mp3 [id3FileProcessing] => [id3FileSize] => 425769 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT101.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      A new way...
  • Array ( [id] => 55c5c518-b94e-11e9-8f27-536c4afed282 [createdAt] => 2019-08-07T15:02:50.877-05:00 [updatedAt] => 2019-08-07T15:04:16.012-05:00 [title] => 100 - Trade War [pubdate] => 2019-08-14T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      What lead up to the current trade war·      How China’s and the United States strategies differ·      How it affects your personal economy Key Takeaways: ·      Trade war could be keeping interest rates down·      Now is the time to buy appliances or refinance·      What it could mean for your financial security  Quote: “I’m not here to talk about the politics (of a trade war). It’s pretty important to understand how this might matter to you as a U.S. consumer.” – KT This is our 100th episode. If you have any topics you’d like to see covered in future KT Money Matters click here to drop us a message or visit the Get in Touch section of her website. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money   [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/55c5c518-b94e-11e9-8f27-536c4afed282/stripped_5c377411b704088556a1d4051a524579.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN9127715374.mp3 [size] => 26095699 [duration] => 1087.32 [uid] => CSN9127715374 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/55c5c518-b94e-11e9-8f27-536c4afed282/id3/f94c9bb05ef02e5cec960913f4495e26.mp3 [id3FileProcessing] => [id3FileSize] => 426025 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 100.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      What lead up...
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     ·      The history of prescription drug ads on TV·      How the prescription drug industry works·      How much more Americans pay at the pharmacy compared to the rest of the world Key Takeaways: ·      Find a good healthcare hacker·      Talk to your doctor about options·      The “charity partner” fallacy Find deals on prescription drugs at https://www.goodrx.com/. This website is mentioned in the show, but it’s not a paid endorsement. Quote:  “We all know on some level the prescription drug costs in America are out of whack. What we don’t know is how we will answer that issue.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/7b16f758-a74a-11e9-a55f-834cb08641c1/stripped_ff55ed478967f96c965f298b8c2acb5f.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3603158011.mp3 [size] => 23513338 [duration] => 979.72 [uid] => CSN3603158011 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/7b16f758-a74a-11e9-a55f-834cb08641c1/id3/16f634b469f2d981d9e05a04e8212b03.mp3 [id3FileProcessing] => [id3FileSize] => 463516 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT99 Final.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • Show Notes: In this episode KT discusses:  ·      The history...
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     ·      How her family is handling an aging mother·      Using doctors to your advantage·      The importance of a family meeting Key Takeaways: ·      Getting along with your siblings in this situation is important·      Offer to help, not take over (depending on your situation)·      Find an elder care planner or lawyer specializing in elder care Quote:  “Remember, helping out isn’t taking over. Growing old is an undignified process. Don’t make it worse.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/dcddefba-a735-11e9-90d8-734ff2caae1c/stripped_9db58185f29528c5cf1cf7953ade188c.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8419284987.mp3 [size] => 46879973 [duration] => 1953.33 [uid] => CSN8419284987 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/dcddefba-a735-11e9-90d8-734ff2caae1c/id3/359564be22f18d53d32a6196e901e569.mp3 [id3FileProcessing] => [id3FileSize] => 463082 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 98 Final.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      How her family...
  • Array ( [id] => 8c775a8a-a4af-11e9-abe6-9b5505475fd4 [createdAt] => 2019-07-12T09:15:49.421-05:00 [updatedAt] => 2019-07-19T08:46:05.605-05:00 [title] => 097 - Housing Within Your Means [pubdate] => 2019-07-24T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      The 30% Rule·      Advice for first time home buyers·      The truth about Private Mortgage Insurance (PMI) Key Takeaways: ·      Your apartment choice matters·      Strategies for saving while your renting ·      Don’t think starter home, think 5-year home Quote:  “Homeownership isn’t supposed to be renting with a real estate tax bill. You’re actually supposed to be able to build equity in your home. Live there. Make it what you want over time and stay there.” – KT Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8c775a8a-a4af-11e9-abe6-9b5505475fd4/stripped_5e8a55765f99322ead1025b3ceac9eeb.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN1733815227.mp3 [size] => 29004695 [duration] => 1208.53 [uid] => CSN1733815227 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8c775a8a-a4af-11e9-abe6-9b5505475fd4/id3/9b37a05f0e1d5f24d5e73baf99d224ba.mp3 [id3FileProcessing] => [id3FileSize] => 425475 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 97 Final.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      The 30% Rule· ...
  • Array ( [id] => a604bc22-a40f-11e9-9d98-f709f8173fc2 [createdAt] => 2019-07-11T14:11:12.812-05:00 [updatedAt] => 2019-07-11T14:12:52.534-05:00 [title] => 096 - Summer Spending Tips [pubdate] => 2019-07-17T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode, KT discusses:
     
     ·      The travel website competition myth·      Ways to book a better flight or hotel stay·      The power of peer to peer businesses Key Takeaways: ·      The travel industry is worth $1.6 Trillion ·      Travel Websites vs. Booking Direct·      Creative ways to save on Restaurants when traveling Quote:  “You think you’re wheeling and dealing (on a travel website), but the reality is most of the time you’re doing business with the same big company.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/a604bc22-a40f-11e9-9d98-f709f8173fc2/stripped_4f8cdb6e54b06e11bb23ac44350de728.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN6210556837.mp3 [size] => 31064816 [duration] => 1294.37 [uid] => CSN6210556837 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/a604bc22-a40f-11e9-9d98-f709f8173fc2/id3/7968e62bdbab87aa400d3d06a587cf2b.mp3 [id3FileProcessing] => [id3FileSize] => 463034 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT96 Mixdown 2.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:  ·      The travel website...
  • Array ( [id] => f0687c68-a35b-11e9-b340-5f52e214d295 [createdAt] => 2019-07-10T16:44:48.208-05:00 [updatedAt] => 2019-07-11T10:50:24.756-05:00 [title] => 095 - Business Building with Jeanna McGinnis [pubdate] => 2019-07-11T10:48:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT and Jeanna discuss:
     
     ·      Taking the leap to build your business·      The challenges of a subscription business·      Focusing on your target buyers Key Takeaways: ·      Turning a social media following into a business isn’t easy·      Ethics is important in all business·      You can be right, but still be wrong Quotes: “I think social media has painted a very pretty picture of how easy it is to launch a business, nut what you don’t know is what they are doing to allow (their business) to grow.” Jeanna McGinnis “There’s always some risk about what you say you’re going to do to deliver versus how people perceive what you’re going to deliver.” – KT If you’d like to listen to part one with Jeanna click here.  KT wants your feedback. She would like to know: 1)    What do you like about the podcast?2)    What don’t you like about the podcast?3)    How do you like to get financial advice? Send your comments hereClick here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money   [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/f0687c68-a35b-11e9-b340-5f52e214d295/stripped_02fb0bb0909910bae837ab54558bf4ff.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN2293847348.mp3 [size] => 56361795 [duration] => 2348.41 [uid] => CSN2293847348 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/f0687c68-a35b-11e9-b340-5f52e214d295/id3/4b72db9754d87597b6cfe56eaff861e8.mp3 [id3FileProcessing] => [id3FileSize] => 464342 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT95.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT and Jeanna discuss:  ·      Taking...
  • Array ( [id] => fd540594-9827-11e9-b434-43c2cfbe61a9 [createdAt] => 2019-06-26T10:35:13.260-05:00 [updatedAt] => 2019-06-26T10:37:36.747-05:00 [title] => 094 - Your Message and Mission with Patty Farmer [pubdate] => 2019-06-26T10:33:36.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT and Patty discuss:
     
     ·      Designing the lifestyle you want to live·      Finding your audience·      Focusing on your target buyers Key Takeaways: ·      Seven questions you should ask when you meet someone·      Turning networking into nextworking·      Tips for the social media challenged Quote: “At the core, what is the lifestyle you want to live? – Patty Farmer If you’d like to subscribe to Marketing, Media and Money Magazine click here. To learn more about Patty Farmer and her services click here. Note: due to the 4th of July holiday, there will not be an episode next week. Have a safe and happy 4th. Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money   [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/fd540594-9827-11e9-b434-43c2cfbe61a9/stripped_4279b317fae410f2b366f8f75417f066.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3774823115.mp3 [size] => 45473750 [duration] => 1894.74 [uid] => CSN3774823115 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/fd540594-9827-11e9-b434-43c2cfbe61a9/id3/a7f8747451328c2fec7efc7d8b3d3e5d.mp3 [id3FileProcessing] => [id3FileSize] => 463550 [parentId] => [guid] => [pubdateTimezone] => [originalFilename] => KT94 Mixdown.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT and Patty discuss:  ·      Designing...
  • Array ( [id] => 549174a4-942c-11e9-8c97-1f3a1c11ce55 [createdAt] => 2019-06-21T08:56:12.969-05:00 [updatedAt] => 2019-06-21T08:58:32.668-05:00 [title] => 093 - Investing in Yourself with Jeanna McGinnis of Mentor Happy [pubdate] => 2019-06-21T08:54:07.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT and Jeanna discuss:
     
     ·      The disconnect between employers and candidates·      Why many Millennials struggle during one-on-one job interviews·      LinkedIn’s role in job recruitment Key Takeaways: ·      Each generation in the workplace communicates differently·      The best time to find a job is when you don’t need a job·      The art of getting yourself ready for your next job Quote: “Your career is always evolving. It’s really critical that you think about your career holistically.” – Jeanna McGinnis To find out more about Mentor Happy and projectU click hereClick here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/549174a4-942c-11e9-8c97-1f3a1c11ce55/stripped_7371295ec5a5684cfa0b87eaf2f9fcad.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN6358463919.mp3 [size] => 43934615 [duration] => 1830.61 [uid] => CSN6358463919 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/549174a4-942c-11e9-8c97-1f3a1c11ce55/id3/c19f02a7eb2fc8720e300beccf42382e.mp3 [id3FileProcessing] => [id3FileSize] => 463380 [parentId] => [guid] => [pubdateTimezone] => [originalFilename] => KT 93b Mixdown 1.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT and Jeanna discuss:  ·      The...
  • Array ( [id] => d25f92c0-8e01-11e9-be1b-3befdfa08ba2 [createdAt] => 2019-06-13T12:36:48.692-05:00 [updatedAt] => 2019-06-13T12:38:50.937-05:00 [title] => 092 - Convenience Costs: Let’s make sure it’s worth it. [pubdate] => 2019-06-14T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      All the fees you pay and don’t think about·      What industries are the biggest fee predators·      The fees you can and can’t change Key Takeaways: ·      The average American family spends $3,400/year on fees ·      Pick a category a month to focus on·      The trick behind “drip pricing”  Quote: “When the day is done, this is your money you’re simply just giving away for the right to go fast. You can decide how much speed you want to buy.” – KT  Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/d25f92c0-8e01-11e9-be1b-3befdfa08ba2/stripped_2f40671a94988d53d5f23c8f939abc6e.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN6382828489.mp3 [size] => 39568613 [duration] => 1648.69 [uid] => CSN6382828489 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/d25f92c0-8e01-11e9-be1b-3befdfa08ba2/id3/f51305ad0edd2fbccff0a44b7011bf31.mp3 [id3FileProcessing] => [id3FileSize] => 463102 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 93.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      All the fees...
  • Array ( [id] => 487ae334-889d-11e9-b029-cb4149c28818 [createdAt] => 2019-06-06T15:54:31.861-05:00 [updatedAt] => 2019-06-06T15:56:13.944-05:00 [title] => 091 - Sell in May and Go Away (June Edition) [pubdate] => 2019-06-07T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      The Fear Continuum ·      Option Strategies for Investors·      What Summer Does to the Markets Key Takeaways: ·      The different ways to own stock·      Don’t own a stock until “the very end”·      Watch out for “building fear”  Quote: “We all understand the market is a series of ups and downs, except we all really love the ups and nobody really likes the downs.” – KT  Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/487ae334-889d-11e9-b029-cb4149c28818/stripped_51267b73e63268e90cb90213da72e125.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3959156128.mp3 [size] => 31646615 [duration] => 1318.61 [uid] => CSN3959156128 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/487ae334-889d-11e9-b029-cb4149c28818/id3/2e8f4a5f0d0ec618b908665a08c7a11e.mp3 [id3FileProcessing] => [id3FileSize] => 462920 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 91.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      The Fear Continuum · ...
  • Array ( [id] => 1ae7b110-8328-11e9-8b24-9776e4c47106 [createdAt] => 2019-05-30T17:13:08.468-05:00 [updatedAt] => 2019-05-31T11:08:57.522-05:00 [title] => 090 - Social Media for the Solopreneur with Ashley Mason [pubdate] => 2019-05-31T08:42:41.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT and Ashley discuss:
     
     ·      The importance of social media marketing·      Having a social media strategy·      Where to focus your social media efforts Key Takeaways: ·      The five biggest mistakes of social media·      Results take time·      Consistency over frequency   Quotes: “Often times people think social media will get you more sales, grow your business instantly, but really social media is just one piece of the marketing pie.”- Ashley “Twenty-five years ago, you could start a business by hanging a sign, maybe putting an ad in the church bulletin and working hard. Those days are gone. If you’re not out from behind your desk, they’re not going to find you.” – KT Reach Ashley at ashley@dashofsocial.comGrab your free content calendar hereClick here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1ae7b110-8328-11e9-8b24-9776e4c47106/stripped_49a31bc8e1fdebe6874bb3eac2fcdd37.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4081910783.mp3 [size] => 39895249 [duration] => 1662.3 [uid] => CSN4081910783 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/1ae7b110-8328-11e9-8b24-9776e4c47106/id3/b59ffc83914a0af37468dcd0c12e7a56.mp3 [id3FileProcessing] => [id3FileSize] => 72175 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 90.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT and Ashley discuss:  ·      The...
  • Array ( [id] => 97faa2ac-7d65-11e9-9f1c-0b46252ad410 [createdAt] => 2019-05-23T09:18:10.630-05:00 [updatedAt] => 2019-05-23T09:19:52.829-05:00 [title] => 089 - The Tale of Two Unicorns [pubdate] => 2019-05-24T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      What a unicorn company actually is·      If unicorns are actually “rare”·      Unicorn hype reminiscent of 1990s .com boom  Key Takeaways: ·      Market value ≠ Profitability ·      The pros and cons of companies going public·      The difference between Lyft and Pinterest’s IPO strategies   Quote: “I know there are unicorn hunters out there. What I would say to you is just be careful and make sure you’re not buying a heard of horses.”- KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/97faa2ac-7d65-11e9-9f1c-0b46252ad410/stripped_629acbc9cd10bddbd2e26529b1c29d28.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8821077875.mp3 [size] => 22722769 [duration] => 946.78 [uid] => CSN8821077875 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/97faa2ac-7d65-11e9-9f1c-0b46252ad410/id3/65225e0d89d51b6f25e830d07d4c1efd.mp3 [id3FileProcessing] => [id3FileSize] => 71395 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 89.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      What a unicorn...
  • Array ( [id] => 838df2b0-7824-11e9-aa85-1b02a613b728 [createdAt] => 2019-05-16T16:49:43.263-05:00 [updatedAt] => 2019-05-17T08:20:11.264-05:00 [title] => 088 - Real Talk on Real Estate [pubdate] => 2019-05-17T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode KT discusses:
     
     ·      The state of the real estate market·      Advice for buyers·      Advice for sellers Key Takeaways: ·      The power of the Home Equity Loan·      What today’s home buyers and Gen X have in common·      Don’t get Real Estate FOMO  Quote: “(Young Homebuyers) think about financial stability, choice and flexibility in their lives, they think about managing overall costs, they want to be able to change if it’s not working.” - KT

    Click here to reach KTSee KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/838df2b0-7824-11e9-aa85-1b02a613b728/stripped_d3945ba0f1abc1fd62cb3cbfa242a29e.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN6805856973.mp3 [size] => 37422602 [duration] => 1559.28 [uid] => CSN6805856973 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/838df2b0-7824-11e9-aa85-1b02a613b728/id3/21aed36713849dafd62d063042a2a007.mp3 [id3FileProcessing] => [id3FileSize] => 71335 [parentId] => [guid] => [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => KT 88.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode KT discusses:  ·      The state of...
  • Array ( [id] => 5dbcdf22-72a4-11e9-98cb-d74dd0622c8a [createdAt] => 2019-05-09T16:49:48.420-05:00 [updatedAt] => 2019-05-09T16:52:21.449-05:00 [title] => 087 - Secrets of Success [pubdate] => 2019-05-09T16:48:09.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 87 [subtitle] => [summary] => Show Notes: In this episode KT discusses:
     
     ·      Success with photographer and entrepreneur Raya Al-Hashmi ·      Finding your drive·      Adopting the “there’s no plan B” mindset Key Takeaways: ·      Remove the layers to find your authentic life·      How to find your “light”·      Artists need to figure out what they are worth  Quote: “If you want to reach heights of success, you have to commit to moving forward in a way that feels authentic and real to you.” – Raya Al-Hashmi Connect with Raya through her website and InstagramClick here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatters.com/Purchase KT’s book- The Hardworking Woman’s Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/5dbcdf22-72a4-11e9-98cb-d74dd0622c8a/stripped_58e4e3a84d0f1ef8c68921591c9485bd.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN7006078368.mp3 [size] => 48967053 [duration] => 2040.29 [uid] => CSN7006078368 [originalUrl] => [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/5dbcdf22-72a4-11e9-98cb-d74dd0622c8a/id3/f9fb61bd7b8a34797f2f9bff2f26eda5.mp3 [id3FileProcessing] => [id3FileSize] => 71803 [parentId] => [guid] => [pubdateTimezone] => [originalFilename] => KT 87.mp3 [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • Show Notes: In this episode KT discusses:  ·      Success with...
  • Array ( [id] => aafcc6ac-6ce2-11e9-8159-73ec0193e23e [createdAt] => 2019-05-02T09:00:39.845-05:00 [updatedAt] => 2019-05-08T10:25:36.529-05:00 [title] => 086 - Who should be taxed for college debt? [pubdate] => 2019-05-03T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 86 [subtitle] => [summary] => In this episode KT discusses:

    • Her take on Sen. Elizabeth Warren’s student debt relief plan
     • Event vs. Education
     • The hidden cost of college you don’t think about

    Key Takeaways:

    • Americans have $1.4 trillion in student debt
     • Big colleges have tax-exempt status
     • Parents share some of the debt blame

    Quote: “The root of the problem is college tuition has been growing at twice the rate of inflation for more than 25 years.” – KT

    Click here to reach KT
     See KT’s interview on C-Suite Network’s Best Seller TV
    Connect with KT Thomas: https://ktsmoneymatters.com/
    Purchase KT’s book- The Hardworking Woman’s Guide to Money


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  • In this episode KT discusses:• Her take on Sen. Elizabeth...
  • Array ( [id] => 056f5fd2-6ce3-11e9-a5b3-0bef11668b11 [createdAt] => 2019-05-02T09:03:11.589-05:00 [updatedAt] => 2019-05-02T09:06:09.744-05:00 [title] => 085 – Budgeting Basics [pubdate] => 2019-04-26T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 85 [subtitle] => “It’s time to take inventory and see where all the bodies are buried. Who owes what. How much does it cost? How much are you paying in interest? How much is your take-home pay really?” – KT [summary] => In this episode, KT and Joe Neff from New Day Solutions discuss:

    • Short term vs. long term goals
    • Finding your “monthly nut”
    • Enjoying the fruits of your labor

    Key Takeaways:

    • Start with the basics
    • Find ways to gamify savings
    • The importance of tracking every dollar

    “It’s time to take inventory and see where all the bodies are buried. Who owes what. How much does it cost? How much are you paying in interest? How much is your take-home pay really?” – KT
    Click here to reach KT
    See KT’s interview on C-Suite Network’s Best Seller TV
    Connect with KT Thomas: http://ktsmoneymatters.com/
    Purchase KT’s book- The Hardworking Woman’s Guide to Money

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  • In this episode, KT and Joe Neff from New Day...
  • Array ( [id] => 89dcba58-66da-11e9-a506-97676f990b57 [createdAt] => 2019-04-24T16:47:21.318-05:00 [updatedAt] => 2019-05-08T10:31:12.484-05:00 [title] => 084 – Financial Spring Cleaning [pubdate] => 2019-04-19T03:52:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 84 [subtitle] => In this episode, KT discusses: Going through the financial “Junk Drawer” How “financial life” slows down in the spring Taking a “minimalist” look at your finances Key Takeaways: Know how the new tax laws affected you A $2, [summary] => In this episode, KT discusses: Going through the financial “Junk Drawer” How “financial life” slows down in the spring Taking a “minimalist” look at your finances Key Takeaways: Know how the new tax laws affected you A $2,000 tax refund might be too much The simple trick to keep your financial paperwork in order Quote:…In this episode, KT discusses:

    • Going through the financial “Junk Drawer”
    • How “financial life” slows down in the spring
    • Taking a “minimalist” look at your financesKey Takeaways:


    • Know how the new tax laws affected you
    • A $2,000 tax refund might be too much
    • The simple trick to keep your financial paperwork in orderQuote: “Spring is a time to tidy up your life and make it simpler. The same is true for your money.” – KT


     

    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money


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  • In this episode, KT discusses: Going through the financial “Junk...
  • Array ( [id] => 89e1e424-66da-11e9-a506-53b426a7a142 [createdAt] => 2019-04-24T16:47:21.360-05:00 [updatedAt] => 2019-05-08T10:31:30.074-05:00 [title] => 083 – The Franchise Show [pubdate] => 2019-04-11T01:08:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 83 [subtitle] => In this episode, KT discusses The ins and outs of franchises as a business with Brian Grogan and Brent Hillerich of Crescent Franchise Solutions: The number of franchise opportunities in the United States The advantages of franchising The costs of fran... [summary] => In this episode, KT discusses The ins and outs of franchises as a business with Brian Grogan and Brent Hillerich of Crescent Franchise Solutions:

    • The number of franchise opportunities in the United States
    • The advantages of franchising
    • The costs of franchising besides capital 


    Key Takeaways:

     

    • There are many franchising opportunities
    • Family issues could pop up when it comes to sell or wind down the business
    • Banking and financing relationships are important in franchising 


    Quote: “If you can think of a business out here there’s probably a franchisor that would like you to come and be a part of their system.” – Brent Hillerich

     

    Visit the Crescent Franchise Solutions website or text Franchise to 66866 for more information.



    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money


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  • In this episode, KT discusses The ins and outs of...
  • Array ( [id] => 89e63812-66da-11e9-a506-4318b3052713 [createdAt] => 2019-04-24T16:47:21.388-05:00 [updatedAt] => 2019-05-08T10:31:43.641-05:00 [title] => 082 – Battle of the Sexes: Money Edition [pubdate] => 2019-04-05T01:02:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 82 [subtitle] => [summary] => In this episode, KT discusses:

     

    • Who makes better money decisions
    • Who’s more impulsive with investment decisions
    • How you can be a part of the show 


    Key Takeaways:

     

    • KT’s 24-hour rule
    • The importance of a “talk me off the ledge” conversation
    • Women manage $14 Trillion in assets 


     

    Quote: “Why is it important for women to be good at money? It’s important because 80% of women will die alone.” – KT

     

    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money



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  • In this episode, KT discusses: Who makes better money decisionsWho’s more...
  • Array ( [id] => d2b197a0-6ce1-11e9-b15d-bbd5521316f0 [createdAt] => 2019-05-02T08:54:36.964-05:00 [updatedAt] => 2019-05-02T08:55:48.396-05:00 [title] => 081 – Balance Transfer Balancing Act [pubdate] => 2019-03-29T00:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 81 [subtitle] => [summary] => In this episode, KT discusses: 

    • Understanding the difference between balance transfer offers 
    • The mystery of the credit score 
    • Using balance transfers as a strategy to pay off your debts 
     

    Key Takeaways: 

    • Pay attention to the term of the offer 
    • Always go for 0% 
    • Factor in the balance transfer fee 
     

    Quote: 

    “With every yin, there’s a yang. Someone offering something slightly different for you to try to figure out.” – KT 

     

    Click here to reach KT 

    See KT’s interview on C-Suite Network’s Best Seller TV 

    Connect with KT Thomas: http://ktsmoneymatters.com/ 

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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  • In this episode, KT discusses: Understanding the difference between balance transfer...
  • Array ( [id] => 89ea69aa-66da-11e9-a506-4fcbb7e135e0 [createdAt] => 2019-04-24T16:47:21.416-05:00 [updatedAt] => 2019-05-08T10:32:05.138-05:00 [title] => 080 – KT’s Car Show [pubdate] => 2019-03-22T13:06:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 80 [subtitle] => [summary] => In this episode, KT discusses: 

     

    • New vs. Used 
    • Leasing vs. Buying 
    • Brands with the highest customer satisfaction vs. lowest  Key Takeaways: 


    • More work, more money when selling your car 
    • How to buy your next car for cash. See KT Episode 72
    • Advice for “Car Keepers” Quote: 


    “We’re going to take 7-8 pages of information and try to consolidate a checklist of what you need to know before buying your next car.” – KT

     

    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 




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  • In this episode, KT discusses:  New vs. Used Leasing vs. Buying Brands with...
  • Array ( [id] => 89eee9ee-66da-11e9-a506-d352e1092733 [createdAt] => 2019-04-24T16:47:21.445-05:00 [updatedAt] => 2019-05-08T10:32:26.167-05:00 [title] => 079 – Sick of debt? Time to get out? [pubdate] => 2019-03-15T13:46:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 79 [subtitle] =>  The average American pays more than $10,000 per year for the right to borrow someone else’s money- no wonder why people cannot get out of debt!  consider this 3 point plan.     In this episode, KT discusses:    The reason why debt grows  The real cost... [summary] => In this episode, KT discusses: 

     

    • The reason why debt grows 
    • The real cost of your mortgage, auto loans, credit cards, and other debts 
    • The importance of budgeting  


    Key Takeaways: 

    • Why Americans have so much debt 
    • Selling Pennies, charging Dollars 
    • Use technology to track your money  


    Quote:

    “Debt is an American pastime.” – KT



    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 



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  • In this episode, KT discusses:  The reason why debt grows The real...
  • Array ( [id] => 89f359c0-66da-11e9-a506-fbdc6f3c8a53 [createdAt] => 2019-04-24T16:47:21.474-05:00 [updatedAt] => 2019-05-08T10:32:53.271-05:00 [title] => 078 – $1.5 Trillion in Student Loan Debt – Find Out How to Get Out! [pubdate] => 2019-03-08T10:38:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 78 [subtitle] => [summary] =>

    In this episode, KT discusses student loan debt strategies with Tammy Symons CFP, New Day Solutions:

    • American students are $1.5 Trillion in debt
    • Most loans are due six months after graduation
    • Paying them back is a challenge for people starting their careersKey Takeaways:


    • The difference between subsidized vs. unsubsidized loans
    • What you need to know about forbearance
    • How parents can help students pay off loans while in school
    • Know your repayment options, including forgivenessQuote: “You are either going to earn your way out of (student loan debt) or it will stalk you for the rest of your life.” - KT 



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  • In this episode, KT discusses student loan debt strategies with...
  • Array ( [id] => 89f7a912-66da-11e9-a506-0b826592db0a [createdAt] => 2019-04-24T16:47:21.502-05:00 [updatedAt] => 2019-05-08T10:29:27.510-05:00 [title] => 077 – ABLE Accounts and Financial Makeovers [pubdate] => 2019-02-22T12:08:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] =>   In this episode, KT discusses:  Interested in a Money Makeover? Fill out the form here: https://ktsmoneymatters.com/contact/ Remember you can remain anonymous, but your story will be broadcast  Special Needs Trust vs. [summary] => In this episode, KT discusses: 

    • Interested in a Money Makeover? Fill out the form here:
       https://ktsmoneymatters.com/contact/
      Remember you can remain anonymous, but your story will be broadcast 
    • Special Needs Trust vs. ABLE Accounts 
     

    Key Takeaways: 

    • Both Special Needs Trusts and Able Accounts have distinct advantages 
    • ABLE Accounts are more cost-effective, good for care expenses 
    • Special Needs Trust are a good long-term solution 
    Resources: 

    Quote: 

    “All parents know if you have a child with a disability it is tricky and it's expensive. It’s really important to understand there are great tools available.”  - KT

     

    Click here to reach KT 

    See KT’s interview on C-Suite Network’s Best Seller TV 

    Connect with KT Thomas: http://ktsmoneymatters.com/ 

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 

     

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  • In this episode, KT discusses: Interested in a Money Makeover? Fill...
  • Array ( [id] => 89fbf4cc-66da-11e9-a506-dbe65e7d154b [createdAt] => 2019-04-24T16:47:21.531-05:00 [updatedAt] => 2019-05-08T10:33:07.401-05:00 [title] => 076 - To Tip or Not to Tip, and How Much? [pubdate] => 2019-02-15T11:54:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 76 [subtitle] => [summary] => In this episode, KT discusses:

    • If tipping is an obligation or a gratuity
    • How much the average American tips a year
    • Not all tips are equalKey Takeaways:


    • Amount you should really tip
    • How the restaurant industry relies on your tip
    • What servers, bartenders, and baristas makeQuote: “[Money] that goes down this path is money that could be used for anything else you might need to accomplish financially.” - KT


    Click here to reach KT

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money


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  • In this episode, KT discusses:If tipping is an obligation or...
  • Array ( [id] => 8a011bdc-66da-11e9-a506-4fc720952dd8 [createdAt] => 2019-04-24T16:47:21.565-05:00 [updatedAt] => 2019-05-08T10:35:34.313-05:00 [title] => 075 - Cybersecurity Day, Why It Matters To You [pubdate] => 2019-02-08T11:28:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 75 [subtitle] => In this episode, KT discusses: Cybersecurity threats are out there than you think know Nobody is immune to an attack Password security Key Takeaways: There is Opportunity in the threat More victims fall to cybersecurity threats everyday Companies are p... [summary] => In this episode, KT discusses:

    • Cybersecurity threats are out there than you think know
    • Nobody is immune to an attack
    • Password security
    Key Takeaways:

    • There is Opportunity in the threat
    • More victims fall to cybersecurity threats everyday
    • Companies are passing their cybersecurity costs to you
    • Easy password creation tips
     

    Quote: “Cybersecurity and doing a good job managing it is expensive.” - KT

     

    Click here to reach KT 

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a011bdc-66da-11e9-a506-4fc720952dd8/stripped_e404bfb545e711b0d8598fb1c86f2cdb.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3919000192.mp3 [size] => 23613649 [duration] => 983.9 [uid] => CSN3919000192 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1872/KT-Episode-75-v2.mp3 [bitrate] => 192 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a011bdc-66da-11e9-a506-4fc720952dd8/id3/ed2b964aa856935b3087346c78838e8d.mp3 [id3FileProcessing] => [id3FileSize] => 71895 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1872 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:Cybersecurity threats are out there than...
  • Array ( [id] => 8a0560a2-66da-11e9-a506-1f0ec607c2c3 [createdAt] => 2019-04-24T16:47:21.593-05:00 [updatedAt] => 2019-05-08T10:36:00.558-05:00 [title] => 074 - Take Me Out to the Ballgame [pubdate] => 2019-02-01T04:59:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 74 [subtitle] => [summary] => In this episode, KT discusses: 

    - The "sweet magic" of making a living 

    - Being open to opportunity 

    - The in's and out's of minor league baseball management   

    Key Takeaways: 

    - When opportunities arise, you should take them. 

    - What is nice vs. what is necessary 

    - Know your audience 

    - Always strive to do better and be better 

    "The first day you say you're 'all that' is the first day of your demise."Mike Ramshaw   

    "What am I willing to do to get the work that I want--do the work that moves me?"KT Thomas 

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV  

    Connect with KT Thomas: http://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money  

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a0560a2-66da-11e9-a506-1f0ec607c2c3/stripped_f9774f266e2a41a21a41530bff327173.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3376385113.mp3 [size] => 25164068 [duration] => 1572.75 [uid] => CSN3376385113 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1869/In-the-Business-of-Making-Memories.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a0560a2-66da-11e9-a506-1f0ec607c2c3/id3/f402027d8c81beefbd33a3a40fed17d1.mp3 [id3FileProcessing] => [id3FileSize] => 71871 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1869 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses: - The "sweet magic" of making...
  • Array ( [id] => 8a09ad60-66da-11e9-a506-6bbe6393d23b [createdAt] => 2019-04-24T16:47:21.621-05:00 [updatedAt] => 2019-05-08T10:36:27.690-05:00 [title] => 073 - Ninja Traveler [pubdate] => 2019-01-25T09:42:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => “You have to ask yourself are all these sites actually helping me find the best flight for me.” - KT

    In this episode, KT discusses:

    • Not all travel sites are created equal
    • What to consider before you book your next trip
    • Travel discounts may come with a high cost
    Key Takeaways:

    • Sometimes it pays to pay a little extra
    • Bundling is the key
    • Don’t fall for the all the extra add-ons
    • Why Tuesdays and Saturdays matter when traveling
    Click here to reach KT 

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 

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  • “You have to ask yourself are all these sites actually...
  • Array ( [id] => 8a0e15a8-66da-11e9-a506-773fa9405bcb [createdAt] => 2019-04-24T16:47:21.649-05:00 [updatedAt] => 2019-05-08T10:36:57.040-05:00 [title] => 072 - KT’s Year in Review: Actionable Steps for 2019 [pubdate] => 2019-01-18T05:34:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 72 [subtitle] => [summary] => In this episode, KT discusses:

    • The importance of economic take.
    • Protecting your credit.
    • Getting smarter with your everyday spending.
    • Look at your income and then look at how you’re going to manage your expenses.
     

     

    Key Takeaways:

    • Look at what the financial numbers mean to you, not just what the numbers are.
    • Freezing, then unfreezing, your credit isn’t as difficult as people make it seem.
    • Premium gas versus regular unleaded gas.
    • If you can’t afford the 4-year car loan, you probably can’t afford the car.
     

     

     

    "Sometimes it’s just small changes that you make along the way that can actually drive the biggest change. "KT Thomas

     

     

    Click here to reach KT

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

     

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

     

    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

     

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  • In this episode, KT discusses:The importance of economic take.Protecting your...
  • Array ( [id] => 8a129434-66da-11e9-a506-13d543a5a1a2 [createdAt] => 2019-04-24T16:47:21.679-05:00 [updatedAt] => 2019-05-08T10:37:19.627-05:00 [title] => 071 - KT’s 2018 Year End Review [pubdate] => 2019-01-11T00:31:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 71 [subtitle] => [summary] => In this episode, KT and prior guests discuss:

    • Year end review and new year resolutions.
    • Deciding what matters most to you at different times in your life.
    • Being on the right ladder.
    • How to be one of 3/10 businesses that succeed.
    • Creating and consistently executing a plan – either personal or business – with specific, measurable goals.
     

     

    Key Takeaways:

    • Having a drive and a supportive team behind you will lead you to success.
    • It’s better to be on the bottom of the right ladder, then the middle of the wrong ladder.
    • You may be in a rut, but you aren’t stuck. There are opportunities, you may just need someone to help you get your wheels spinning.
    • Commit to the habit of business development.
    • Go for the thing that will change your tomorrows for the positive.
     

     

     

    "I realized nobody’s going to move me forward, I actually have to do something. I have to make a change."Tammy Symons

     

     

     

    Click here to reach KT

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

     

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

     

    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

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  • In this episode, KT and prior guests discuss:Year end review...
  • Array ( [id] => 8a170c12-66da-11e9-a506-c7e7e78e3004 [createdAt] => 2019-04-24T16:47:21.707-05:00 [updatedAt] => 2019-05-08T10:38:01.611-05:00 [title] => 070 - Jennifer Desrosiers- Motivate for Adventure [pubdate] => 2018-12-27T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 70 [subtitle] => [summary] => In this episode, KT and Jennifer D discuss:

    •         Making the decision to change careers to achieve fulfillment. 
    •         The effects if mindset in making choices that guide our lives. 
    •         Uplifting people to help them be courageous and take risks. 
    •         Investing money into non-profit and investing in your community in a sustainable way. 
      

    Key Takeaways:

    •         Taking care of your mind, body and spirit keeps you focused, especially in a career you love. 
    •         Having an adventurous spirit when going out into our lives makes us more open to opportunities.  
    •         It’s important for women to highlight their aspirations and successes to set examples for younger women. 
    •         Look at your community and invest in the areas where you can make a difference.
    "An adventure spirit can be infused in every decision we make in our lives."Jennifer D 

    Connect with Jennifer D:

    Instagram: @wildadventurouslife   

    Facebook: @wildadventurouslife   

    Website: www.wildadventurouslife.com

    Click here to reach KT   

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

       

    Show Notes by Podcastologist: Laura Gray 

    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

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  • In this episode, KT and Jennifer D discuss:     ...
  • Array ( [id] => 8a1b63d4-66da-11e9-a506-ffa2d24f1c85 [createdAt] => 2019-04-24T16:47:21.737-05:00 [updatedAt] => 2019-05-08T10:38:28.352-05:00 [title] => 069 - Karil Reibold –  In order to run a successful startup, you need to understand the business of raising capital and structuring your business for long term success. [pubdate] => 2018-12-20T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 69 [subtitle] => [summary] => In this episode, KT and Karil discuss:

    •          What entrepreneurs have in common.
    •          The phases of starting and growing a business.
    •          Understanding where your market is before you go all in on your business.
    •          Different types of investors.
    Key Takeaways:

    •          You have to be willing to fail – if you don’t try it, you will never succeed.
    •          You learn more from your failures than you do from your successes.
    •          Get as much feedback as possible at all stages of your start up.
    •          Money is more than green.
    "I really believe in entrepreneurship and I feel like it’s the future of our country."Karil Reibold

    Connect with Karil Reibold:

    LinkedIn: Karil Reibold

    Click here to reach KT

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

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  • In this episode, KT and Karil discuss:       ...
  • Array ( [id] => 8a1f9666-66da-11e9-a506-e37329b95b33 [createdAt] => 2019-04-24T16:47:21.765-05:00 [updatedAt] => 2019-05-08T10:38:52.735-05:00 [title] => 068 - 9 Easy Steps to Manage and Protect Your Finances [pubdate] => 2018-12-13T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 68 [subtitle] => [summary] => In this episode, KT discusses:

    • 9 easy steps to better manage your finances.
    • The importance of organizing your mail and financial information.
    • Taking care of your bills and upgrading your cyber-security.
    • Where to keep your physical money.
    Key Takeaways:

    • Open your mail when you have time to read it, then read it.
    • Take proper care in disposing of your mail.
    • Use phrases that make sense to you as your password – but don’t use the same password for everything.
    • Don’t click on links in emails asking for personal information. Go on the website itself and check there.
    "Keep a checklist of bills and when they are due.”KT Thomas

      

    Click here to reach KT

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

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  • In this episode, KT discusses:9 easy steps to better manage...
  • Array ( [id] => 8a23ba52-66da-11e9-a506-a7b274f7b865 [createdAt] => 2019-04-24T16:47:21.792-05:00 [updatedAt] => 2019-05-08T10:39:32.455-05:00 [title] => 067 - Tammy Symons – Fighting the Winter Blues [pubdate] => 2018-12-06T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 67 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • Planning for winter recreation and spending.
    • Knowing the type of person you are, what you like to do and don’t like to do, and how often you will do those things.
    • Buying verses renting your equipment.
    • Doing your research ahead of time instead of winging it on your trip.
     

    Key Takeaways:

    • Don’t just assume the season pass is the best option, especially if you will only be going once or twice during the year.
    • Buy your season passes early, you will often get additional benefits.
    • Consider packing your food to save money on meals.
    • Make your trip fit your financial life – set the money aside as part of your budget.
     

    "Plan ahead of time, think about it the spring prior, and you can save a ton of money and guarantee a fun winter.”  Tammy Symons

     

    Connect with Tammy Symons:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 603-758-1101

     

    Click here to reach KT

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • In this episode, KT and Tammy Symons discuss:Planning for winter...
  • Array ( [id] => 8a27e578-66da-11e9-a506-1b848c02139a [createdAt] => 2019-04-24T16:47:21.819-05:00 [updatedAt] => 2019-05-08T10:44:51.106-05:00 [title] => 066 - Tammy Symons – Managing Market Volatility [pubdate] => 2018-11-29T02:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • Balancing your investments.
    • Knowing your objective, your comfort level with risk, and the timeframe of your money.
    • Dollar cost averaging.
    • How your instincts might lead you astray in finances.
     

    Key Takeaways:

    • Buying low and selling high will not always make you money.
    • Money you need now should be invested differently than money you need for retirement several years down the line.
    • Good, professional investors are wrong about 30% of the time – you’re going to buy some things that don’t work out.
    • Fear makes people hurt more than greed.
     

    "Keep in check with your overall visions."Tammy Symons

     

    Connect with Tammy Symons:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 603-758-1101

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Tammy Symons discuss:Balancing your investments.Knowing...
  • Array ( [id] => 8a2c271e-66da-11e9-a506-f3562066a83c [createdAt] => 2019-04-24T16:47:21.846-05:00 [updatedAt] => 2019-05-08T10:45:57.233-05:00 [title] => 065 - FIRE = Financial Independence, Retire Early [pubdate] => 2018-11-22T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 65 [subtitle] => [summary] => In this episode, KT discusses:

    • The sound bullets of FIRE – the hot new topic in financial planning.
    • How the perspective on lifestyle has changed spending over the years.
    • How the economic climate effects the rising generations.
    • Who is retiring at 50 and why.
    Key Takeaways:

    • Sometimes things fall apart, and if you’re not careful, you can fall apart too.
    • Don’t get too far ahead of yourself financially.
    • People tend to spend more money in the first few years of retirement than they did when they worked
    • There’s nothing wrong with living lean with no debt and saving like crazy, but early retirement doesn’t have to be the end goal of financial independence.
     

    "Ask yourself, if you were 50 and you weren’t working, what would you do?" — KT Thomas


     

    Click here to reach KT 

    See KT’s interview on C-Suite Network’s Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT’s book- The Hardworking Woman’s Guide to Money 

     

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

     

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  • In this episode, KT discusses:The sound bullets of FIRE –...
  • Array ( [id] => 8a315360-66da-11e9-a506-4bbf07a197e5 [createdAt] => 2019-04-24T16:47:21.875-05:00 [updatedAt] => 2019-05-08T10:46:42.187-05:00 [title] => 064 - Lifetime Customer Value [pubdate] => 2018-11-15T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 64 [subtitle] => [summary] => In this episode, KT discusses:

    • What the Lifetime Customer Value number is.
    • How technology has allowed companies to know who is valuable to them over time.
    • The types of shoppers and how companies see those individuals.
    • Ways to increase your customer value score.
    Key Takeaways:

    • What type of a shopper are you? A grinder or a loyal shopper?
    • If you are a hassle, your customer value score will decrease.
    • Nobody knows what the algorithm is for the customer value score for any particular company.
    • It’s not just about what the company values, it’s also about what you value.
    "When the day is done what you want to decide is what do you value?" — KT Thomas

    Click here to reach KT

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

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  • In this episode, KT discusses:What the Lifetime Customer Value number...
  • Array ( [id] => 8a3616fc-66da-11e9-a506-6bb7be6eed65 [createdAt] => 2019-04-24T16:47:21.911-05:00 [updatedAt] => 2019-05-08T10:47:35.588-05:00 [title] => 063 - Tammy Symons – Budgeting for Everyone [pubdate] => 2018-11-08T01:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 63 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • Knowing where you are and understanding your need for budgeting.
    • Steps to budgeting and prioritizing your goals.
    • Utilizing the tools around you, reputable apps, bank or credit union tools, etc. to your advantage.
    • Being thoughtful about one-off decisions and discretionary funds.
    Key Takeaways:

    • There’s more to budgeting than making a bunch of money.
    • Pick your goal for your budget first, you don’t want to create an additional liability in the future.
    • Give yourself room for unexpected expenses in your budget.
    • Budgeting is not a solo effort, it’s a family and relationship effort.
    "Budgeting applies to everyone, no matter how much money you make, where you are as far as your lifestyle goes, or how old you are."Tammy Symons

    Connect with Tammy Symons:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

    Click here to reach KT 

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

     

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  • In this episode, KT and Tammy Symons discuss:Knowing where you...
  • Array ( [id] => 8a3aa7b2-66da-11e9-a506-2fb244e88972 [createdAt] => 2019-04-24T16:47:21.941-05:00 [updatedAt] => 2019-05-08T10:48:10.071-05:00 [title] => 062 - Meg Myers Morgan – Everything is Negotiable [pubdate] => 2018-11-01T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 62 [subtitle] => [summary] => In this episode, KT and Meg Myers Morgan discuss:

        • Negotiations are tied to value, not just money.
        • Challenges Meg has faced in gaining the successes she has had.
        • Being willing to negotiate and ask for the things you want.
        • The biggest hurdles women give themselves.
    Key Takeaways:

        • Plan for what you know you have in front of you and make room for what you want in the future later.
        • Don’t make up a story about how things may go, just get started.
        • Clarity is key – know exactly what it is that you want when going into the negotiation.
        • Be true to you are, you can only hold a façade for so long.
    "Negotiations only work if you go in knowing exactly what it is that you want."Meg Myers Morgan

    Connect with Meg Myers Morgan:

    Website: MegMyersMorgan.com

    Book: Everything is Negotiable: The 5 Tactics to Get What You Want in Life, Love and Work & Harebrained: It seemed like a good idea at the time



    Click here to reach KT 

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

     

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

     
     


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  • In this episode, KT and Meg Myers Morgan discuss:Negotiations are...
  • Array ( [id] => 8a40b832-66da-11e9-a506-0f681b081dda [createdAt] => 2019-04-24T16:47:21.981-05:00 [updatedAt] => 2019-05-08T10:48:57.830-05:00 [title] => 061 - Black Swan Events  [pubdate] => 2018-10-25T02:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode, KT discusses:

    • What Black Swan Events are and how they can affect the world.
    • How Mortgage Changing (mortgages changing hands from one bank/lender to another) has changed over the last 20 years.
    • How the 5 Black Swan Events of the last 20 years have changed how people spend money and invest.
    • Things KT sees as potential risks in the future.
    Key Takeaways:

    • If you own something that’s worth less than what you paid for, you have two options: stay and pay or write it off and go.
    • Pay attention in the markets and world economy as it can and will affect you and your investments in some way.
    • Almost nobody will see Black Swan Events coming, and most of those that do will discount it until it’s too late. The future is anyone’s guess.
    • The economy is a cycle and it will change.
    "Most Black Swans have an essence of greed.” - KT Thomas

     

    Click here to reach KT 

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

    Show Notes by Podcastologist: Chelsea Taylor-Sturkie

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  • In this episode, KT discusses:What Black Swan Events are and...
  • Array ( [id] => 8a453d94-66da-11e9-a506-030f7ec8e721 [createdAt] => 2019-04-24T16:47:22.011-05:00 [updatedAt] => 2019-05-08T10:49:23.281-05:00 [title] => 060 - Retirement Planning  [pubdate] => 2018-10-18T02:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 60 [subtitle] => [summary] => In this episode, KT discusses:

    • How long 6% savings might last after retirement.
    • Retirees are now living longer than they have before and how that has changed the way we must look at retirement.
    • Ways to shore up your retirement.
    • Things you can do now to make sure you are handling your money now to give you the best retirement possible.
    Key Takeaways:

    • People that make a lot of money tend to be better savers, but they also continue to be a bigger spender.
    • Start saving now and start increasing what you save each year.
    • Increase your saving percentage by 2% each year until it is a good amount.
    • If you are young, get the time value of money on your side.
    “We are coming up to open enrollment season, this may be the year for you to decide that you’re going to move off the mark."KT Thomas

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a453d94-66da-11e9-a506-030f7ec8e721/stripped_5db8d132ede3fbdc46f4ceaba2290160.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN9791200950.mp3 [size] => 12471902 [duration] => 779.49 [uid] => CSN9791200950 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1778/KT-MM-Ep-60-Solo-1.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a453d94-66da-11e9-a506-030f7ec8e721/id3/63114c5119caa485c6a33d9fe244ee78.mp3 [id3FileProcessing] => [id3FileSize] => 72235 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1778 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:How long 6% savings might last...
  • Array ( [id] => 8a49ab18-66da-11e9-a506-836adfc6e574 [createdAt] => 2019-04-24T16:47:22.040-05:00 [updatedAt] => 2019-05-08T10:49:49.753-05:00 [title] => 059 - Tammy Symons – Managing your Mortgage  [pubdate] => 2018-10-11T02:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • The benefit of paying off your mortgage versus investing your money.
    • Some of the factors to consider when you’re going into retirement.
    • The historical pattern of mortgage interest rates over the last 10+ years and how it is changing now.
    • The pros and cons of some of the ways in which you can use your investments to pay/pay off your mortgage.
    Key Takeaways:

    • There is no one size fits all answer to financial questions regarding your home.
    • Going into retirement with no major financial obligations is far more reassuring than having large financial obligations.
    • Pay attention to your interest rates over various debts – The rule of thumb states pay off your highest interest rate first.
    • Don’t take money out of your home to put it into the market.
    "If you have a mortgage right now, this is the lowest mortgage that you are going to have. If you have gotten it over the last 10 years…"Tammy Symons

     

     

    Connect with Tammy Symons:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 603-758-1101

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Tammy Symons discuss:The benefit of...
  • Array ( [id] => 8a4e2468-66da-11e9-a506-d7f2ea81702d [createdAt] => 2019-04-24T16:47:22.069-05:00 [updatedAt] => 2019-05-08T10:50:39.605-05:00 [title] => 058 - Marty Sink – CASA of New Hampshire  [pubdate] => 2018-10-04T02:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 58 [subtitle] => [summary] => Marty Sink – CASA of New Hampshire

     

    In this episode, KT and Marty Sink discuss:

    • How to start a charity and those things Marty didn’t know until she had started.
    • What CASA of New Hampshire does and how it helps children and families in the community.
    • How CASA of New Hampshire grew and how it has changed since it’s originally start up.
    • Ways to get involved with CASA of New Hampshire.
     

    Key Takeaways:

    • Surround yourself with people who have some of the expertise that you don’t have and be willing to rely on them.
    • We can’t change the past, but we can make the future better.
    • Fundraising and sales are similar – you do better if you believe in your cause.
    • It’s about building relationships in everything that we do.
     

    "We grew slowly, and we grew carefully. We were always reflecting back on, and evaluating, how we were doing what we were doing, so that we could constantly be improving our service delivery to the courts and to the children that we serve."Marty Sink

     

     

    Connect with Marty Sink:

    Website: casanh.org

    Email: speakup@casanh.org

     

    Click here to reach KT 

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • Marty Sink – CASA of New Hampshire In this episode, KT...
  • Array ( [id] => 8a52a1fa-66da-11e9-a506-1bea6eefe31d [createdAt] => 2019-04-24T16:47:22.098-05:00 [updatedAt] => 2019-05-08T10:51:14.691-05:00 [title] => 057 - Leena Patidar – Direct Your Social Capital and Coin Up! [pubdate] => 2018-09-27T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 57 [subtitle] => [summary] => In this episode, KT and Leena Patidar discuss:

    • How the Coin Up App works, the transparency of the app, and how the app got started.
    • How to get the Coin Up App and the cost for someone to enroll.
    • Leena’s original involvement and why she decided to get involved in charities.
    • Creating a new way, a new form, of giving that can be done at your level.
    Key Takeaways:

    • The Coin Up App is spare change in a jar gone digital and going to charity.
    • The donor has control of the donation, gets credit for it, and gets to see the impact of what they are doing.
    • This is a personal way that you can direct your social capital to a cause that means something to you.
    • We can support these non-profits to allow them to execute their mission. With everyone giving a little, we can help support the non-profits a lot.
    "Just sign up once and forget about it. You’re giving on a regular basis and the charity is being able to rely on a monthly, recurring revenue which they haven’t been able to do before, in most cases."Leena Patidar

     

    Connect with Leena Patidar:

    Twitter: @CoinUpApp

    Website: www.coinupapp.com

    LinkedIn: Leena Patidar

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Leena Patidar discuss:How the Coin...
  • Array ( [id] => 8a572964-66da-11e9-a506-bbc78bacda0e [createdAt] => 2019-04-24T16:47:22.128-05:00 [updatedAt] => 2019-05-08T10:53:26.829-05:00 [title] => 056 - Sylvie di Giusto – Invest in Yourself [pubdate] => 2018-09-20T02:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 56 [subtitle] => [summary] => In this episode, KT and Sylvie di Giusto discuss:

    • What an image consultant is and what they do.
    • How what you do on social media is just as important as what your appearance says about you.
    • Ways to show your individuality while keeping with your professional image.
    • Managing your image for long-term, not just today. Think about where you want to be, then present yourself as that now with your appearance and communication skills.
    Key Takeaways:

    • There are three things you have to consider: what do you want to be known for, if others really perceive you the way you want to be known, what does the brand I work for/represent want to be known for?
    • The more money (or children) involved, the more trustworthy they want you to look.
    • Shop cheap, shop expensive, shop smart. Shop cheap/affordable for the trends. Shop expensive for investment pieces to show you are able to finance them and invest in yourself so you can invest in your clients. Shop smart – invest in your wardrobe out of season and use the internet to your advantage.
    • You are the most important person in your life and your career. Be willing to invest in yourself, make smart decisions, but remember, looking good is not enough. You have to follow up with your behavior and communication.
    "I encourage you to invest in yourself because you are the most important human being in your life. Show yourself some respect and be willing to invest in yourself. "Sylvie di Giusto

    Connect with Sylvie di Giusto:

    Twitter: @SylviediGiusto

    Website: www.executive-image-consulting.com & www.howyouimpress.com & theimageofleadership.com

    Book: The Image of Leadership: How leaders package themselves to stand out for the right reasons

    LinkedIn: Sylvie di Giusto

    Show References:

    www.ShopStyle.com

    Click here to reach KT 

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT and Sylvie di Giusto discuss:What an...
  • Array ( [id] => 8a5bc5b4-66da-11e9-a506-ab4c65067ae1 [createdAt] => 2019-04-24T16:47:22.159-05:00 [updatedAt] => 2019-05-08T10:54:05.948-05:00 [title] => 055 - Mid-Summer Market Review & Stock Buy Backs [pubdate] => 2018-09-13T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 55 [subtitle] => [summary] => In this episode, KT discusses:

        • How the market trends in August due to vacations.
        • Diversifying and risk and how it worked with the market this year.
        • Why people don’t sell even when prices are high.
        • What stock buy backs are, why they matter, and how it is effecting the markets this year.
    Key Takeaways:

        • 71% of the S&P500 return was generated from only 4 companies – Amazon, Microsoft, Apple, Netflix.
        • Staying in stocks is not the same as buying stocks.
        • September and October tend to be the worst months on average most years.
        • Be careful about frequent round-trippers – those that buy back and sell over and over again, as it can change the price of your stocks often.
     

    "Don’t get too caught up in the idea of loving one company or one part of the market. These sectors come in and out of style over the course of the year."KT Thomas

    Referenced: The Motley Fool

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT discusses:How the market trends in August...
  • Array ( [id] => 8a6066dc-66da-11e9-a506-e32b06bca553 [createdAt] => 2019-04-24T16:47:22.189-05:00 [updatedAt] => 2019-05-08T10:54:42.626-05:00 [title] => 054 - Joan Kuhl – Why Millennials Matter [pubdate] => 2018-09-06T13:49:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 54 [subtitle] => [summary] => In this episode, KT and Joan Kuhl discuss:

    • The day to day barriers that hold women back in business.
    • The benefits of women’s conferences.
    • The power of drive-time education.
    • Being willing to embark on learning journeys with those in your company, and keeping the doors of communication open regarding these topics.
     

     

    Key Takeaways:

    • Having a positive mindset can influence all aspects of your life, personally and professionally.
    • Think about networks as a movement possibility, not just a connection group.
    • Networks should be collaborative, not competing against each other. People are identifying as more and more things and we don’t want to isolate them as a singular thing.
    • No one group can make the changes insularly. We all need to work together to make the changes that we want to see in the business world.
     

     

     

    "You’ve got to have a tribe. You’ve got to have a team of people, both women and men, that you can drive as allies, that are also going to work for that common purpose and also have influence in different aspects of the company."Joan Kuhl

     

     

    Connect with Joan Kuhl:

    Website:  whymillenialsmatter.com & thekuhlco.com

    Email:  joan@thekuhlco.com

    Book: Dig Your Heels In: Navigate Corporate BS and Build the Company You Deserve

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a6066dc-66da-11e9-a506-e32b06bca553/stripped_35566e9c2be5ae7fdb24281ada0c261e.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4983850595.mp3 [size] => 24451448 [duration] => 1528.22 [uid] => CSN4983850595 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1745/KT-MM-Joan-Kuhl.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a6066dc-66da-11e9-a506-e32b06bca553/id3/65fead2fa035b8bf6f36e42d95cc9ed2.mp3 [id3FileProcessing] => [id3FileSize] => 74091 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1745 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Joan Kuhl discuss:The day to...
  • Array ( [id] => 8a64fbfc-66da-11e9-a506-73d6205ddfd4 [createdAt] => 2019-04-24T16:47:22.219-05:00 [updatedAt] => 2019-05-08T10:55:39.561-05:00 [title] => 053 - Shawn McBride-Profit in Partnership [pubdate] => 2018-08-30T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 53 [subtitle] => [summary] => In this episode, KT and R. Shawn McBride discuss: 

    • Multiple forms of partnership and how to make sure they will work
    • Don’t be afraid to talk about the contingency plans
    • The importance of getting it in writing – a handshake agreement isn’t typically a good idea
    • Ways to figure out if the partnership is actually working – to know if it’s a good partnership
    Key Takeaways: 

    • The key to a good partnership is understanding
    • Have the uncomfortable conversations early on
    • Discuss The 4 D’s: death, disability, divorce, disagreement
    • Do your due diligence up front, build it the right way.
     

    "You don’t want to agree to agree in the future. That’s where the problems come in."R. Shawn McBride

     

    Connect with Shawn:

    Twitter: @McBrideForBus

    Website: mcbrideforbusiness.com

    Website: planningdoneright.com

    Book: Business Blunders!: 10 Dangerous Business Mistakes and How to Protect Your Business So It Can Thrive!

    Book: It’s About Time: How to Do More of What Matters in the Time You Have

    LinkedIn: www.linkedin.com/in/rshawnmcbride

     

    Click here to reach KT   

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: http://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a64fbfc-66da-11e9-a506-73d6205ddfd4/stripped_88d852e2cfc399dca4906152ec68e6e3.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN9946536066.mp3 [size] => 32571977 [duration] => 2035.75 [uid] => CSN9946536066 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1740/KT-MM-Shawn-McBride.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a64fbfc-66da-11e9-a506-73d6205ddfd4/id3/7576b5ca60398538ac60718a93e26e90.mp3 [id3FileProcessing] => [id3FileSize] => 74175 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1740 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and R. Shawn McBride discuss: Multiple forms...
  • Array ( [id] => 8a696bec-66da-11e9-a506-eff332c52d9c [createdAt] => 2019-04-24T16:47:22.248-05:00 [updatedAt] => 2019-05-08T10:56:19.314-05:00 [title] => 052 - Julie Ann Sullivan- Know Yourself for Success [pubdate] => 2018-08-23T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 52 [subtitle] => [summary] => In this episode, KT and Julie Ann Sullivan discuss: 

    • Julie Ann’s story and how she got to where she is today
    • How to decide where and when to use your time as we all have a limited number of hours in the day
    • How to use virtual assistants to make the most use of your time on the things you find the most interesting
    • Knowing yourself, what you like, and what you don’t like is crucial. It allows you to assess your priorities and your own hierarchy of importance.
    Key Takeaways: 

    • You always want to work on people’s strengths, including your own
    • If you’re miserable, you’re not serving yourself or anyone else
    • Make sure you know how to do the tasks, even if you are having someone else do it
    • Ask yourself, what needs to get done today and look at your priorities every day. Once a year, check back and see what worked, what didn’t, and what needs to be let go of.
    "If you want to be successful, you have to do the work."Julie Ann Sullivan

     

    Connect with Julie Ann: 

    Twitter:   @JASatLNE

    Website: http://julieannsullivan.com 

    Podcast: Business that Care Podcast 

    Book: Blueprint for Employee Engagement: 37 Essential Elements to Influence, Innovate & Inspire

    LinkedIn: https://www.linkedin.com/in/julieannsullivan 

    Your Corporate Podcast: Internal podcasting for clear, concise and consistent messaging - https://julieannsullivan.com/your-corporate-podcast/ 

    Inspired Leadership Coaching: https://julieannsullivan.com/inspired-leadership-coaching/ 

     

    Click here to reach KT   

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT and Julie Ann Sullivan discuss: Julie Ann’s...
  • Array ( [id] => 8a6e0634-66da-11e9-a506-a317ea8ea66b [createdAt] => 2019-04-24T16:47:22.278-05:00 [updatedAt] => 2019-05-08T10:56:50.761-05:00 [title] => Bonus- Lisa Keslar: Getting Support from your Agency [pubdate] => 2018-08-20T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => [subtitle] => [summary] => We've been told that certain podcast platforms had some technical issues with Episode 49, Lisa Keslar, so we decided to post it again as a bonus episode so no one missed any of this amazing content.

    In this episode, KT and Lisa Keslar discuss:

    • Buying the insurance that makes sense for you and your family.
    • Types of questions people should be asking their agents.
    • Finding the best possible coverages.
    • What insurance you should have if you're worried about being sued.
     

    Key Takeaways:

    • Your agent should always be checking to make sure you are on the right plan.
    • Look at quote differences and decide if you're willing to pay the difference for higher coverage.
    • Your agent should be more like your partner.
    • Every carrier is very different.
    "People who want to have better coverage have fewer claims because they're more cautious and therefore, are less risky and so their premiums are lower." — Lisa Keslar

    Connect with Lisa Keslar:

    Twitter:  keslarinsurance

    Website:  http://www.keslarinsurance.com

    Email:  lisakeslar@keslarinsurance.com

    LinkedIn: www.linkedin.com/in/lisakeslar

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a6e0634-66da-11e9-a506-a317ea8ea66b/stripped_d2d124dce6bc01bc5a2638bc43741461.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN2290726936.mp3 [size] => 32373028 [duration] => 2023.31 [uid] => CSN2290726936 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1735/KT-MM-Lisa-Keslar.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a6e0634-66da-11e9-a506-a317ea8ea66b/id3/6ff5012d5de726d5d3abe6137ceb8b56.mp3 [id3FileProcessing] => [id3FileSize] => 73425 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1735 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • We've been told that certain podcast platforms had some technical...
  • Array ( [id] => 8a72bf4e-66da-11e9-a506-936867329aad [createdAt] => 2019-04-24T16:47:22.309-05:00 [updatedAt] => 2019-05-08T10:57:40.329-05:00 [title] => 051 - Tammy Symons- Understanding the Financial Impact of The Family and Medical Leave Act [pubdate] => 2018-08-16T02:30:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 51 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • What the The Family and Medical Leave Act is and how people can use it.
    • Having a cash reserve and understanding if it is enough money.
    • Protecting yourself if you get sick.
    • Understanding the benefits of The Family and Medical Leave Act.
     

    Key Takeaways:

    • The The Family and Medical Leave Act is not a paid leave, but it does protect your position, although this does change depending on your company/state.
    • You can take up to twelve weeks in a twelve-month time period to use a medical leave.
    • Understanding what is considered cash reserve. If you cannot easily convert it to cash, it is not cash reserve.
    • The cheaper the insurance policy, the less likely it will protect you.
     

    "If your employer does not have a paid medical leave option then, it is important to know what they do offer." — Tammy Symons 

     

    Connect with Tammy Symons: 

    Website:  www.newdaysolutions.com

    Phone: 800-834-2101

    Email:  tammy@newdailysolutions.com

     

    Click here to reach KT   

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money  

     

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  • In this episode, KT and Tammy Symons discuss:What the The...
  • Array ( [id] => 8a7758ec-66da-11e9-a506-4b3f97cb63e4 [createdAt] => 2019-04-24T16:47:22.339-05:00 [updatedAt] => 2019-05-08T10:58:13.205-05:00 [title] => 050 - Tammy Symons- Getting into the Groove of School [pubdate] => 2018-08-09T00:50:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 50 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • What to expect to spend in back to school shopping.
    • Recommendations to fund for school shopping.
    • Tips for getting back into the routine of school.
    • Setting goals for what you want to accomplish.
    Key Takeaways:

    • Set a dollar amount of what you're willing to spend before shopping.
    • You can help teach your kids about money through back to school shopping.
    • Set goals and write them down so that you can accomplish the goal.
    • Break down what's important to you and your child so you can set priorities.
    "If you just plug through life then, you don't go anywhere." — Tammy Symons

     

    Connect with Tammy Symons:

    Website:  www.newdaysolutions.com

    Email:  tammy@newdailysolutions.com

     

    Click here to reach KT  

     

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Tammy Symons discuss:What to expect...
  • Array ( [id] => 8a7becf4-66da-11e9-a506-7b7c8f34bbc3 [createdAt] => 2019-04-24T16:47:22.369-05:00 [updatedAt] => 2019-05-08T10:58:48.524-05:00 [title] => 049 - Lisa Keslar- Getting Support from your Agency [pubdate] => 2018-08-02T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 49 [subtitle] => [summary] => In this episode, KT and Lisa Keslar discuss:

    • Buying the insurance that makes sense for you and your family.
    • Types of questions people should be asking their agents.
    • Finding the best possible coverages.
    • What insurance you should have if you're worried of being sued.
     

    Key Takeaways:

    • Your agent should always be checking to make sure you are on the right plan.
    • Look at quote differences and decide if you're willing to pay the difference for higher coverage.
    • Your agent should be more like your partner.
    • Every carrier is very different.
     

    "People who want to have better coverage have less claims because they're more cautious and therefore, are less risky and so their premiums are lower." — Lisa Keslar

     

    Connect with Lisa Keslar:

    Twitter:  @keslarinsurance 

    Website:  http://www.keslarinsurance.com

    Email:  lisakeslar@keslarinsurance.com

    LinkedIn: www.linkedin.com/in/lisakeslar

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • In this episode, KT and Lisa Keslar discuss:Buying the insurance...
  • Array ( [id] => 8a80899e-66da-11e9-a506-636d0f0a7f12 [createdAt] => 2019-04-24T16:47:22.399-05:00 [updatedAt] => 2019-05-08T10:59:28.171-05:00 [title] => 048 - Tammy Symons- Deciding What in Your Life Matters and Acting on it [pubdate] => 2018-07-26T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 48 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss: ·         The drive to want to continue to climb in your career ·         Deciding what your life matters, and acting on it ·         Figuring out if you're on the right path of life, and if you're not how to get to the right place ·         Sharing information that you've learned outside of the workplace    Key Takeaways: ·         You have to have a good support team to truly succeed in life ·         It's important to work with someone who has a large amount of knowledge ·         Make a plan to accomplish your future life goals ·         Don't be afraid to share the things that you're accomplishing    "If you have questions about where you want to go or if you feel like the area you're in right now isn't where you want to be, that's not a bad thing and you shouldn’t be ashamed." — Tammy Symons   Connect with Tammy Symons, CFP:   Website: www.newdaysolutions.com Email: tammy@newdailysolutions.com Phone: 800-834-2101   Click here to reach KT     See KT's interview on C-Suite Network's Best Seller TV Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book- The Hardworking Woman's Guide to Money   [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a80899e-66da-11e9-a506-636d0f0a7f12/stripped_13542111802f4408559672d0a92dbda4.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4363494031.mp3 [size] => 24810475 [duration] => 1550.65 [uid] => CSN4363494031 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1659/KT-Money-Matters-Tammy-2.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a80899e-66da-11e9-a506-636d0f0a7f12/id3/19bf85ca937ee50612422b288ee6016f.mp3 [id3FileProcessing] => [id3FileSize] => 73343 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1659 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Tammy Symons discuss: ·     ...
  • Array ( [id] => 8a851018-66da-11e9-a506-a7544dc8bae3 [createdAt] => 2019-04-24T16:47:22.429-05:00 [updatedAt] => 2019-05-08T11:01:24.136-05:00 [title] => 047 - Tammy Symons- Vacation Smartly [pubdate] => 2018-07-19T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 47 [subtitle] => [summary] => In this episode, KT and Tammy discuss: 
    • The money that goes into vacations and your vacation budget 
    • Only spending what you can afford on vacation 
    • Knowing what your purchase includes 
    • When to buy the cheapest airplane tickets 
      Key Takeaways: 
    • Find hotels that have kitchens so that you don't have to go out to dinner every meal of your vacation 
    • Decide what's worth it when buying items on vacation 
    • Vacation traveling websites don't have all the airlines on them, so do some of your own digging around 
    • Tuesday's have the best prices for buying airplane tickets and other traveling packages 
    "You're taking a vacation to actually have a vacation. Get out of the house and do something!" — Tammy Connect with Tammy Symons, CFP: Website: www.newdaysolutions.com Email: tammy@newdailysolutions.com Phone: 800-834-2101Click here to reach KT    See KT's interview on C-Suite Network's Best Seller TV Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book- The Hardworking Woman's Guide to Money  [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a851018-66da-11e9-a506-a7544dc8bae3/stripped_64914463a259577de9fd99a9af4b7d57.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN1374586289.mp3 [size] => 28337632 [duration] => 1771.1 [uid] => CSN1374586289 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1654/Kt-Money-Matters-Tammy-1.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a851018-66da-11e9-a506-a7544dc8bae3/id3/08db95021124afacb0b272b4abb19ca3.mp3 [id3FileProcessing] => [id3FileSize] => 72573 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1654 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Tammy discuss: The money that goes...
  • Array ( [id] => 8a8981e8-66da-11e9-a506-53127cb013ca [createdAt] => 2019-04-24T16:47:22.459-05:00 [updatedAt] => 2019-05-08T11:02:03.383-05:00 [title] => 046 - Jay Healy- How to Find a Mortgage that’s Perfect for You [pubdate] => 2018-07-12T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 46 [subtitle] => [summary] => In this episode, KT and Jay Healy discuss:

    • What is more recommended, fixed or adjustable rates
    • What first time home buyers want to be thinking about
    • No Doc loan's and the impact of them
    • Figuring out how much mortgage you can actually afford
    Key Takeaways:

    • You have to know what's going on with interest rates
    • See how your home fits in with your future plans
    • Don't look at homes that are over your budget
    • Everything is based off of debt to income ratios
    "Look at the numbers first. Then you can make the decision with your head, before you go make it with your heart." — Jay Healy

     

    Connect with Jay Healy:

    Twitter:  @BlueWaterMtg

    Website:  https://bluewatermtg.com/

    Email:  jay@bluewatermtg.com

    LinkedIn: https://www.linkedin.com/company/blue-water-mortgage-corporation/

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a8981e8-66da-11e9-a506-53127cb013ca/stripped_02108d9656b9a92f4f353a965d8ceadb.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN7463060066.mp3 [size] => 39576555 [duration] => 2473.53 [uid] => CSN7463060066 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1649/KT-Money-Matters-Jay-Healy.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a8981e8-66da-11e9-a506-53127cb013ca/id3/f4d277682a1e0e1464c96cf7c842c9f9.mp3 [id3FileProcessing] => [id3FileSize] => 72753 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1649 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Jay Healy discuss:What is more...
  • Array ( [id] => 8a8dd5cc-66da-11e9-a506-63e86c7881b2 [createdAt] => 2019-04-24T16:47:22.487-05:00 [updatedAt] => 2019-05-08T11:02:43.443-05:00 [title] => 045 - Julie Reisler- Master your Inner World to Master your Outer World [pubdate] => 2018-07-05T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 45 [subtitle] => [summary] => In this episode, KT and Julie Reisler discuss:

        • If you're not taking care of yourself on the inside, you can't be your best self on the outside
        • Taking the leap to start a new campaign
        • How being an entrepreneur shapes your financial decisions
        • self-actualization
    Key Takeaways:

        • Listen to your gut
        • Don't jump into something without being prepared
        • You put ceilings on yourselves, and it's unnecessary
        • You have to learn to love yourself, instead of using shame
    "You've got to really spend some time and energy into yourself." — Julie Reisler

     

    Go to http://juliereisler.com/journal/ for a free Get a PhD in YOU Companion Journal.

    Get Julie's book Get a PhD in YOU on Amazon.com

     

    Connect with Julie Reisler:

    Twitter:  @juliereisler

    Website: http://juliereisler.com 

    Email:  juliereisler@gmail.com

    Book: https://amzn.to/2LGOmq5

    LinkedIn: https://www.linkedin.com/in/juliereisler/

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a8dd5cc-66da-11e9-a506-63e86c7881b2/stripped_989df55e7d5f6d6af32ac32aeaa064d2.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8019477136.mp3 [size] => 24768261 [duration] => 1548.02 [uid] => CSN8019477136 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1647/KT-Money-Matters-Julie-Reisler.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a8dd5cc-66da-11e9-a506-63e86c7881b2/id3/6418c000e6769f0755d1813d4fa22d58.mp3 [id3FileProcessing] => [id3FileSize] => 74093 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1647 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Julie Reisler discuss:If you're not...
  • Array ( [id] => 8a92396e-66da-11e9-a506-ab2ffddf71fb [createdAt] => 2019-04-24T16:47:22.516-05:00 [updatedAt] => 2019-05-08T11:03:27.854-05:00 [title] => 044 - Sue Haviland- Education on Reverse Mortgages [pubdate] => 2018-06-28T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 44 [subtitle] => [summary] => In this episode, KT and Sue Haviland discuss:

    • What is a Reverse mortgage
    • If you have a reverse mortgage, what happens when you die?
    • Understand that the interest is going to accumulate on the mortgage
     

    Key Takeaways:

    • Don't just make a reverse mortgage plan B
    • Educate yourselves on your options for your house
    • Real estate prices constantly change
    • Include everyone in the discussion when considering a reverse mortgage
    "There's a difference between wanting to work, and having to work." — Sue Haviland

     

    Connect with Sue Haviland:

    Twitter:  @liveitdontlimit

    Email:  shaviland@earthlink.net

    LinkedIn: ttps://www.linkedin.com/in/suehaviland/

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT and Sue Haviland discuss:What is a...
  • Array ( [id] => 8a970f98-66da-11e9-a506-c74409b4cfb9 [createdAt] => 2019-04-24T16:47:22.547-05:00 [updatedAt] => 2019-05-08T11:04:53.124-05:00 [title] => 043 - Deb Gabor- When You Need to Accomplish Something, Just Do It!  [pubdate] => 2018-06-21T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 43 [subtitle] => [summary] => In this episode, KT and Deb Gabor discuss: 
    • Deb became an entrepreneur by accident 
    • How to work when having young children 
    • Women have to sacrifice more when they're working 
    • How to brand 
     

    Key Takeaways:
    • Just do it 
    • Do what you can to gain control of your own destiny 
    • Don't hold onto things 
    • Branding is figuring out what you want your customers to think of you 
       "I need to be in control of my own destiny." — Deb Gabor   Connect with Deb Gabor: Twitter:  @deb_sol Website:  http://www.brandingissex.com Email:  deb@solmarketing.com LinkedIn: https://www.linkedin.com/in/dgabor/  Click here to reach KT    See KT's interview on C-Suite Network's Best Seller TV Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book: The Hardworking Woman's Guide to Money [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a970f98-66da-11e9-a506-c74409b4cfb9/stripped_1e9587fa65b2ffdea4da56acd6cca3b0.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN5175779375.mp3 [size] => 26353162 [duration] => 1647.07 [uid] => CSN5175779375 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1641/KT-Deb-Gabor.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8a970f98-66da-11e9-a506-c74409b4cfb9/id3/3b7235e323f115092cf69a48d03b275d.mp3 [id3FileProcessing] => [id3FileSize] => 72687 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1641 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Deb Gabor discuss: Deb became an...
  • Array ( [id] => 8a9b7c68-66da-11e9-a506-bf3cb4cb8841 [createdAt] => 2019-04-24T16:47:22.576-05:00 [updatedAt] => 2019-05-08T11:07:17.560-05:00 [title] => 042 - Christina Martini- While Young, Learn to Take Care of Yourself [pubdate] => 2018-06-14T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 42 [subtitle] => [summary] => In this episode, KT and Christina Martini discuss:

    • Wisdom that Christina wants to share with the community
    • We can choose our path to take
    • It's valuable to learn how to fully take care of yourselves
    • There's going to come a time when parents can no longer help out there kids financially
    Key Takeaways:

    • Be honest, real, and authentic
    • Don't just look to others
    • Don't think of only short term fixes
    • Love and support your teenagers but, make them earn some of their own money
     

    "Making your way in the world and growing up is about learning how to take care of yourself." — Christina Martini

     

    Connect with Christina Martini:

    Twitter:  @TinaMartini10

    Website:  http://www.paradigmshiftshow.com

    Email:  christinamartini.paradigmshift@gmail.com

     

    Click here to reach KT  

    See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT and Christina Martini discuss:Wisdom that Christina...
  • Array ( [id] => 8a9ff93c-66da-11e9-a506-5f773160cf7e [createdAt] => 2019-04-24T16:47:22.606-05:00 [updatedAt] => 2019-05-08T11:07:50.941-05:00 [title] => 041 - Christina Martini- Do You Have an Amazing New Idea? [pubdate] => 2018-06-07T15:08:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 41 [subtitle] => [summary] => In this episode, KT and Christina Martini discuss:

    • Tina is a professional with amazing experience in the legal field but can share insights to her experience as a powerful woman in an industry with many men.
    • If you have an amazing new idea what are your first steps?
    • How do you avoid the lifestyle creep?
    • What helped Tina be so successful?
    Key Takeaways:

    • If you are developing something it is a good idea to reach out to an attorney early.
    • Attorneys can help you map out when you need to protect yourself, how much it will be and what is the most cost effect way to protect yourself.
    • Make sure you always live within your means. Don't spend more just because you make more money.
     

    "Attorneys will help you figure out if you really are the first person to develop it or if you are infringing somebody else."Christina Martini

    Connect with Christina Martini:

    Twitter:  @TinaMartini10

    Website:  http://www.paradigmshiftshow.com

    Email:  christinamartini.paradigmshift@gmail.com

     

    Click here to reach KT 

     See KT's interview on C-Suite Network's Best Seller TV

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT and Christina Martini discuss:Tina is a...
  • Array ( [id] => 8aa4758e-66da-11e9-a506-67ef2301d4f9 [createdAt] => 2019-04-24T16:47:22.635-05:00 [updatedAt] => 2019-05-08T11:08:29.715-05:00 [title] => 040 - Lou Diamond- Getting Connections [pubdate] => 2018-05-31T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 40 [subtitle] => [summary] => In this episode, KT and Lou Diamond discuss: 
    • The difference between networking and connections 
    • Establishing strong connections 
    • The four ways to gain a strong connection 
    • How to get exponential growth 
       Key Takeaways: 
    • It's important to establish connections 
    • Have empathy, a fearless mindset, authenticity, and a super why 
    • Know what your fears are 
    • Be true on the inside, and have everything on the outside reflect that 
      "It is recognizing what is holding you back and knowing how to flip what is holding you back into a space where you can prosper and thrive in a space of courage." — Lou Diamond  Connect with Lou Diamond: Twitter:  @thriveloud Website:  loudiamond.net Email: lou@thrivepartners.net    Click here to reach KT   Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book The Hardworking Woman's Guide to Money [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8aa4758e-66da-11e9-a506-67ef2301d4f9/stripped_c14e21b17f1f52d758fd5097f0c933d3.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8144369179.mp3 [size] => 22156852 [duration] => 1384.8 [uid] => CSN8144369179 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1575/KT-Lou-Diamond-2.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8aa4758e-66da-11e9-a506-67ef2301d4f9/id3/1400d1332769e907f19dfe9794dc9d42.mp3 [id3FileProcessing] => [id3FileSize] => 72447 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1575 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Lou Diamond discuss: The difference between...
  • Array ( [id] => 8aa9040a-66da-11e9-a506-db799b247676 [createdAt] => 2019-04-24T16:47:22.664-05:00 [updatedAt] => 2019-05-08T11:09:02.493-05:00 [title] => 039 - Lou Diamond- Being Financially Set [pubdate] => 2018-05-24T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 39 [subtitle] => [summary] => In this episode, KT and Lou Diamond discuss: 
    • How to handle financial ups and downs of starting a business from scratch 
    • How should people invest in their company 
    • How to expand your business by getting out of your comfort zone 
    • Working from the heart 
      Key Takeaways: 
    • Be prepared moneywise when transitioning from a steady paying job to an entrepreneur 
    • Invest in yourself and in the business 
    • Get yourself in a structure early on 
    • Embrace being fearless 
     "To establish a fearless mindset, and to stretch every day is the only way that you're ever going to grow, in life, in business, in your passions." — Lou Diamond  Connect with Lou Diamond: Twitter:  @thriveloudInstagram: @thriveloudWebsite:  loudiamond.net Email: lou@thrivepartners.net    Click here to reach KT   Connect with KT Thomas: https://ktsmoneymatters.com/Purchase KT's book The Hardworking Woman's Guide to Money [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8aa9040a-66da-11e9-a506-db799b247676/stripped_472917be594067f6ad3acd3e1d1e2338.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3530937479.mp3 [size] => 18310373 [duration] => 1144.4 [uid] => CSN3530937479 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1568/KT-Lou-Diamond.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8aa9040a-66da-11e9-a506-db799b247676/id3/9f9d3e6503d26a4962cf0cd2975731dc.mp3 [id3FileProcessing] => [id3FileSize] => 72621 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1568 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Lou Diamond discuss: How to handle...
  • Array ( [id] => 8aad9754-66da-11e9-a506-43ee2dc5fbc2 [createdAt] => 2019-04-24T16:47:22.694-05:00 [updatedAt] => 2019-05-08T11:09:51.439-05:00 [title] => 038 - Jon Dwoskin- Providing Advice [pubdate] => 2018-05-17T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 38 [subtitle] => [summary] => In this episode, KT and Jon Dwoskin discuss: 

    • Advice Jon would give his clients
    • How to be an effective manager
    • How to find the right mentor
    • Be with a company who's in alignment with who you are
    Key Takeaways: 

    • If you want your business to evolve, you have to evolve first
    • Don't only lead when it's convenient
    • If your mentor constantly makes you feel bad about yourself, you have the wrong mentor
    • Invest to train your employees
     

    "I think mentors are critical in giving you different perspectives, and I think everyone needs them." — Jon Dwoskin 

    Connect with Jon Dwoskin: 

    Twitter:   @jdwoskin  

    Website:   www.jondwoskin.com

    Email:   jon@jondwoskin.com

     

    Click here to reach KT   

    Connect with KT Thomas: https://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money  

     

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  • In this episode, KT and Jon Dwoskin discuss: Advice Jon would...
  • Array ( [id] => 8ab1f790-66da-11e9-a506-870d858d0252 [createdAt] => 2019-04-24T16:47:22.724-05:00 [updatedAt] => 2019-05-08T11:19:36.292-05:00 [title] => 037 - KT’s Tips for When You’re in Your 50’s [pubdate] => 2018-05-15T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 37 [subtitle] => [summary] => In this episode, KT discuss's:

    • Eliminating debt
    • Save for retirement
    • Make sure you're not paying for things that are no longer needed
    • Eliminate insurance items that are unnecessary
    Key Takeaways:

    • Increase your savings every year
    • Know how much cash flow your life needs
    • Know how much your life will change after retirement
    • Get a quote on your life and health insurance
     

    Click here to reach KT  

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ab1f790-66da-11e9-a506-870d858d0252/stripped_d00a702d9dafa7606f6ea3defb8b5959.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN2083943578.mp3 [size] => 19621093 [duration] => 1226.32 [uid] => CSN2083943578 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1510/KT-tips-50s.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ab1f790-66da-11e9-a506-870d858d0252/id3/c5ac5edb4d4d78e711085a162ba84343.mp3 [id3FileProcessing] => [id3FileSize] => 71185 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1510 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discuss's:Eliminating debtSave for retirementMake sure you're...
  • Array ( [id] => 8ab68044-66da-11e9-a506-4ff6e337aacd [createdAt] => 2019-04-24T16:47:22.753-05:00 [updatedAt] => 2019-05-08T11:20:43.582-05:00 [title] => 036 - Jon Dwoskin- Diversification of Career and Money  [pubdate] => 2018-05-10T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 36 [subtitle] => [summary] => In this episode, KT and Jon Dwoskin discuss:  ·        How to leverage your skills and sphere off of that  ·        Is bigger always better? ·        How to communicate affectively ·        What things provide a better environment for an employee   Key Takeaways:  ·         Find ways to put your skill set into another medium ·         Stay consistent with your brand  ·         Without consistency, you can't get to big ·         You want to be able to communicate effectively, and your energy needs to match it       "I believe people can use my information to grow in their business and in life." — Jon Dwoskin      Connect with Jon Dwoskin:     Twitter:   @jdwoskin   Website:   www.jondwoskin.com Email:   jon@jondwoskin.com    Click here to reach KT      Connect with KT Thomas: https://ktsmoneymatters.com/    Purchase KT's book The Hardworking Woman's Guide to Money  Show notes by show editor: Jessie Taylor [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ab68044-66da-11e9-a506-4ff6e337aacd/stripped_68f7cddcbe4a36285cdc87a50d7d5b6e.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN5976422024.mp3 [size] => 12849319 [duration] => 803.08 [uid] => CSN5976422024 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1514/036-KT-diversification-of-career-and-money.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ab68044-66da-11e9-a506-4ff6e337aacd/id3/4ba5103fbbca097fb92634de1348afa6.mp3 [id3FileProcessing] => [id3FileSize] => 73057 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1514 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Jon Dwoskin discuss:  ·   ...
  • Array ( [id] => 8abab524-66da-11e9-a506-13dd362f9157 [createdAt] => 2019-04-24T16:47:22.781-05:00 [updatedAt] => 2019-05-08T11:21:28.057-05:00 [title] => 035 - KT’s Tips for When You’re in Your 40’s [pubdate] => 2018-05-08T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 35 [subtitle] => [summary] => In this episode, KT discuss's:

    • People have made bad habits that just keep setting them back
    • 40's is when you make the worst financial decisions
    • Understand what the barriers of your life are
    • Spend your money wisely
    Key Takeaways:

    • Money has become very opaque
    • You need to implement annual things that will help control spending throughout the year
    • Don't go way over or way under on your taxes
    • Save for your kids college now
    Click here to reach KT  

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8abab524-66da-11e9-a506-13dd362f9157/stripped_7f16a2950044a118a7ccbc1ff6bfc193.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN3421537832.mp3 [size] => 15948904 [duration] => 996.81 [uid] => CSN3421537832 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1508/KT-tips-40s.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8abab524-66da-11e9-a506-13dd362f9157/id3/3083b98280fd59dd2bead57cf9aca906.mp3 [id3FileProcessing] => [id3FileSize] => 71267 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1508 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discuss's:People have made bad habits that...
  • Array ( [id] => 8abeea54-66da-11e9-a506-7f9db600584b [createdAt] => 2019-04-24T16:47:22.809-05:00 [updatedAt] => 2019-05-08T11:22:23.506-05:00 [title] => 034 - Jon Dwoskin- Dealing with Finance [pubdate] => 2018-05-03T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 34 [subtitle] => [summary] => In this episode, KT and Jon Dwoskin discuss: 

    • What's the right thing for people to be thinking about as they go into business
    • Can you teach someone to be an entrepreneur or does it come naturally?
    • What to do when your company gets stuck
    • What makes someone great at leading people
    Key Takeaways: 

    • You need to decide if you can be an entrepreneur by yourself, or if you need a business partner
    • Companies need to get a coach to shake them up and get them moving
    • It is easier to start a company and compete with others than ever before
    • If you go through your whole life playing not to lose, at some point you'll regret i
     

    "A lack of consistency is a big place where people begin to fall short." — Jon Dwoskin 

    Connect with Jon Dwoskin: 

    Twitter:   @jdwoskin  

    Website:   www.jondwoskin.com

    Email:   jon@jondwoskin.com 

     

    Click here to reach KT   

    Connect with KT Thomas: https://ktsmoneymatters.com/ 

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8abeea54-66da-11e9-a506-7f9db600584b/stripped_a080e3d1a873e3db3a468ca2d5f14eaa.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8344609435.mp3 [size] => 15310262 [duration] => 956.89 [uid] => CSN8344609435 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1504/KT-dealing-with-finance.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8abeea54-66da-11e9-a506-7f9db600584b/id3/36d6f871ba855bc3b1038234c5bf180a.mp3 [id3FileProcessing] => [id3FileSize] => 72665 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1504 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Jon Dwoskin discuss: What's the right...
  • Array ( [id] => 8ac32a60-66da-11e9-a506-03c5e98a06d1 [createdAt] => 2019-04-24T16:47:22.837-05:00 [updatedAt] => 2019-05-08T11:23:07.226-05:00 [title] => 033 - KT’s Tips for When You’re in Your 30’s [pubdate] => 2018-05-01T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 33 [subtitle] => [summary] => In this episode, KT  discusses:

    • In your 30's you are making your own financial decisions
    • Establish a strong plan on how to save
    • Employee stock purchase plans
    • Planning for kids financially
    Key Takeaways:

    • Save enough to have the employers sponsored match
    • Pay off loans as quick as possible
    • If you want to always be a stay at home parent, you must save early
    • Financial advisors are very valuable
     

    Click here to reach KT 

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ac32a60-66da-11e9-a506-03c5e98a06d1/stripped_7ccf9d31c6a42530bd7b296be9153f5d.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4907156343.mp3 [size] => 16876355 [duration] => 1054.77 [uid] => CSN4907156343 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1502/033-KT-tips-30s.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ac32a60-66da-11e9-a506-03c5e98a06d1/id3/970a51567499b1f681320f79d92c8df1.mp3 [id3FileProcessing] => [id3FileSize] => 71245 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1502 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT  discusses:In your 30's you are making...
  • Array ( [id] => 8ac76d1e-66da-11e9-a506-43eda726dfe7 [createdAt] => 2019-04-24T16:47:22.865-05:00 [updatedAt] => 2019-05-08T11:23:39.081-05:00 [title] => 032 - Tammy Symons- What To Do When a Family Member Dies [pubdate] => 2018-04-26T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 32 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • KT's experience with a death of a family member
    • If you're the griever, what you should be thinking about
    • Planning a funeral
    • Inquiring about life insurance
    Key Takeaways:

    • When a family member passes, make sure you know whose name is on current loans, any debt, insurance, etc.
    • The initial task after someone passes away is to seek financial advice from a professional
    • Take loved ones with you when you go to the funeral home to make big decisions
    • Take a good inventory of everything that the deceased had — reach out to his/her financial planner — and use that information to make informed financial decisions
    "When you're grieving, you're not yourself… and you can't really think things through."KT Thomas

    Connect with Tammy Symons, CFP:

     

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

     

    Click here to reach KT  

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ac76d1e-66da-11e9-a506-43eda726dfe7/stripped_def611c163935ab0c6170188b9797f4d.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN1761033150.mp3 [size] => 22223307 [duration] => 1388.96 [uid] => CSN1761033150 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1500/032-KT-what-to-do-when-a-family-memeber-dies.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ac76d1e-66da-11e9-a506-43eda726dfe7/id3/63fd354a0f9bcdd2db6f91ff6e1fbe4d.mp3 [id3FileProcessing] => [id3FileSize] => 72569 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1500 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT and Tammy Symons discuss:KT's experience with...
  • Array ( [id] => 8acbb860-66da-11e9-a506-6fca6fa3476d [createdAt] => 2019-04-24T16:47:22.892-05:00 [updatedAt] => 2019-05-08T11:24:19.376-05:00 [title] => 031 - KT’s Tips for When You’re in Your 20’s [pubdate] => 2018-04-24T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 31 [subtitle] => [summary] => In this episode, KT discusses:

    • Your 20s are the start of your "Grown-up" professional life
    • It's not too early to start saving
    • Don't change jobs every few months- Get a job and keep it for a while
    • Having credit is important, how you use credit is more important.
    Key Takeaways:

    • There are so many resources available today
    • Start establishing your credit and you "Stable Person  Value"
    • Can you afford to buy a house now? You need to have 3 months of living expenses saved up first.
    • www.bankrate.com
     

      "It's really hard when you don't have a lot of credit, if that goes bad then all you have is bad credit and it will follow you for years."KT Thomas

     

    Click here to reach KT  

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8acbb860-66da-11e9-a506-6fca6fa3476d/stripped_c0de273d0759d2bc65ee00b2079e1022.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8244232604.mp3 [size] => 13940610 [duration] => 871.29 [uid] => CSN8244232604 [originalUrl] => https://origin1.podcastwebsites.com/1294/1045/1494/032-KTs-Tips-20s.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8acbb860-66da-11e9-a506-6fca6fa3476d/id3/284f07a0d2ca3a4fc59aeea933174419.mp3 [id3FileProcessing] => [id3FileSize] => 71939 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1494 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:Your 20s are the start of...
  • Array ( [id] => 8acffc7c-66da-11e9-a506-a7a92266d856 [createdAt] => 2019-04-24T16:47:22.921-05:00 [updatedAt] => 2019-05-08T11:24:57.442-05:00 [title] => 030 - Tammy Symons- Planning Post Divorce [pubdate] => 2018-04-19T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 30 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

    • How to rebuild yourself after divorce, financially
    • How your expenses change
    • The help of a professional through a divorce
    • Protecting your credit score
     

    Key Takeaways:

    • Putting together your new income vs. expenses and understanding what that is, is a great first step
    • Sometimes, the beauty of going through a divorce is you having the ability to make and craft your own retirement goals
    • Get rid of joint credit cards ASAP
    • Make sure you understand what the divorce agreement states… keep an eye on your beneficiaries for your life insurance, your retirement accounts etc.
     

    "There are going to be changes in earned income as well as expenses paying out child care… those changes are most likely going to happen and you need to account for what those changes are going to be."Tammy Symons

     

    Connect with Tammy Symons, CFP:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

     

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  • In this episode, KT and Tammy Symons discuss:How to rebuild...
  • Array ( [id] => 8ad42bf8-66da-11e9-a506-fb741d9ab542 [createdAt] => 2019-04-24T16:47:22.948-05:00 [updatedAt] => 2019-05-08T11:25:35.375-05:00 [title] => 029 - Tammy Symons- Kids are Expensive! [pubdate] => 2018-04-12T03:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 29 [subtitle] => [summary] => In this episode, KT and Tammy Symons discuss:

        • Financial changes to consider when you start a family
        • How to care for that child when both parents are working
        • Keeping insurance in mind
        • Planning for your child's education
    Key Takeaways:

        • Create a new budget - because your grocery bill, clothing bill and much more is going to change
        • If the parent leaving the workforce has the health insurance under his/her group policy, that needs to be addressed
        • It's important to start saving for college as early as possible
        • If you started saving $100/month when your child is first born, you could end up with about $38,000 when your child attends college… if you wait until he/she is 4, you'll end up with $26,000… If you wait until he/she is 10, you'll end up with about $12,000
    "The US Department of Agriculture came out with a study based on 2015 numbers, saying that the average kid from cradle to college costs between $175,000 - $375,000." - KT Thomas

    Connect with Tammy Symons, CFP:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

     

    Click here to reach KT  

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Tammy Symons discuss:Financial changes to...
  • Array ( [id] => 8ad8604c-66da-11e9-a506-4fab155bcf30 [createdAt] => 2019-04-24T16:47:22.976-05:00 [updatedAt] => 2019-05-08T11:26:09.295-05:00 [title] => 028 - KT’s Tips- Real Estate by the Numbers [pubdate] => 2018-04-10T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 28 [subtitle] => [summary] => In this episode, KT discusses:

    • The current real estate trend
    • Recent change in taxes for 2018
    • Rise in the higher market interest rate
     

    Key Takeaways:

    • Homes went up 5.7 percent last year
    • Don't go house broke
    • Mortgage rates are starting to go up
     

    "If you are thinking about buying a house, think now vs. two years from now." - KT Thomas

     

    Real Estate Numbers- realtor.com

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  • In this episode, KT discusses:The current real estate trendRecent change...
  • Array ( [id] => 8adc923e-66da-11e9-a506-a3009675dc43 [createdAt] => 2019-04-24T16:47:23.003-05:00 [updatedAt] => 2019-05-08T11:30:41.286-05:00 [title] => 027 - Rachael Ela- Keeping Track of All Your Business’ Financial Moving Parts [pubdate] => 2018-04-05T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 27 [subtitle] => [summary] => In this episode, KT and Rachael Ela discuss:

    • Steps that you shouldn't skip
    • Types of accounts to open for your business
    • Understanding your bank's funds availability policy
    • The expense of going too fast
    Key Takeaways:

    • Find an attorney, find an accountant so that you give your business a strong financial foundation
    • Most banks will allow you to start out with a simple account and upgrade it as your business grows
    • When you write a check, you've got to have those funds ready and available in your account at the time you cut the check
    • When you're considering a business line of credit, your bank will ask you questions like "Why do you need this line of credit and when will you draw on it?"
    "Just like personal accounts, there are a huge amount of options out there for businesses." - Rachael Ela

     

    About Rachael Ela:  Rachael Ela is the Vice President and Branch Manager of Optima Bank & Trust, working in the Stratham, NH market. She has over 18 years of banking experience and has spent the last seven in the New Hampshire market working with local business owners, municipalities, and nonprofits. Rachael currently serves as Chairwoman of the Exeter Area Chamber of Commerce, a board member of the Exeter Society of St. Vincent de Paul Community Assistance Center and is a Past President and Paul Harris Fellow of the Exeter Rotary Club. She is a graduate of the New England School of Financial Studies at Babson College and resides in Exeter.

     

     

    Reach Rachael Ela:

    Business: Optima Bank & Trust

    Website: www.optimabank.com

     

    Reach KT Thomas:

    Website: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • In this episode, KT and Rachael Ela discuss:Steps that you...
  • Array ( [id] => 8ae0d4ac-66da-11e9-a506-63e737972a49 [createdAt] => 2019-04-24T16:47:23.031-05:00 [updatedAt] => 2019-05-08T11:31:22.406-05:00 [title] => 026 - KT’s Tips- Gym Memberships [pubdate] => 2018-04-03T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 26 [subtitle] => [summary] => In this episode, KT discusses:

    • The type of people who buy gym memberships
    • The challenges of cancelling your gym membership
    • The yearly cost of average gym memberships
     

    Key Takeaways:

    • It's hard to cancel memberships
    • People pay for a membership they don't use because they hope to come back
    • Be a little forceful in cancelling your membership
    "They do everything they can to keep you paying. And pay we do." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ae0d4ac-66da-11e9-a506-63e737972a49/stripped_bc06f66df316ee5d1c0af46ebe57e147.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN4528191917.mp3 [size] => 8498782 [duration] => 531.17 [uid] => CSN4528191917 [originalUrl] => http://origin1.podcastwebsites.com/1294/1045/1459/KTs-Tips-Gym-Memberships.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ae0d4ac-66da-11e9-a506-63e737972a49/id3/e615682cf1bd03cd6a44214a874a58d2.mp3 [id3FileProcessing] => [id3FileSize] => 70903 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1459 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:The type of people who buy...
  • Array ( [id] => 8ae51a3a-66da-11e9-a506-ff67c57e1690 [createdAt] => 2019-04-24T16:47:23.059-05:00 [updatedAt] => 2019-05-08T11:32:08.788-05:00 [title] => 025 - Rachael Ela- Maintaining a Healthy Financial Balance [pubdate] => 2018-03-29T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 25 [subtitle] => [summary] => In this episode, KT and Rachael Ela discuss:

        • Banking fees
        • The cost of not paying attention
        • Banking in 2018
        • Properly using overdraft protection
    Key Takeaways:

        • The FDIC now requires banks to track what people are spending on banking (the first quarter of tracking totaled to 7.4 billion dollars spent)
        • If you're writing a check or making a payment, you need to have that money in your account at the time of the payment
        • Overdraft protection is a credit line — it's something that automatically sweeps over when you need it
        • It's important to look at your accounts/statements and see if you're using your accounts properly
     

    "The financial system, in general, moves a lot faster than it used to last year, five years ago, and definitely twenty years ago." - Rachael Ela

     

    About Rachael Ela:  Rachael Ela is the Vice President and Branch Manager of Optima Bank & Trust, working in the Stratham, NH market. She has over 18 years of banking experience and has spent the last seven in the New Hampshire market working with local business owners, municipalities, and nonprofits. Rachael currently serves as Chairwoman of the Exeter Area Chamber of Commerce, a board member of the Exeter Society of St. Vincent de Paul Community Assistance Center and is a Past President and Paul Harris Fellow of the Exeter Rotary Club. She is a graduate of the New England School of Financial Studies at Babson College and resides in Exeter.

     

    Reach Me Here: Rachael Ela

    Business: Optima Bank & Trust

    Website: www.optimabank.com

     

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • In this episode, KT and Rachael Ela discuss:Banking feesThe cost...
  • Array ( [id] => 8ae94862-66da-11e9-a506-1bb6394f7077 [createdAt] => 2019-04-24T16:47:23.087-05:00 [updatedAt] => 2019-05-08T11:32:37.332-05:00 [title] => 024 - KT’s Tips- Trade Tariffs, good or bad? [pubdate] => 2018-03-27T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 24 [subtitle] => [summary] => In this episode, KT discusses:

    • Economists' viewpoint on tariffs
    • President Trump initiating tariffs on both steal and aluminum
    • What other countries are doing with tariffs
    • Good and services on a budget
    Key Takeaways:

    • Tariffs can drive up the cost of things
    • We as consumers are not willing to pay more for clothing which tends to enable the negative side of a tariff
    • The average hourly wage of a worker has been fairly flat on an inflation adjusted basis for the past 8 years
    "The most hurt consumer in a tariff war is the middle class.. Because they shop in the stores that carry the most stuff that's brought in from around the world." - KT Thomas

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ae94862-66da-11e9-a506-1bb6394f7077/stripped_eeec19201be473d064a90dfa5a008635.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN8010973294.mp3 [size] => 5391255 [duration] => 336.95 [uid] => CSN8010973294 [originalUrl] => http://origin1.podcastwebsites.com/1294/1045/1473/KT-Tips-Tariffs.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8ae94862-66da-11e9-a506-1bb6394f7077/id3/df2163c6f138da5c433ac9a154addc47.mp3 [id3FileProcessing] => [id3FileSize] => 71597 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1473 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • In this episode, KT discusses:Economists' viewpoint on tariffsPresident Trump initiating...
  • Array ( [id] => 8aed824c-66da-11e9-a506-7f18e004a722 [createdAt] => 2019-04-24T16:47:23.114-05:00 [updatedAt] => 2019-05-08T11:33:19.284-05:00 [title] => 023 - Rachael Ela – Helping Your Parents with Their Money [pubdate] => 2018-03-22T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 23 [subtitle] => [summary] => In this episode, KT and Rachael Ela discuss:

    • When you should go into a physical bank
    • At the death of a parent, what do you do?
    • What banking precautions you can put in place
    • How to not take away dignity
    Key Takeaways:

    • Your parents' local bank will notice when your parents start to do things out of the ordinary
    • Look at your parents' statement or get access to their online bank
    • You don't need to take over your parents' accounts
    • When you notice a change, start having a conversation with them
    "Getting online access to your parents bank while your parents get the paper statements is a great way to monitor their account." - Rachael Ela

    About Rachael Ela:  Rachael Ela is a Vice President and Branch Manager of Optima Bank & Trust, working in the Stratham, NH market. She has over 18 years of banking experience and has spent the last seven in the New Hampshire market working with local business owners, municipalities, and nonprofits. Rachael currently serves as Chairwoman of the Exeter Area Chamber of Commerce, a board member of the Exeter Society of St. Vincent de Paul Community Assistance Center, and is a Past President and Paul Harris Fellow of the Exeter Rotary Club. She is a graduate of the New England School of Financial Studies at Babson College and resides in Exeter.

    Reach Me Here: Rachael Ela

    Business: Optima Bank & Trust

    Website: www.optimabank.com

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • In this episode, KT and Rachael Ela discuss:When you should...
  • Array ( [id] => 8af1bd62-66da-11e9-a506-1b6e19366922 [createdAt] => 2019-04-24T16:47:23.142-05:00 [updatedAt] => 2019-05-08T11:33:52.067-05:00 [title] => 022 - KT’s Tips- Taking care of an Aging Parent [pubdate] => 2018-03-20T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 22 [subtitle] => [summary] => Taking Care of Aging Parents

     

    In this episode, KT discusses:

    • When should you help your parents
    • How to step in to help
    • Parents don't want to ask kids for help
    Key Takeaways:

    • Aging is an undignified process
    • Help your parents watch for elder fraud
    • Watch closer when they are older than 75
    "When you are by yourself it’s a lot more difficult." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • Taking Care of Aging Parents In this episode, KT discusses:When should...
  • Array ( [id] => 8af5cab0-66da-11e9-a506-034b621443f0 [createdAt] => 2019-04-24T16:47:23.169-05:00 [updatedAt] => 2019-05-08T11:34:41.372-05:00 [title] => 021 - Karen Briscoe teaches 5 Minute Success [pubdate] => 2018-03-15T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 21 [subtitle] => [summary] => In this episode, KT and Karen Briscoe discuss:

    • Compound interest
    • How to write a successful book
    • How Karen measures success
    • Acting on your thoughts 


    Key Takeaways:

    • Make sure you create good habits
    • Stay focused
    • Do one concept a day
    • There is so much left to do"Am I at my highest and best right now?" 
    - Karen Briscoe

    About Karen Briscoe: Karen Briscoe is the creator of the transformative "5 Minute Success" concept. Her books Real Estate Success in 5 Minutes a Day: Secrets of a Top Agent Revealed and Commit to Get Leads: 66 Day Challenge® offer a combination of information and inspiration delivered through memorable stories. The daily format with takeaway to get into action propels one to achieve success at a higher level in business and life. Topics include: Commit to Get Leads; Consult to Sell; Connect to Build and Grow; Success Thinking; Activities and Vision; which all lead to the Sweet Spot of Success.

    Her first book was featured in INMAN as “must read for your best year in real estate” in 2017. Amazon ranks the book in the top 1% in its category. It has been endorsed by industry leaders Hal Elrod and Michael J. Maher. She is a contributing author to INMAN and Real Trends real estate media outlets.

    Karen is the host of the 5 Minute Success podcast which currently ranks on Overcast #1 most recommended in the business category. The show has an amazing array of guests who achieve success at a high level. Karen also is a frequent guest on other podcasts that focus on entrepreneurial, success and motivation, as well as real estate related topics. She speaks on a national and local level on the “Best of 5 Minute Success.” Further she has completed the John Maxwell Team Certification Program for Coaching, Speaking and Training.



    Connect with Karen Briscoe:

    Website: www.5MinuteSuccess.com

    Facebook: https://www.facebook.com/groups/5minutesuccess/

    LinkedIn: https://www.linkedin.com/company/11064759/

    Twitter: @5MinuteSuccess

    Podcast: 5 Minute Success



    Connect with KT Thomas: https://ktsmoneymatters.com/



    Purchase KT's book- The Hardworking Woman's Guide to Money





    Show notes by show producer: Anna Nygren


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  • In this episode, KT and Karen Briscoe discuss:Compound interestHow to...
  • Array ( [id] => 8af9f482-66da-11e9-a506-0b8152996f36 [createdAt] => 2019-04-24T16:47:23.196-05:00 [updatedAt] => 2019-05-08T11:35:28.570-05:00 [title] => 020 - KT’s Tips- The Problem With Timeshares [pubdate] => 2018-03-13T04:00:00.000-05:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 20 [subtitle] => [summary] => The Problem with Timeshares

    In this episode, KT discusses:

    • Value of timeshares
    • What to expect from the sales person
    • How to get out of timeshares
    Key Takeaways:

    • Timeshares are not an investment
    • Timeshares are like prepaying for vacations
    • There are better ways to invest your money
    "If you have to finance it, you probably can’t afford it." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • The Problem with TimesharesIn this episode, KT discusses:Value of timesharesWhat...
  • Array ( [id] => 8afe4000-66da-11e9-a506-c70f64a5142f [createdAt] => 2019-04-24T16:47:23.224-05:00 [updatedAt] => 2019-05-08T11:36:00.365-05:00 [title] => 019 - George Ferullo -3 Tax changes affecting high earners [pubdate] => 2018-03-08T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 19 [subtitle] => [summary] => Those Who Pay the Most, Save the Most

    In this episode, KT  and George discuss:

    • Tax changes and its effect on high earners
    • Unreimbursed expenses from home
    • Upcoming changes of alimony
    • Things that have changed/have not changed
     

    Key Takeaways:

    • Phase out of the itemized deductions means a lot of what people think they lost in the tax changes might have been dramatically reduced before the bill
    • If someone is making over $250,000 taxable income (married or joint), they'll be in the 33% bracket
    • There have been no real changes in capital gains taxes
    "Those that pay the most under these [tax] changes will save the most… those who pay the least, have the least amount to get back." - KT Thomas

     

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • Those Who Pay the Most, Save the MostIn this episode,...
  • Array ( [id] => 8b0474f2-66da-11e9-a506-a3561cbed77a [createdAt] => 2019-04-24T16:47:23.263-05:00 [updatedAt] => 2019-05-08T11:36:45.617-05:00 [title] => 018 - KT’s Tips- Frothy Markets [pubdate] => 2018-03-06T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 18 [subtitle] => [summary] => The Word Around the Most Recent Sell Out

    In this episode, KT discusses:

    • The signs when things are getting too frothy in the market
    • FOMO
    • When to buy, for investment reasons
    Key Takeaways:

    • When people are talking about how good things are or if people are defending the price
    • By the time you like the look of something in the market, usually the price has gone by
    • For investments, buy things that aren't at their all time high
     

    "FOMO... People don't want to sell because they don't want to miss the next move up." - KT Thomas

     

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • The Word Around the Most Recent Sell OutIn this episode,...
  • Array ( [id] => 8b08dbe6-66da-11e9-a506-5bf8e666aeb9 [createdAt] => 2019-04-24T16:47:23.294-05:00 [updatedAt] => 2019-05-08T11:37:13.795-05:00 [title] => 017 - George Ferullo 2- Tax reform for the self-employed, how to make the most of the changes and avoid some of the pitfalls [pubdate] => 2018-03-01T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 17 [subtitle] => [summary] => Treading Carefully with Self-Employment and Taxes

    In this episode, KT  and George discuss:

    • A recent change in corporate tax reform
    • The benefits of being an S corporation
    • Small business owners sweetening the tax situation
    Key Takeaways:

    • A pass through entity is an entity where the net income passes directly down to the individual tax payer
    • If you're a single individual and your taxable income falls under $157,500… you can take that 20% deduction off your bottom line
    • What effect is this tax reform going to have on the real estate market?
    "Corporate tax reform hasn't been done in the is country in many years and as a result a lot of our bigger companies have begun to keep and declare their assets out of the country." - KT Thomas

     

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • Treading Carefully with Self-Employment and TaxesIn this episode, KT  and...
  • Array ( [id] => 8b0d3c0e-66da-11e9-a506-3f09fc251d2e [createdAt] => 2019-04-24T16:47:23.322-05:00 [updatedAt] => 2019-05-08T11:38:03.861-05:00 [title] => 016 - Taking Charge of Your Finances [pubdate] => 2018-02-27T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 16 [subtitle] => [summary] => Click here to reach KT  

    In this episode, KT discusses:

    • Common steps to managing money better
    • Taking care of your bills and upgrading your cybersecurity
    • Where you should physically keep your money
     

     

    Key Takeaways:

    • Open your mail and read it
    • When's the last time you changed your passwords?
    • Don't bury money in your backyard! Put it somewhere safe
     

     

    "You shouldn't have piles of bills all over your house." - KT Thomas

     

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

     

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  • Click here to reach KT  In this episode, KT discusses:Common...
  • Array ( [id] => 8b117774-66da-11e9-a506-d7f8f106a32e [createdAt] => 2019-04-24T16:47:23.350-05:00 [updatedAt] => 2019-05-08T11:39:17.546-05:00 [title] => 015 - Understanding the Complexity of the New Tax Code [pubdate] => 2018-02-22T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 15 [subtitle] => [summary] => George Ferullo 

    In this episode, KT and George discuss:

    • Getting taxes done this year
    • Keeping a cool financial head
    • Writing off state and local taxes against the federal return
    • The trade off
     

     

    Key Takeaways:

    • Your total tax obligation may not change as much as you think
    • Not everybody is going to save taxes
    • Alternative minimum taxes is a method on how to calculate your tax liability (state/local taxes and miscellaneous itemized deductions)… it wasn't adjusted along with inflation
    • Only children under the age of 17 at the end of the tax, qualify for the tax credit
     

    "This is a very, very complex tax code that has just been introduced to us… so tread lightly." - George Ferullo

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Twitter: KT Thomas

    Purchase KT's book- The Hardworking Woman's Guide to Money

    [audioFile] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8b117774-66da-11e9-a506-d7f8f106a32e/stripped_aedc86641853ba1250f07c2f14cecb58.mp3 [downloadUrl] => http://traffic.megaphone.fm/CSN1736555205.mp3 [size] => 19164682 [duration] => 1197.79 [uid] => CSN1736555205 [originalUrl] => http://origin1.podcastwebsites.com/1294/1045/1439/George-Ferullo-1.mp3 [bitrate] => 128 [samplerate] => 44100 [channelMode] => stereo [vbr] => [audioFileProcessing] => [podcastId] => 88df72e4-66da-11e9-8226-53b9631350bb [preCount] => 0 [postCount] => 0 [insertionPoints] => Array ( ) [id3File] => https://megaphone-prod.s3.amazonaws.com/podcasts/88df72e4-66da-11e9-8226-53b9631350bb/episodes/8b117774-66da-11e9-a506-d7f8f106a32e/id3/5699dd030cb34a871e641a8dad452d42.mp3 [id3FileProcessing] => [id3FileSize] => 71769 [parentId] => [guid] => https://ktsmoneymatters.com/?p=1439 [pubdateTimezone] => Central Time (US & Canada) [originalFilename] => [preOffset] => 0.0 [postOffset] => 0.0 [spotifyIdentifier] => [expectedAdhash] => [audioFileUpdatedAt] => [draft] => [externalId] => [customFields] => )
  • George Ferullo In this episode, KT and George discuss:Getting taxes done...
  • Array ( [id] => 8b17b3be-66da-11e9-a506-bfd83d34b371 [createdAt] => 2019-04-24T16:47:23.389-05:00 [updatedAt] => 2019-05-08T11:39:41.719-05:00 [title] => 014 - KT’s Tips- Understanding Market Mania [pubdate] => 2018-02-20T03:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 14 [subtitle] => [summary] => In this episode, KT discusses:

    • Defining market mania
    • How overconfidence can be a financial deficit
    • The reality of new currency
    Key Takeaways:

    • BitCoin is today's market mania
    • The herd mentality leads people to spend large amounts of money on "hot" items
    • Cryptocurrency has long way to go to grow up and begs the question, do we even understand it now?
    "It could be a long time until BitCoin trades at $20,000 a coin." - KT Thomas

     

    Reach Me Here: KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

    Show Notes by Show Producer: Anna Nygren

     

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  • In this episode, KT discusses:Defining market maniaHow overconfidence can be...
  • Array ( [id] => 8b1bf8ca-66da-11e9-a506-5bddd626c9a5 [createdAt] => 2019-04-24T16:47:23.419-05:00 [updatedAt] => 2019-05-08T11:40:16.648-05:00 [title] => 013 - Living or Dying Without a Plan [pubdate] => 2018-02-15T03:12:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 13 [subtitle] => [summary] => Reach Me Here: KT Thomas

     

    Getting your finances in order, because life happens

     

    In this episode, KT discusses:

    • Why a will is important
    • Legal ramifications if you don't have a will
    • Engaging an attorney
     

    Key Takeaways:

    • In most States, if you don't have a will your finances will get split between your spouse and your children
    • The number one reason why people don't do estate planning is getting over the fact that they might need it
    • Make sure you understand an attorney's pricing before you meet with them
     

      

    Connect with KT Thomas: https://ktsmoneymatters.com/

     

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • Reach Me Here: KT Thomas Getting your finances in order, because...
  • Array ( [id] => 8b204f60-66da-11e9-a506-4f29eaaded81 [createdAt] => 2019-04-24T16:47:23.447-05:00 [updatedAt] => 2019-05-08T11:40:49.012-05:00 [title] => 012 - Getting the Most Bang for Your Gas Buck [pubdate] => 2018-02-12T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 12 [subtitle] => [summary] => Reach Me Here: KT Thomas

     

    In this episode, KT discusses:

    • What gas to choose when you're filling up your tank
    • How did premium gas come to be?
    • What do the facts say about regular vs. premium gas?
    Key Takeaways:

    • Many people fill up their tank once a week and the average American car holds 12 gallons
    • The fact of the matter is, almost all of us could burn regular unleaded gas with little change
     

    "Premium gas started with Rockefeller who was the founder of standard oil." - KT Thomas

     

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • Reach Me Here: KT Thomas In this episode, KT discusses:What gas...
  • Array ( [id] => 8b249eda-66da-11e9-a506-6b431fb3cec9 [createdAt] => 2019-04-24T16:47:23.475-05:00 [updatedAt] => 2019-05-08T11:41:21.436-05:00 [title] => 011 - How to Make Your Forever Home, the Happiest Place to Be Within Budget [pubdate] => 2018-02-07T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 11 [subtitle] => [summary] => Reach Me Here: KT Thomas

     

    How to Make Your Forever Home, the Happiest Place to Be Within Budget

     

    In this episode, KT and Melissa discuss:

    • When should you spend a lot of money on renovations
    • Giving your home a facelift
    • What work you should avoid
    • Interior designers
    Key Takeaways:

    • If you know you're only going to be there for a year or two, don't gut the kitchen if all you want to change is the aesthetic
    • Paint goes a long way to making a home feel fresher
    • Before you even talk to a designer about compensation, you should ask if they use a contract…. You always want a contract
    • Always know what a designer's hourly rate is and how many hours they think it'll take for them to finish the project
     

    "Painting the cabinets or putting in new countertops… those simple things increase the resale value of your home." - Melissa Hammond

     

    Connect with Melissa Hammond:

    Website: http://hammonddesign.net/

    Email: melissa@hammonddesign.net

    Phone: 974-474-9149

     

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  • Reach Me Here: KT Thomas How to Make Your Forever Home,...
  • Array ( [id] => 8b28daf4-66da-11e9-a506-eb1f4a442fa3 [createdAt] => 2019-04-24T16:47:23.503-05:00 [updatedAt] => 2019-05-08T11:42:02.757-05:00 [title] => 010 - Protecting and Dead-Bolting Your Credit [pubdate] => 2018-02-05T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 10 [subtitle] => [summary] => Reach Me Here:

    KT Thomas

    Protecting and Dead-Bolting Your Credit

     

    In this episode, KT discusses:

    • The Equifax breach
    • Managing your credit
    • Freezing your credit
    Key Takeaways:

    • A simple way to protect your credit is by managing your passwords more regularly - changing your passwords often, not answering emails that you're unsure of etc.
    • For a one time cost of $30, you can freeze your credit for as long as you want to
     

    "I want you to think about protecting your credit like protecting your house." - KT Thomas

     

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

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  • Reach Me Here:KT ThomasProtecting and Dead-Bolting Your Credit In this episode,...
  • Array ( [id] => 8b2d0b7e-66da-11e9-a506-df27a5a73e2c [createdAt] => 2019-04-24T16:47:23.531-05:00 [updatedAt] => 2019-05-08T11:42:31.616-05:00 [title] => 009 - The 411 on the 529 Plan [pubdate] => 2018-01-31T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 9 [subtitle] => [summary] => Reach Me Here: KT Thomas

    In this episode, KT and Tammy discuss:

    • Misinformation about 529 plans
    • Who's best suited for a 529 plan?
    • The downsides to doing this plan
    • What Tammy recommends
     

    Key Takeaways:

    • You don't pay on the interest earned
    • As long as you use it for college, it's completely tax free
    • If you don't use the funds for education, there's a 10% penalty (which is completely taxable)
    • Ask yourself, "what are your long term financial goals?" Does a 529 plan fit those needs?
     

    "529 Plans are great vehicles for people to save for their child's education, their grandchild's or even their own." - Tammy Simmons, CFP

     

    Connect with Tammy Simmons, CFP:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

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  • Reach Me Here: KT ThomasIn this episode, KT and Tammy...
  • Array ( [id] => 8b31cad8-66da-11e9-a506-779a4d8b76e5 [createdAt] => 2019-04-24T16:47:23.560-05:00 [updatedAt] => 2019-05-08T11:43:00.887-05:00 [title] => 008 - The Take [pubdate] => 2018-01-29T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 8 [subtitle] => KT Thomas [summary] => In this episode, KT discusses:

    • What does "the take" mean?
    • Why you should keep an eye out for tax exempt investments
    Key Takeaways:

    • When the tax rate change is all said and done, those with the higher tax rate can benefit from using tax exempt investments
    • When you make an investment, look at the net result to determine the true success of it
     

    "It's important to know what you're actually making from an investment." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • In this episode, KT discusses:What does "the take" mean?Why you...
  • Array ( [id] => 8b36092c-66da-11e9-a506-072794f865dc [createdAt] => 2019-04-24T16:47:23.589-05:00 [updatedAt] => 2019-05-08T11:43:35.502-05:00 [title] => 007 - Hiring the right professional [pubdate] => 2018-01-24T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 7 [subtitle] => [summary] => In this episode, KT and Melissa discuss:

    • Keeping a budget in mind
    • Quick and Cheap? Not so much
    • Plan, plan, plan
    • Bang for your bucks
    Key Takeaways:

    • Coming up with a budget can be difficult, so think about bringing in a professional or use a tool like this Free Cost vs. Value Report
    • The most important piece of a renovation job is a realistic timeline/plan
    • Paint is a great bang for your buck and can totally change the feel of the room
    • Until you know what you're actually going to build, it's going to be hard to get a solid estimate
     

    "Studies show that more than a third of what we spend, is spent on the home." - KT Thomas

     

    Connect with Melissa Hammond:

     

    Website: http://hammonddesign.net/

    Email: melissa@hammonddesign.net

    Phone: 974-474-9149

     

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  • In this episode, KT and Melissa discuss:Keeping a budget in...
  • Array ( [id] => 8b3a8592-66da-11e9-a506-fbfd2cef2157 [createdAt] => 2019-04-24T16:47:23.617-05:00 [updatedAt] => 2019-05-08T11:44:09.692-05:00 [title] => 006 - Pink it and Shrink it [pubdate] => 2018-01-22T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 6 [subtitle] => [summary] => Reach Me Here: KT ThomasIn this episode, KT discusses:

    • How women pay more for less product
    • Knowing what to look for
     

    Key Takeaways:

    • Often times, products packaged in pink are more expensive and contain less of the actual product when compared to men's products
    • If you're the type of person that doesn't like scented things, buying the non-scented "guy" version of the product can save you money
     

     

    "A little bit of spending can go a long way." - KT Thomas

     

    Connect with KT Thomas: https://ktsmoneymatters.com/

     

    Purchase KT's book- The Hardworking Woman's Guide to Money

     

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  • Reach Me Here: KT ThomasIn this episode, KT discusses:How women...
  • Array ( [id] => 8b3f177e-66da-11e9-a506-efe40385fc6d [createdAt] => 2019-04-24T16:47:23.649-05:00 [updatedAt] => 2019-05-08T11:44:38.960-05:00 [title] => 005 - Making Sure Your Financial Plans are In Good Professional Hands [pubdate] => 2018-01-17T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 5 [subtitle] => [summary] => Reach Me Here:

    KT Thomas

    In this episode, KT and Tammy discuss:

    • Why a financial planner is important
    • Things to keep in mind when choosing a financial planner
    • Being a CFP vs. working as a CFP
    • Fiduciary
     

    Key Takeaways:

    • Make sure that the financial planner is certified
    • Fiduciary means that the financial planner is going to do what's in your best interest
    • Check with your planner that he/she is outlining all the fees that you're paying for and why they're there
    • Find a financial planner that can customize his/her services to your needs and check FINRA to make sure your planner is legitimate
     

    "Well the first thing that you want to know is if the financial planner certified." - KT Thomas

    Connect with Tammy Simmons, CFP:

    Website: www.newdaysolutions.com

    Email: tammy@newdailysolutions.com

    Phone: 800-834-2101

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  • Reach Me Here:KT ThomasIn this episode, KT and Tammy discuss:Why...
  • Array ( [id] => 8b433340-66da-11e9-a506-bbc91ac1a4c6 [createdAt] => 2019-04-24T16:47:23.676-05:00 [updatedAt] => 2019-05-08T11:45:02.366-05:00 [title] => 004 - What Tax Law Changes Are Bringing Homeowners in 2018 [pubdate] => 2018-01-15T22:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 4 [subtitle] => [summary] => In this episode, KT discusses:

    • What a home equity line of credit is and how it's changed in 2018
    • Variable interest rates
    • Advantage and disadvantages of tax benefits
    • The effects on the average American
    Key Takeaways:

    • A home equity line of credit is a second loan established on your home. It's not your primary mortgage.
    • This line of credit is commonly used for home projects or debt consolidation
    • In 2018, you lose the ability to write off these interests that you paid
    • Ask yourself, what’s the true expense of what you do and what you save?
    "Interest on your home equity line of credit WAS tax deductible." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

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  • In this episode, KT discusses:What a home equity line of...
  • Array ( [id] => 8b477036-66da-11e9-a506-bb0972c61519 [createdAt] => 2019-04-24T16:47:23.703-05:00 [updatedAt] => 2019-05-08T11:45:22.399-05:00 [title] => 003 - Renovations from the Ground Up, The Money Conscious Way [pubdate] => 2018-01-15T21:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 3 [subtitle] => [summary] => In this episode, KT and Melissa discuss:

    • Keeping a budget in mind
    • Quick and Cheap? Not so much
    • Plan, plan, plan
    • Bang for your bucks
    Key Takeaways:

    • Coming up with a budget can be difficult, so think about bringing in a professional or use a tool like this Free Cost vs. Value Report
    • The most important piece of a renovation job is a realistic timeline/plan
    • Paint is a great bang for your buck and can totally change the feel of the room
    • Until you know what you're actually going to build, it's going to be hard to get a solid estimate
    "Studies show that more than a third of what we spend, is spent on the home." - KT Thomas

    Connect with Melissa Hammond:

    Website: http://hammonddesign.net/

    Email: melissa@hammonddesign.net

    Phone: 974-474-9149

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT and Melissa discuss:Keeping a budget in...
  • Array ( [id] => 8b4bbf38-66da-11e9-a506-339a2b4f42b3 [createdAt] => 2019-04-24T16:47:23.731-05:00 [updatedAt] => 2019-05-08T11:45:49.617-05:00 [title] => 002 - Bitcoin: The New Gold or The Next ‘.com’ [pubdate] => 2018-01-15T20:00:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => full [seasonNumber] => [episodeNumber] => 2 [subtitle] => [summary] => In this episode, KT discusses:

    • Understanding Bitcoin
    • The speculation
    • On a 1 to 10 scale of risky... Bitcoin is a 20
    • Is it a gold replacement?
     

    Key Takeaways:

    • A cryptocurrency is a replacement for real currency
    • The question is: "Will a currency not backed by the government survive?" If it does, what will it look like?"
    • Bitcoin is the biggest type of cryptocurrency, not the only type. Just like Kleenex isn't the only type of tissue.
    • Bitcoin is only as valuable as the last person who was willing to buy it from the last person who wanted to sell it
    "[Bitcoin] is not for the conservative people who want to check their statement every day." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT discusses:Understanding BitcoinThe speculationOn a 1 to...
  • Array ( [id] => 8b502cd0-66da-11e9-a506-873e2a0cc38b [createdAt] => 2019-04-24T16:47:23.760-05:00 [updatedAt] => 2019-05-08T11:46:11.188-05:00 [title] => 001 - KTs Money Matters Intro Episode [pubdate] => 2018-01-07T21:34:00.000-06:00 [author] => [imageFile] => [explicit] => [episodeType] => trailer [seasonNumber] => [episodeNumber] => 1 [subtitle] => [summary] => In this episode, KT discusses:

    • KT's career
    • The purpose of KT'sMoneyMatters podcast
    • Types of guests on the show
    • What you should expect
     

    Key Takeaways:

    • KT has been a financial advisor for more than 25 years
    • You should be able to have a takeaway each week that you can apply to your financial situation
    • KT really believes that giving back to your community is extremely important
    • Check out KT's book here!
     

    "Money seems like it should be simple but it's actually pretty complicated." - KT Thomas

    Connect with KT Thomas: https://ktsmoneymatters.com/

    Purchase KT's book- The Hardworking Woman's Guide to Money 

     

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  • In this episode, KT discusses:KT's careerThe purpose of KT'sMoneyMatters podcastTypes...

KTsMoneyMatters Podcast



KT Thomas

Host | Certified Financial Planner

Kathleen Thomas, who often goes by KT, has over 25 years of experience in the financial services industry and understands the need for women to take control of their financial lives. A Certified Investment Management Analyst, Chartered Life Underwriter, and Certified Financial Planner™ practitioner, Thomas earned her degrees in Finance and Political Science from Salem College. Prior to founding NewDay Solutions, an independent Registered Advisor Firm, Thomas spent 20 years as a private wealth advisor for Ameriprise Financial Services. Many of her earliest clients continue to work with her. Thomas is an avid long-distance runner and triathlon participant. She has completed the Boston Marathon seven times and the Ironman Distance Triathlon three times. She has volunteered as coach and mentor for Girls on the Run New Hampshire and Team in Training. Raised in Newton, Massachusetts, Thomas now lives in Seabrook, New Hampshire, with her husband, John. They have one daughter.

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