C-Suite Network™

Capital Growth Personal Development

Unveiling the Secret to a Lasting Financial Legacy: The Power of Proper Estate Planning

Enter the realm of legends – where the iconic Heath Ledger, Marilyn Monroe, Michael Jackson, and more adorned the stage of fame. Yet, beyond the glitz and glamour, a stark truth emerges. Behind closed doors, their financial legacy crumbled like a house of cards. Lousy Wills paved the way for emotional chaos, legal battles, and a haunting question: What about their fortunes?

But let’s not be blinded by the limelight. The essence of estate planning transcends fame and fortune. Whether your assets are colossal or modest, the need for a well-constructed estate plan is universal. It’s not just about dollars; it’s about securing the future for your loved ones. The stage is set, and the spotlight beckons – it’s time to craft your financial masterpiece.

Unlock the Mystery of Estate Planning

Your estate is an intricate tapestry woven from real estate, stocks, treasures, and more. Like a conductor orchestrating a symphony, a comprehensive estate plan ensures a harmonious transfer of your legacy. Imagine a world where questions find answers effortlessly: Who inherits what? Who safeguards your children’s future? How much tax will be paid for property transitions?

Let’s lay the myths to rest. A will is merely a blueprint for the future, effective only after your final curtain call. In the face of incapacity, it loses its voice. After your departure, it may usher your legacy into the maze of probate. A single step into the probate court could lead to a labyrinth of fees and delays.

A Symphony of Steps to Safeguard Your Legacy

Charting your financial opus demands meticulous planning. For those with straightforward financial lives, crafting your estate plan might be a solo endeavor. Yet, the more intricate the melody, the more you may want a maestro’s guidance.

Begin with a grand inventory of your assets – a canvas of your life’s work. As the brushstrokes of your legacy unfurl, ask yourself: Who shall inherit these treasures? Who shall navigate my financial ship in stormy seas? Who shall be the guardian of my health decisions when I’m voiceless?

Now, embrace the realm of living trusts – your guardians of prosperity. A fortress against the storms of probate, these trusts are conduits to a smoother transition. To breathe life into this plan, transfer your assets officially. From tangible treasures to legal titles, the symphony of transition begins.

As the crescendo builds, designate your healthcare power of attorney. When shadows of incapacity loom, your trusted guardian shall hold your health decisions in their hands. Let your wishes echo through the chambers of medical care, ensuring your voice is heard even when you’re silent.

Crafting a Harmonious Legacy

In this symphony of preservation, harmony is paramount. Engage in heartfelt conversations with your heirs – a prelude to conflict-free tomorrows. The promise of gain often clouds judgment, but transparency disarms future disputes.

As the final notes linger, remember to design alternate paths. An ensemble of agents safeguarding your interests ensures your legacy’s resilience. Keep your orchestrator’s score – your Trustee – close at hand, safely preserved for those who bear its responsibility.

Enter the realm of safety deposit boxes, where your magnum opus rests. Your Trustee and Power of Attorney, they must know the way to this treasure trove. The notes of your healthcare power of attorney should harmonize with your physician’s care – a crescendo of respect for your wishes.

The Overture to a Resounding Legacy

The journey nears its climax, yet your legacy’s journey is timeless. Verify your beneficiary designation forms – an oath to ensure your assets flow seamlessly to their chosen destinations. The shield of the homestead, a guardian against creditors, fortifies your legacy.

As you perfect your opus, never forget the echo of time. An estate plan is not static; it must evolve with life’s tempo. Every three years, dance through your estate documents, ensuring they remain in sync with your reality.

A Legacy of Possibility

Embarking on the path of estate planning may feel daunting. Mortality’s shadow is not a pleasant thought. Yet, embracing this endeavor illuminates a path of empowerment and legacy. Through meticulous planning, your financial masterpiece thrives, ensuring a legacy that doesn’t crumble, but instead, resonates through generations. By harnessing the symphony of proper estate planning, you conduct a legacy that transcends time, one that echoes the resounding power of your dreams.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips:



Phone (951) 926-4158

Capital Growth Personal Development

Unveiling the Truth: Shattering the Top Three Myths of Financial Planning

Are you ready to break free from the shackles of financial myths and embark on a journey toward a prosperous retirement? Brace yourself for a revelation that will transform the way you perceive your investments, as we debunk the most persistent financial planning misconceptions that have held countless individuals hostage.

Picture this: a vast majority of individuals sporting 401Ks or IRAs are blissfully unaware of the intricate dance their money performs. The haunting question, ‘Where’s your retirement money?’ evokes vague responses like ‘At the bank’ or ‘With my broker.’ Alas, the road to financial unpreparedness is paved with such replies.

But what if you could seize the reins of your financial destiny and script your retirement tale with mastery? The answer lies in banishing these myths that have cast shadows over your golden years. Buckle up as we demystify these financial fables, clearing a path toward financial empowerment and retirement readiness.

Myth #1: The Risk-Reward Fallacy

Picture a canvas where you can paint your financial dreams with safety and confidence. The stock market may have held the allure of promise, but it’s not the only avenue to prosperity. While ‘market experts’ may echo the clarion call of stock investment, history has rewritten the script. The promises of yesteryears no longer echo in the 21st-century reality.

Discover the truth: Your money doesn’t have to gamble on market whims. Venture into the realm of fixed index annuities, a haven of security with the charm of a savings account. In the annals of history, even the Great Depression couldn’t tarnish their shine. Embrace the truth – you can thrive without the precarious embrace of stock market volatility.

Myth #2: Unmasking Broker Priorities

The stage may be set with brokers vowing to champion your financial aspirations, but the plot thickens. When the curtains rise, a different narrative unfolds. Your broker’s agenda isn’t solely tethered to your success. Their profits spring not just from your victories, but also from market turbulence. A stark truth emerges brokers to profit from managing your funds, irrespective of market twists.

Let this truth penetrate: Your financial well-being needs a guardian, a shield against hidden motivations. Embrace the power of knowledge and consider less turbulent waters. The realm of fixed index annuities beckons – a land where security thrives and commissions don’t wield the steering wheel.

Myth #3: The Silent Erosion of Hidden Fees

Behind the scenes, a subtle erosion nibbles away at your retirement dreams. Hidden fees stealthily carve chunks from your accounts, robbing your financial potential. Beware the lurking administration fees, veiled beneath the shimmering façade of investment management.

Unveil the shrouded mystery and seize control of your financial destiny. Delve into the intricacies of your plan, scrutinizing administration fees, investment fees, and individual service charges. A small step towards fee transparency can yield monumental gains for your retirement haven.

Mapping Your Financial Odyssey

It’s time to seize your financial narrative with a resolute spirit. Whether your retirement horizon is visible on the horizon or painted in distant hues, the moment is ripe for action. Erase the shadows of myth and usher in an era of empowered decisions. Embrace the wisdom, disband the myths, and sculpt your future today – a legacy that echoes with peace, prosperity, and fulfillment.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips go to my linktr.ee/healthymoneyhappylife


Phone (951) 926-4158

Capital Growth Personal Development

Mastering the Art of Estate Planning: Your Blueprint for Securing Family and Friends

Unlock the secrets to a future of financial security, legacy preservation, and harmonious familial bonds in this captivating article. Join us as we delve into the world of estate planning decisions, guided by the wisdom of a Certified Senior Advisor whose expertise illuminates the path to a brighter future.

Picture a world where your loved ones are shielded from the turmoil of legal battles, financial uncertainties, and draining court fees upon your passing. This article is your passport to that world – a world sculpted by your thoughtful estate planning decisions.

The stories of Heath Ledger, Marilyn Monroe, Michael Jackson, and other iconic figures underscore the profound impact of an inadequate will. But here’s the exciting revelation: Regardless of your net worth, you have the power to script a legacy of certainty and prosperity.

Venture into the heart of estate planning and witness the transformational potential it holds for you, your family, and your friends. Journey with us through the pearls of wisdom extracted from Kris Miller’s groundbreaking book, ‘Ready for PREtirement? Everything You Need to Know Now So Your Money Is There When You Need It.’

Discover how to sidestep the treacherous path of probate, that legal labyrinth that often swallows estates whole. Learn how to masterfully wield the magic of a living trust, ensuring a seamless transfer of your financial legacy to your heirs, devoid of the cumbersome probate process.

Prepare to be enlightened as we unravel the intricate dance of trusts. Bursting the myth that trusts are exclusive to the wealthy, this article unveils how they can be your dynamic tool, shaping the destiny of your assets, shielding them from creditors, and offering protection against legal disputes.

Estate planning goes beyond cold numbers; it’s a legacy of love. The power of candid discussions with your heirs is unveiled, defusing potential conflicts and confusion. As you craft your estate plans, witness the profound difference that clarity can make.

Prepare to journey beyond a mere will. A will’s limitations are unmasked, highlighting its inability to govern asset control and health decisions during your lifetime. Embark on the voyage of empowering your future with a comprehensive estate plan that resonates with your values and aspirations.

Unearth the secrets of funding your trust, the cornerstone of a secure financial future. Navigate the intricate process of titling assets, ensuring your trust’s potency is fully realized. Marvel at the strategic protection the homestead offers, standing as a guardian of your primary residence.

Estate planning is a symphony of preparation, protection, and provision. Your legacy is a masterpiece that deserves meticulous crafting. Empower your loved ones, transcend legal complexities, and forge a path to prosperity. Embrace the tools and strategies presented here, transforming mere documents into a symphony of security.

Embark on this inspiring journey of safeguarding your family’s future – where your decisions today shape a future of tranquility, empowerment, and undying prosperity. Your legacy begins now.

Schedule a Free Financial Fitness Strategy Session with Kris Miller, LDA

Legacy Wealth Strategist #1 Bestselling Author, Speaker & Educator

Use the Calendar Below to Schedule Your One-On-One Session with Kris


30+ years of experience assisting others to grow & protect their wealth. Helped more than 6,000 families avoid financial disaster by strategically planning for their futures. Not one person has lost a single dime on her watch. Her clients learn how to change their families’ financial realities and create incomes they will never outlive

For more Healthy Money Tips content go to my linktr.ee/healthymoneyhappylife


Phone (951) 926-4158

Personal Development

Empowering Change: Cathy Derksen Explores Women’s Impact in Business Landscape in Upcoming Keynote

Cathy Derksen, the visionary behind Inspired Tenacity, is driven by her passion to uplift women in her community and beyond. As the founder of her company, she has established herself as a renowned international speaker and an accomplished author, earning the top spot on the bestseller list ten times over. Through her captivating narratives, Cathy motivates readers to embrace audacity and pursue their loftiest ambitions. Moreover, she has developed a platform that empowers women to share their own inspiring tales through collaborative books. In her program, Cathy seamlessly guides aspiring authors from conceptualizing their chapters to becoming published bestsellers, making the journey simple yet exhilarating.

Can you tell us about the inspiration behind your anthology series, “Grit and Tenacity: Women Transforming Leadership in Business and Community?” 

The focus of my work is to support women in rediscovering their brilliance and to step into bigger possibilities in their life. My books give women the platform to share their wisdom and experience with the world. Women are stepping into leadership in ways that are creating a shift in the ways things are being done. This book spotlights the stories of women who have chosen to step up and step out in their own way. 

What motivated you to focus specifically on women’s leadership in this anthology series?

Leadership is a key way for women to create a new path for themselves and the people they lead. Spotlighting the progress and impact women have had in changing the norms in leadership builds awareness and encourages others to step up in different ways. 

What challenges do women face in the realms of business and community leadership, and how does your anthology shed light on these issues? It is very common for women to experience discrimination and limited opportunities in a male dominated system. They are also often frustrated with the systems and approaches used in a traditional model of business. The traditional focus of win-lose goes against the way many women naturally lean towards collaboration and mentorship to build a win-win-win experience. This book gives examples and strategies for stepping out of the traditional systems and building success with a new approach.

In your opinion, what are some of the key qualities that successful women leaders possess? Some of the key qualities that successful women leaders possess include creativity, curiosity, empathy, collaboration, big-picture focus, patience, as well as the courage and tenacity to stick to their values and dreams.  

What advice would you give to aspiring women leaders based on the insights gained from the contributors from your anthology? Don’t be afraid to do things your way. Embrace the courage and confidence to speak up and stand strong in your beliefs. Surround yourself with a community of people who lift you up and encourage you. If you can’t create the change you need to see in your current environment, step out and start something new. Focus on a model of leadership through collaboration and mentorship that lifts the people around you, rather than the old model of leadership that focuses on keeping others below you.

Growth Other Skills

Harnessing the Energy of Mercury Retrograde: 8 Powerful Business Tips

Welcome to a new dimension of business strategy!

“Oh no, my computer has crashed.”

“He hasn’t received any of my texts or emails.”

“We need to reschedule this meeting and it’s been rescheduled more than once already.”

“My train/plane/bus is delayed – again!”

Yes, this is the quintessential Mercury in retrograde period. When I tell people it’s happening, I hear gasps and groans.

BUT, we can actually use Mercury retrograde to our advantage in business. Because, yes, all of the stars, even Mercury, are conspiring for our success.

The planets actually have so much to say to us if we only listen and Mercury is the most loquacious. He darts and dives around the Sun 3 times a year and each time, when it looks like he’s running backward, it’s known as the dreaded Mercury Retrograde.

Poor Mercury! He’s only trying to help and he wants us to know how we can use these periods to boost our businesses.

Business Tips

Here are 8 powerful business tips to not just survive, but thrive during Mercury retrograde:

  1. Revamping Strategy: Everything is up for (re) in this period – think review, refine, reassess, release. It’s a time to revisit or revamp, so let’s embrace this period as an opportunity to review business strategies and fine-tune goals to emerge stronger as Mercury shifts gears.
  2. Reigniting Customer Loyalty: Reengage with clients and reach out to former clients or partners who’ve fallen off the radar. Mercury retrograde encourages us to reimagine connections and rediscover opportunities.
  3. Making Small Decisions: This isn’t the time for major decisions as we’ll regret what we’ve been so firm about during the retrograde period. Mercury is a trickster as he wants us to slow down to ensure we’re building a strong foundation. He clouds judgment, so using this time for research, planning and groundwork is our best bet.
  4. Unleashing Creativity: In retrograde, Mercury is asking us how we can be more creative. He wants us to drop into our hearts and feel our passion. This doesn’t necessarily mean we need to pick up our paint brushes or musical instruments. It means we get to brainstorm fresh ideas, innovative new offerings and imagine solutions to longstanding challenges.
  5. Energizing Vision: We get to restore our vision with a fresh new perspective, find deeper meaning to our mission and/or realign with our higher purpose. This is exciting and reigniting if we reach for our patience and allow new ideas to unfold. It’s an unfurling, not a lightning bolt epiphany.
  6. Being Flexible: Change and change again is Mercury’s cosmic dance, reminding us that pivoting gracefully when unexpected challenges arise makes us shine. By going with the flow, we can define our intent without expectations. As we commit without trying to control the outcome, we actually increase our prosperity flow.
  7. Clearing Communication Pathways: Knowing misunderstandings are more prevalent, we can lead the way by taking the time to foster communications within our communities, replenish connections and fine-tune collaborations. Laying out step-by-step goals, guidelines or procedures is very Mercury retrograde.
  8. Getting Intuitive: Mercury wants us to see, know and hear without using our minds. Yup – this is his mission when he stations retrograde. Our challenge, should we choose to accept it, is to spend time in meditation, reflection and introspection. We can get to know ourselves better, more intimately, to become stronger in our convictions, deepen our passions and position our businesses properly within our niche or industry.

All this being said, Mercury retrograde isn’t kind to anything new or big. However, sometimes we have to sign a contract, negotiate or start something new during a retrograde period. My best advice is to double and triple check on both sides. We don’t want someone to think they’re getting something we haven’t offered or vice versa. Taking extra caution, dotting i’s and crossing t’s laboriously, is the way through these retrograde periods.

Also, if we have a launch or promotion that has to happen during a Mercury retrograde period, recognize it’s not going to be the rocket blast we may desire. It’ll be a slower, longer curve, so I always say, plan for a longer lead in and an extra-long tail. Doing an elegant outreach campaign is excellent positioning for the way of the future.

It’s collaboration, collaboration, collaboration that clears our pathways for expanding our influence and making big impact.

Using Mercury retrograde periods to teach us patience for clarity in goals, communication and connection, puts us in the driver’s seat for the future.

Mercury may be a trickster, but he has our best interests at heart.

Mark Your Calendar!

We’re in the midst of another Mercury retrograde period until mid-September, but never fear, another one is only a few months away. 😬

Mercury Retrograde Dates

August 23 – September 15, 2023

December 13 to January 1, 2024

April 1 – 25, 2024

August 4 – 28, 2024

November 25 – December 15, 2024

For Geminis and Virgos, extend these periods a handful of days before and after each date range – no matter which year. In 2023, Capricorns and Taurians need to do this as well. In 2024, the fire signs are impacted the most, so those in Aries, Leo and Sagittarius are going to join the Geminis and Virgos in the extension periods.

Bottom Line

As leaders, it’s our role to harness the energy around us and transform it into positive momentum. Mercury retrograde is our chance to realign, rejuvenate, and revitalize our businesses. Let’s rise above the common narrative and use these cosmic tides to our advantage!

Stay tuned for more insightful updates to use the stars + strategy to clear the pathway to your success. I’m here to empower you with the knowledge and inspiration needed to lead your business to new heights.

Cheers to cosmic growth,



Renowned author, speaker, and wellness coach, Aryana Charise, shares details on the release of your new book, “Harmonic Healing”

Aryana Charise, a renowned author, speaker, and wellness coach, has showcased remarkable leadership skills in her mission to uplift and heal others. A distinguished graduate of Emory University in Atlanta, GA, Aryana’s life is dedicated to nurturing, loving, and enhancing the well-being of her great-grandmother, grandparents, and parents.

Through her inspiring choices and intentional living, Aryana has become a beacon of motivation for countless individuals, encouraging them to embrace life with purpose. Her journey has led to the creation of a truly beautiful and profoundly fulfilling existence, brimming with boundless happiness.

Aryana’s impactful speeches, coaching, and inspiration empower people to embrace a fulfilling life while making a positive impact on others. Based in Atlanta, GA, she finds joy in exploring new places, indulging in hiking, cycling, and sailing adventures.

“Harmonic Healing” seems to cover various modalities and practices. Could you highlight some of the most impactful techniques readers will find in the book and how they can incorporate them into their daily routines?

Optimal cellular health is attainable by embracing a holistic and proactive approach in creating healthy habits including consistent physical activity, stress management, eating a diet that is well balanced in essential nutrients, sufficient sleep and eliminating detrimental habits such as exposure to toxins, excessive alcohol consumption, and smoking.

Writing a book on healing and personal growth can be a transformative process for the author as well. How did writing “Harmonic Healing” impact you personally, and did it lead to any unexpected discoveries or realizations?

This healing journey began for me as a teenager when I became a caregiver for my great grandmother, grandparents and parents.  I was inspired to research and implement techniques to provide healing and pain relief.  These techniques transformed my life and the lives of others seeking methods to enhance their health and overcome challenges physically, emotionally, and mentally.

Your book appears to touch on spiritual aspects as well. How do you address spirituality in “Harmonic Healing,” and how can readers from different belief systems benefit from your insights?

Optimal cellular health has a profound impact on our mental, physical as well as spiritual health. The techniques shared in Harmonic Healing are universal and can be implemented by all regardless of belief system. When readers apply spiritual insights into their routine the results are transformative on all levels. Faith is foundational and essential in achieving overall vitality and quality of life.

As an author, you have likely researched and delved into a wide range of topics related to healing. Were there any findings or ideas that surprised you during your writing process, and if so, how did they shape the content of your book?

My findings were surprising with regard to the damaging negative impact that factors such as chronic social isolation, loneliness, and declining mental health have on depression, increased cellular stress, and inflammation.  Establishing and maintaining healthy relationships, participating in activities that foster joy and relaxation can positively impact cellular health and well being. 

“Harmonic Healing” has the potential to resonate with a diverse audience. What message or main takeaway do you hope readers will carry with them after reading your book, and how do you envision it making a positive impact on their lives?

“Harmonic Healing” is much more than a guide to health; it is a journey towards self-discovery and personal growth.  My expert and empathetic guidance demystifies the realm of holistic health, breaking down complex concepts into understandable, actionable steps.  I envision readers taking control of their health and achieving a happier and healthier lifestyle.

Click here to download Aryana’s new book Harmonic Healing